Item Processing Representative

Golden 1 Credit Union; Sacramento (CA); On-site; USD 28,929 - 30,307; Full time

Job summary

Golden 1 Credit Union is seeking an Item Processing Representative to support the organization’s financial operations within the Item Processing department. The role focuses on timely, accurate handling of transactions and adherence to relevant laws and policies.

The position emphasizes customer service, data accuracy, and collaboration with internal teams to maintain secure processing practices and compliance.

Qualifications

• High school diploma or GED required.
• 1+ years’ experience in cash handling or financial services.
• 1+ years’ experience in customer service.
• Experience in item processing or related financial roles preferred.

Responsibilities

• Receive and process financial transactions (checks, deposits, bill payments) via mail, mobile, or ATM channels.
• Use item processing systems to ensure accurate, timely processing.
• Review transactions to identify errors and discrepancies.
• Enter data accurately to maintain financial records integrity.
• Support ATM/remittance retention and storage processes.

Skills

Attention to detail

Communication skills

Multitasking

Teamwork

Computer skills

Education

High School diploma or GED

Job description

As an Item Processing Representative at Golden 1 Credit Union, you will play a vital role in supporting the organization’s vision, mission, and strategic goals. The primary focus of this position is to handle various tasks efficiently and accurately within the Item Processing department, contributing to the seamless operation of essential financial processes.

Title

Item Processing Representative

Job Details

Status: Non-Exempt

Reports To: SUP - Item Processing Ops

Department: Item Processing

Job Code: 11653

Pay Range: $21.00 – $21.50 hourly

Tasks, Duties, Functions

• Receive and process a variety of financial transactions, including checks, deposits, bill pay and other related items made through mail, mobile or ATM channels.
• Utilize item processing systems and tools to ensure accurate and timely completion of transactions.
• Conduct thorough reviews of processed transactions to identify and correct errors or discrepancies.
• Perform data entry tasks with a high level of accuracy to maintain the integrity of financial records.
• Maintenance of retention and storage of the ATM and Remittance work.
• Daily review of deposit reporting aligned with Regulation CC for ATM and Mobile deposits.
• Conduct through research and promptly respond to inquiries from members, branches, and departments.
• Validate and verify information to minimize errors in transaction processing.
• Deliver exemplary service to members, branches, and other department staff with efficiency and courtesy.
• Organize, prioritize, and perform multiple tasks simultaneously while being detail oriented.
• Collaborate with the fraud prevention team to enhance security protocols and minimize risks associated with fraudulent activities.
• Maintain a thorough understanding of state and federal laws and regulations related to credit union compliance including bank secrecy and anti-money laundering laws appropriate to the position.
• Ensure compliance with established policies, procedures, and regulatory requirements.
• Provide additional support throughout the department and perform other tasks and duties assigned as needed to maintain daily operations.

Physical Skills, Abilities, and Exertion Utilized in the Performance of These Tasks

• Effective oral and written communication skills required.
• Strong knowledge in Check Acceptance, Funds Availability and Fraud detection.
• Critical thinking skills needed to identify possible fraudulent activity and member escalations or inquiries.
• Must possess sufficient manual dexterity to skillfully operate an online computer terminal and other standard office equipment, such as financial calculators, personal computer, facsimile machine, and telephone.

Organizational Contacts & Relationships

• INTERNAL: Branches, Contact Center, other departments
• EXTERNAL: Members, other financial institutions, correspondent bank, and vendors

Qualifications

• EDUCATION: Successful completion of High School curriculum or GED required.
• EXPERIENCE:
• 1+ years’ experience with cash management or financial industry
• 1+ years’ experience with customer service
• Previous experience in item processing or related financial roles is preferred.
• KNOWLEDGE / SKILLS:
• Strong attention to detail and accuracy in handling financial transactions.
• High level of awareness and vigilance in identifying potential fraudulent checks.
• Excellent communication skills to interact with internal business partners.
• Ability to multitask and manage time efficiently in a fast-paced environment.
• Demonstrated ability to work well in a team‑oriented environment.
• Excellent oral, written, and interpersonal communication skills.
• Professional member relations skills.
• Proficient computer skills and software experience.

Physical Requirements

• Prolonged sitting throughout the workday with occasional mobility required.
• Corrected vision within the normal range.
• Hearing within normal range. A device to enhance hearing will be provided if needed.
• Occasional movements throughout the department daily to interact with staff, accomplish tasks, etc.

This Job Description

THIS JOB DESCRIPTION PROVIDES AN OVERVIEW OF THE GENERAL SCOPE AND LEVEL OF WORK EXPECTED TO BE PERFORMED, BUT IT IS NOT AN EXHAUSTIVE LIST OF ALL DUTIES OR RESPONSIBILITIES ASSOCIATED WITH THE POSITION. THE CREDIT UNION RESERVES THE RIGHT TO MODIFY, ADD, OR REMOVE DUTIES AS NEEDED WITHOUT ADVANCE NOTICE. EMPLOYEES MAY BE REQUIRED TO PERFORM ADDITIONAL TASKS AND DUTIES AS DIRECTED BY THEIR SUPERVISOR, PROVIDED SUCH TASKS ARE WITHIN THE EMPLOYEE’S KNOWLEDGE, SKILLS, AND ABILITIES, OR CAN BE PERFORMED WITH REASONABLE TRAINING. NOTHING IN THIS JOB DESCRIPTION ALTERS THE AT‑WILL EMPLOYMENT RELATIONSHIP OR LIMITS THE CREDIT UNION’S RIGHT TO ASSIGN OR REASSIGN DUTIES AND RESPONSIBILITIES TO THIS POSITION AT ANY TIME.

REV. 10/24/2025