Java Developer - Software Engineer III

Bank of America Corporation; Pennington (AL); On-site; USD 103,000 - 180,000; Full time

Job summary

Bank of America is seeking a Software Engineer III for the Fraud Technology team to design, develop, and support enterprise-grade applications with leadership across the full software lifecycle.

You will apply strong hands-on Java, Spring Boot, microservices, cloud technologies, and agile delivery, while mentoring others and contributing to code reviews and production troubleshooting. Real-time fraud detection across multiple accounts will be a core focus.

Qualifications

• 5+ years of Java development experience with hands-on Spring Boot expertise.
• Experience with REST APIs and Microservices architectures.
• Proficiency in SQL databases (SQL Server, Oracle, PostgreSQL).
• Experience with messaging platforms such as Kafka or MQ.

Responsibilities

• Codes solutions and unit tests to deliver a requirement per acceptance criteria and compliance.
• Designs, develops, and modifies architecture components, interfaces, and solution enablers.
• Mentors engineers and coaches CI/CD practices and automation.
• Leads requirements refinement, estimation, and delivery lifecycle planning.
• Supports real-time fraud detection solutions and production troubleshooting.

Skills

Java development

Spring Boot

Microservices

REST APIs

SQL databases

Messaging systems

Tools

Kafka

MQ

SQL Server

Oracle

PostgreSQL

Job description

Job Description

At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clients, teammates, communities and shareholders every day.

Being a Great Place to Work and providing a culture of caring is core to how we drive Responsible Growth. We are intentional about fostering an inclusive workplace where every teammate has the opportunity to succeed, build a career and contribute to our shared success. This includes attracting and developing exceptional talent, recognizing and rewarding performance, and supporting our teammates' physical, emotional, and financial wellness through affordable, competitive and flexible benefits.

We value the unique perspectives individuals bring from all backgrounds and career paths - whether shaped by military service, community college education, or a wide range of work and life experiences. These journeys foster resilience, leadership and innovation, strengthening our workforce and positively impact the communities we serve.

Bank of America is committed to an in-office culture that supports collaboration, engagement, and career development. Our approach includes clear in-office expectations, while providing an appropriate level of flexibility based on role-specific responsibilities and business needs.

At Bank of America, you can build a successful career with opportunities to learn, grow, and make an impact. Join us!

Job Description

This job is responsible for developing and delivering complex requirements to accomplish business goals. Key responsibilities of the job include ensuring that software is developed to meet functional, non-functional and compliance requirements, and solutions are well designed with maintainability/ease of integration and testing built-in from the outset. Job expectations include a strong knowledge of development and testing practices common to the industry and design and architectural patterns.

Position Summary

The Fraud Technology team is seeking an experienced, hands-on Software Engineer III to design, develop, and support enterprise-grade applications while providing technical leadership through the full software development lifecycle. The ideal candidate will have strong hands-on expertise in Java, Spring Boot, Microservices, Cloud technologies, and Agile delivery, along with proven design, mentoring, and delivery leadership skills. This individual is expected to remain actively involved in coding, debugging, code reviews, solution design, and production troubleshooting.

This role provides technical leadership and engineering oversight for critical real-time fraud detection solutions that evaluate New Account applications for credit cards, deposits, vehicle loans & investment accounts across multiple Lines of Businesses.

Responsibilities

• Codes solutions and unit test to deliver a requirement/story per the defined acceptance criteria and compliance requirements
• Designs, develops, and modifies architecture components, application interfaces, and solution enablers while ensuring principal architecture integrity is maintained
• Mentors other software engineers and coach team on Continuous Integration and Continuous Development (CI-CD) practices and automating tool stack
• Executes story refinement, definition of requirements, and estimating work necessary to realize a story through the delivery lifecycle
• Performs spike/proof of concept as necessary to mitigate risk or implement new ideas
• Automates manual release activities
• Designs, develops, and maintains automated test suites (integration, regression, performance)
• Lead the design & development of complex applications involving API’s, messaging & streaming solutions, AI machine learning models, NoSql & graph databases and external vendor integrations
• Partner with fraud strategies department to understand fraud prevention business requirements to design scalable solutions & flexible solutions to fight rapidly evolving fraud
• Backend java application development, API and system integration, real-time decisioning, and fraud detection capabilities across New Account Opening flows.

Required Qualifications

• 5+ years of Java development experience, recent hands-on Java/Spring Boot experience and be capable of contributing directly to complex development and troubleshooting activities
• Strong hands-on Java development experience; Java 17+ preferred, with experience in Java 8/11/17+ environments
• Spring Boot and Spring Framework; REST APIs and Microservices Architecture
• SQL Server, Oracle, or PostgreSQL
• Kafka, MQ, or other messaging platforms

Desired Qualifications

• OAuth2, JWT, SSO, Spring Security, and application security
• Monitoring/observability tools such as Splunk, Dynatrace, or AppDynamics

Skills

• Application Development
• Automation
• Influence
• Solution Design
• Technical Strategy Development
• Architecture
• Business Acumen
• DevOps Practices
• Result Orientation
• Solution Delivery Process
• Analytical Thinking
• Collaboration
• Data Management
• Risk Management
• Test Engineering

Shift

1st shift (United States of America)

Hours Per Week

40

Pay Transparency details

US - NJ - Pennington - 1500 American Blvd - Hopewell Bldg 5 (NJ2150)

Pay and benefits information

Pay range

$102,900.00 - $179,900.00 annualized salary, offers to be determined based on experience, education and skill set.

Discretionary incentive eligible

This role is eligible to participate in the annual discretionary plan. Employees are eligible for an annual discretionary award based on their overall individual performance results and behaviors, the performance and contributions of their line of business and/or group; and the overall success of the Company.

Benefits

This role is currently benefits eligible. We provide industry-leading benefits, access to paid time off, resources and support to our employees so they can make a genuine impact and contribute to the sustainable growth of our business and the communities we serve.