Invest Risk Director: Second-Line Risk Leader

SoFi; New York (NY); On-site; USD 180,000 - 280,000; Full time

Job summary

SoFi in New York, NY seeks an experienced Independent Risk Management (IRM) Director to lead 2LOD oversight for the Invest business. You will partner with Invest leadership to challenge strategic decisions, oversee risk across operational, technology, fraud, third-party, credit, and model domains, and drive risk governance across product launches.

You will bring 10+ years in risk management and a track record of independent oversight with regulators and executives, plus strong communications and

Qualifications

• 10+ years of experience in risk management or related control functions.
• Experience supporting brokerage, investment advisory, wealth management, and/or securities businesses.
• Experience providing independent oversight and credible challenge to senior leaders.
• Experience leading cross-functional risk assessments for complex financial services.
• Experience interacting with regulators, executive management, and Board committees.

Responsibilities

• Serve as the accountable 2LOD Risk Manager for the Invest business.
• Become a trusted advisor to senior business leaders on risk implications of strategic decisions, product expansion, operational changes, and emerging risks.
• Represent Independent Risk Management in executive forums related to Invest strategy, governance, and risk management.
• Present risk assessments and recommendations to senior management committees, executive leadership, and Board-level governance forums, as appropriate.
• Oversee aggregate portfolio risk trends across domains: Operational, Fraud, Third party, Technology & platform, Product, Credit, Model.
• Collaborate with business units, Enterprise Risk Management, Compliance, AML and other teams to optimize the Enterprise Risk Appetite.
• Support post-launch reviews and continuous control enhancements as the business scales.
• Benchmark risk practices against peer institutions and industry events.

Skills

Risk management

Cross-functional leadership

Regulatory engagement

Executive communication

Strategic risk advisory

Problem solving

Job description

SoFi in New York, NY seeks an experienced Independent Risk Management (IRM) Director to lead 2LOD oversight for the Invest business. You will partner with Invest leadership to challenge strategic decisions, oversee risk across operational, technology, fraud, third-party, credit, and model domains, and drive risk governance across product launches.

You will bring 10+ years in risk management and a track record of independent oversight with regulators and executives, plus strong communications and