Jr. Underwriter

United-Auto-Credit-Corporation; San Francisco (CA); Presencial; USD 29.000 - 34.000; Jornada completa

Descripción de la vacante

United Auto Credit Corporation seeks a Junior Underwriter in San Francisco to bridge approvals and contracts. You’ll call dealerships on approved or conditionally approved applications, provide solutions, and assess risk while building strong dealer relationships.

A fast-paced, relationship-driven environment awaits. Responsibilities include reviewing deals for program compliance, counteroffering where needed, and collaborating with Funding and Sales to move deals forward.

Formación

• Bachelor's degree preferred or equivalent experience.
• Auto finance or financial services experience preferred.

Responsabilidades

• Close the loop – Call dealerships to rehash approvals and capture contracts.
• Match the right program with contracts, evaluating risk and pricing.
• Partner with dealerships, Area Managers, and Sales/Marketing to strengthen relationships.
• Help structure or restructure deals for the best outcome.
• Gather information to recommend alternative products or programs.
• Explain credit decisions to dealers to build confidence.
• Hit or exceed monthly production, quality, and customer satisfaction goals.
• Collaborate with Funding and Sales to keep deals moving smoothly.
• Support the team and company goals by jumping in as needed.

Conocimientos

Communication skills

Interpersonal skills

Organizational skills

Time management

Negotiation

Relationship building

Deal closing

Educación

Bachelor’s degree or equivalent

Herramientas

Microsoft Office

Google Suite

Microsoft Teams

Descripción del empleo

Job Summary:Job Summary:Join our team as a Junior Underwriter and play a key role in turning approvals into contracts. You’ll call dealerships on applications that have been approved or conditionally approved through our automated decisioning process and will provide solutions with the goal of capturing the contract while assessing the overall risk of the application. Using UACC’s common-sense lending approach, you will build strong dealer relationships over the phone, deliver outstanding service, and help drive business growth while representing a trusted brand in the auto finance industry. We’re looking for a motivated professional who thrives in a fast-paced, relationship-driven environment.Essential Duties and ResponsibilitiesAs a Junior Underwriter, you’ll be the bridge between approvals and signed contracts, turning opportunities into results while building lasting dealer relationships. You will:Close the loop – Call our dealership partners to rehash approvals with the goal of capturing the contract while providing solutions and assessing the overall risk of the application.Match the right fit – Ensure sales contracts meet program and guideline specifications or counteroffer to a different program to evaluate risk and price the application accordinglyBe a trusted partner – Work hand-in-hand with dealerships, Area Managers, and our Sales/Marketing team to strengthen relationships and drive success.Add value to every deal – Review deals with dealers and help structure or restructure them for the best possible outcome.Bring solutions to the table – Gather key information to recommend alternative products or programs when appropriate.Educate and empower – Clearly explain the “why” behind credit decisions, helping dealers understand our approach and build confidence in our partnership.Aim high – Consistently hit or exceed monthly goals for production, quality, and customer satisfaction.Collaborate for success – Work closely with internal teams like Funding and Sales to keep deals moving smoothly.Stay adaptable – Jump in where needed to support the team and company goals.Education/ExperienceBachelor’s degree preferred (or equivalent combination of education and experience)Auto finance or financial services experience preferredSkills & AbilitiesExcellent communication and interpersonal skillsStrong organizational and time management abilitiesProven ability to build relationships with dealers, sales/marketing teams, and peersSkilled negotiator with a drive to win in a competitive market and ability to think outside the boxCompensation Range:$20.50 - $24.50 an hour, based on Location and ExperienceAveraging $500 bonuses monthlyExpected Total Compensation including Average Bonuses = $55K - $65kTechnical SkillsProficient in Microsoft Office, Google G Suite, and TeamsCommitment to Diversity and Equal Employment OpportunityUnited Auto Credit Corporation, a wholly owned indirect subsidiary of Vroom, is an equal opportunity employer committed to creating and supporting a work environment where all employees can find their drive. To do that, we champion a workplace where each and every person is treated with dignity and respect and is valued for their unique perspectives and contributions. We believe our values of SPEED (Service, Progress, Employees, Engagement, and Development) are best realized in an environment, whether physical or virtual, where every individual has the ability to bring their whole selves to work and contribute fully.UACC maintains a working environment that encourages mutual respect and promotes harmonious and friendly relationships among employees. The company prohibits any form of employment discrimination or harassment against employees, applicants, or other protected persons in the workplace based on a protected characteristic(s), regardless of who the source is of such conduct. Protected characteristics include race, color, religion, creed, sex (including gender, sexual orientation, gender identity or expression, or pregnancy, childbirth, or a related medical condition), national origin, ancestry, ethnicity, age, physical or mental disability, genetic information, service in the uniformed services, citizenship, or any other characteristic protected by federal, state, and/or local law. This commitment to antidiscrimination and antiharassment applies to all terms, conditions, and privileges of employment including, but not limited to, recruitment and hiring.UACC likewise provides reasonable accommodations to qualified applicants, employees, or other legally protected individuals in the workplace with a disability to enable them to participate in the job application process, to perform the essential functions of a job, or to enjoy the benefits and privileges of employment equal to those of other employees, except if the accommodation would pose an undue hardship. The company also makes reasonable accommodations for religious beliefs and practices.UACC complies with all applicable federal, state, and/or local laws relating to equal employment.Other Things to NoteThis posting is not intended to provide a comprehensive account of the duties and responsibilities that may be required of this position. Duties and responsibilities may change or be added at any time, with or without notice.Please review our privacy and CCPA policies.Commitment to Diversity and Equal Employment OpportunityUnited Auto Credit Corporation, a wholly owned indirect subsidiary of Vroom, is an equal opportunity employer committed to creating and supporting a work environment where all employees can find their drive. To do that, we champion a workplace where each and every person is treated with dignity and respect and is valued for their unique perspectives and contributions. We believe our values of SPEED (Service, Progress, Employees, Engagement, and Development) are best realized in an environment, whether physical or virtual, where every individual has the ability to bring their whole selves to work and contribute fully.UACC maintains a working environment that encourages mutual respect and promotes harmonious and friendly relationships among employees. The company prohibits any form of employment discrimination or harassment against employees, applicants, or other protected persons in the workplace based on a protected characteristic(s), regardless of who the source is of such conduct. Protected characteristics include race, color, religion, creed, sex (including gender, sexual orientation, gender identity or expression, or pregnancy, childbirth, or a related medical condition), national origin, ancestry, ethnicity, age, physical or mental disability, genetic information, service in the uniformed services, citizenship, or any other characteristic protected by federal, state, and/or local law. This commitment to antidiscrimination and antiharassment applies to all terms, conditions, and privileges of employment including, but not limited to, recruitment and hiring.UACC likewise provides reasonable accommodations to qualified applicants, employees, or other legally protected individuals in the workplace with a disability to enable them to participate in the job application process, to perform the essential functions of a job, or to enjoy the benefits and privileges of employment equal to those of other employees, except if the accommodation would pose an undue hardship. The company also makes reasonable accommodations for religious beliefs and practices.UACC complies with all applicable federal, state, and/or local laws relating to equal employment.Other Things to NoteThis posting is not intended to provide a comprehensive account of the duties and responsibilities that may be required of this position. Duties and responsibilities may change or be added at any time, with or without notice.Please review our privacy and CCPA policies.