Intraday Liquidity Management, Senior Associate

Testing Site - JPMC; New York (NY); On-site; USD 120,000 - 160,000; Full time

Job summary

JPMorgan Chase & Co. in New York seeks an Associate for Intraday Liquidity (IDL) Management to be the first line of defense for firmwide IDL risk. You will develop intraday liquidity analytics and forecast cash positions using AI/ML tools.

You will publish daily intraday forecasts across central bank balances, payment channels, and business lines, collaborate with Product & Technology teams, and help manage USD IDL risk.

Qualifications

• Bachelors’ degree required.
• 3+ years of Treasury/Payments/Liquidity Risk or related field.
• Proficiency in Python and SQL with data storytelling ability.
• Experience applying ML/time-series forecasting to real workflows.
• Strong written and verbal communication skills.

Responsibilities

• Publish a daily forecast with commentary on intraday flows using Python and AI/ML tools.
• Analyze intraday cash flow patterns to identify drivers of end-of-day movements.
• Develop and maintain back testing framework to improve forecast accuracy.
• Maintain governance documents for forecast assumptions and models.
• Collaborate with Product & Technology on analytics enhancements.
• Manage USD IDL risk across central bank balances and bilateral flows.

Skills

Python

SQL

ML forecasting

Communication

Organization

Education

Bachelor's degree

Tools

Databricks

Job description

Join the Intraday Liquidity (IDL) Management function which sits within Corporate Treasury and predominantly leverages a proprietary, real-time application under the same name, Intraday Liquidity (IDL), to manage the firm’s USD intraday liquidity, mainly driven by global cash & payments activity. Our team interacts with global regulators, clearing houses, Financial Market Infrastructures, Wholesale Payments Technology, Treasury Funding, Liquidity Strategy, Liquidity Management, Liquidity Risk Management, and the lines-of-business teams to maintain and enhance the firm’s intraday liquidity capability.

As an Associate of the IDL team within North America Treasury, you will be tasked with being the first line of defense for firmwide IDL risk, engaging with lines of business & operations in active IDL management. More importantly, in this role, you will be responsible for developing and managing intraday liquidity analytics, using AI/ML tools to forecast intraday and end-of-day cash positions, as well as peak outflows to manage Firmwide IDL limits.

Job Responsibilities:

• Utilize Python and AI/ML tools to publish a daily forecast with commentary on intraday flows across key central bank balances, payment channels and business lines.
• Leverage Firmwide payments data to derive analytical insights on intraday cash flow patterns in support of early detection of drivers for end-of-day central bank balance movements.
• Develop and maintain back testing framework aimed to improve/enhance forecast accuracy.
• Own and maintain governance documents supporting forecast assumptions and details of model(s) employed.
• Collaborate with the Product & Technology teams on further enhancements and addition of new intraday analytics and forecasts.
• Manage USD IDL risk across the central bank balance and bilateral counterparty flows.

Required qualifications, capabilities, and skills:

• Bachelors’ degree required
• 3+ years of full-time experience in Treasury. Payments, Liquidity Risk Management or Software Engineering/Data Science within Financial Services.
• Python coding (required) & strong SQL skills, with the ability to translate data into clear business narratives.
• Practical experience applying ML or time-series forecasting to real operational or financial workflows (feature engineering, modeling, performance monitoring, explainable outputs).
• An organized self-starter and quick learner with the ability to work under pressure, prioritize multiple deliverables, and bring them to closure.
• Clear and concise written and verbal communication skills, with the ability to communicate effectively with partners across J.P. Morgan.

Preferred qualifications, capabilities, and skills:

• Databricks experience is preferred (e.g, notebooks, scalable data prep, productionizing repeatable analytics)

To be eligible for this role, you must be authorized to work in the United States. We do not offer any type of employment-based immigration sponsorship for this role. Likewise, JPMorgan Chase & Co. will not provide any assistance or sign any documentation in support of any other form of immigration sponsorship or benefit, including optional practical training (OPT) or curricular practical training (CPT).