Investment Specialist - Hybrid

First Citizens Bank; Charlotte (NC); Hybrid; USD 90,000 - 130,000; Full time

Job summary

First Citizens Bank seeks an Investment Solutions Advisor to build client relationships among mass affluent clients in a hybrid role in Charlotte. You will assess financial needs, present investment and wealth solutions, and coordinate with internal partners to deliver comprehensive service.

The role emphasizes compliance, ongoing reviews, and growth of assets under management while maintaining high service standards.

Qualifications

• Bachelor's Degree or equivalent required for the role; 1 year experience in Registered Securities Representative OR 5 years experience with High School Diploma.
• Must possess Series 7, 63, 65 or 66 licenses and state‑specific life and health insurance licenses.

Responsibilities

• Sales: Promote investment and securities products to mass affluent clients; consult to determine financial needs and present solutions.
• Client Service: Ensure timely processing of requests, perform periodic reviews, and address inquiries about investments.
• Risk Management: Ensure compliance with regulations, policies, and procedures.
• Relationship Development: Build rapport with clients and internal partners to source new opportunities.

Skills

Investment markets

Relationship building

Business development

Client management

Consultative selling

Financial advising

Education

Bachelor's degree or equivalent

High school diploma + 5 years experience

Tools

Securities licenses (Series 7/63/65/66)

Life & health insurance licenses

Job description

Overview

Build a meaningful career with First Citizens Bank, where we help individuals, families, and businesses achieve their financial goals. OurFirst Citizens Wealthteam delivers integrated banking, investment, insurance, and wealth solutions designed to support clients at every stage of life. Join a collaborative organization focused on relationships, trust, and long-term impact.

This position facilitates client relationship development goals through calling efforts. Makes outbound calls to new and existing mass affluent clients in order to generate sales opportunities. Addresses inquiries and requests from inbound client calls. Develops an understanding of each client or prospect's financial situation in order to recommend the appropriate investment solution. Partners with internal lines of business to increase new business while serving clients' financial goals and needs. This is a hybrid position.

Responsibilities & Qualifications

• Duties & Responsibilities:
• Sales - Promotes investment and securities products through sales outreach and calling efforts to mass affluent clients or prospects. Consults with clients and prospects to determine their financial needs. Provides a solution from the Bank's offered products, or refers them to banking partners as appropriate.
• Client Service - Facilitates client retention and satisfaction by ensuring timely processing of client requests, workflow, and communication. Provides periodic reviews for clients and answers inquiries regarding their investments.
• Risk Management - Ensures compliance throughout activities with all applicable regulations, policies, and procedures.
• Relationship Development - Establishes a rapport with clients to identify financial needs and leverage sales opportunities. Serves as a relationship management point of contact for clients calling in. Build rapport with internal centers of influence to source new client opportunities.

• Position Specific Skills: Knowledge of investment and financial markets
• Builds Productive Relationships
• Business Development
• Client Management
• Consultative Selling
• Financial Advising

• Qualifications:
• Bachelor's Degree and 1 years of experience in Registered Securities Representative OR High School Diploma or GED and 5 years of experience in Registered Securities Representative
• License or Certification Type: Possess valid Series 7, 63, 65 or 66, and state‑specific life and health insurance licenses RequiredSkill(s): Knowledge of investment and financial markets

Additional Information

Benefits are an integral part of total rewards and First Citizens Bank is committed to providing a competitive, thoughtfully designed and quality benefits program to meet the needs of our associates. More information can be found at https://jobs.firstcitizens.com/benefits.