Internal Audit Manager

BMA Group Global; San Juan (PR); Hybrid; USD 90,000 - 120,000; Full time

Job summary

BMA Group Global seeks an experienced Internal Audit Manager to lead risk-based audits across a growing digital banking organization based in Puerto Rico. The role emphasizes digital banking operations, data integrity, fintech integrations, IT, regulatory compliance, risk management, and internal controls.

You will plan and execute audits, coordinate with stakeholders, and present findings to senior leadership and the Board Audit Committee.

Qualifications

• Bachelor’s degree in Accounting, Finance, or a related field.
• Five to seven years of internal audit experience.
• Strong understanding of internal audit methodologies, risk assessments, internal controls, and governance frameworks.
• Familiarity with digital banking operations and applicable regulatory compliance requirements.
• Strong analytical, critical-thinking, problem-solving, and communication skills.
• Ability to prepare and present audit findings to senior leaders and governance committees.
• Proficiency in Microsoft Office applications.
• Fully bilingual in English and Spanish.
• Must currently reside in Puerto Rico.

Responsibilities

• Develop and execute a comprehensive, risk-based internal audit plan covering the organization’s key operational, financial, regulatory, and technological areas.
• Lead end-to-end audit engagements, including planning, fieldwork, documentation, reporting, and follow-up activities.
• Conduct audits across areas such as: Banking operations, Credit, Finance, Digital onboarding, Payments, Regulatory compliance, Information technology and information security.
• Evaluate the design and effectiveness of internal controls, risk management processes, and governance structures.
• Identify control gaps, operational risks, and opportunities to improve efficiency, security, and regulatory compliance.
• Collaborate with stakeholders across operations, finance, credit, compliance, risk, technology, and other business functions.
• Develop practical, risk-based recommendations and communicate findings clearly to process owners and senior leadership.
• Monitor the implementation of audit recommendations and conduct follow-up reviews to ensure timely and effective remediation.
• Prepare clear, concise, and executive-level audit reports and presentations for senior management and the Board Audit Committee.
• Manage the third-party provider responsible for specialized information technology and information security audit services, ensuring coordination and alignment with the Internal Audit Plan.

Skills

Analytical thinking

Problem-solving

Communication

Risk assessment

Leadership

Education

Bachelor’s degree in Accounting/Finance

Tools

Microsoft Office

Data analytics tools

Job description

We are seeking an experienced and proactive Internal Audit Manager to join a growing digital banking institution based in Puerto Rico.

This individual will lead the planning and execution of risk-based internal audits and assurance activities across the organization. The role will have a strong focus on digital banking operations, data integrity, fintech integrations, information technology, regulatory compliance, risk management, and internal controls.

Key Responsibilities

• Develop and execute a comprehensive, risk-based internal audit plan covering the organization’s key operational, financial, regulatory, and technological areas.
• Lead end-to-end audit engagements, including planning, fieldwork, documentation, reporting, and follow-up activities.
• Conduct audits across areas such as:
• Banking operations
• Credit
• Finance
• Digital onboarding
• Payments
• Regulatory compliance
• Information technology and information security
• Evaluate the design and effectiveness of internal controls, risk management processes, and governance structures.
• Identify control gaps, operational risks, and opportunities to improve efficiency, security, and regulatory compliance.
• Collaborate with stakeholders across operations, finance, credit, compliance, risk, technology, and other business functions.
• Develop practical, risk-based recommendations and communicate findings clearly to process owners and senior leadership.
• Monitor the implementation of audit recommendations and conduct follow-up reviews to ensure timely and effective remediation.
• Prepare clear, concise, and executive-level audit reports and presentations for senior management and the Board Audit Committee.
• Manage the third-party provider responsible for specialized information technology and information security audit services, ensuring appropriate coordination, quality, and alignment with the Internal Audit Plan and applicable regulatory expectations.
• Stay current on regulatory developments, emerging risks, digital banking trends, and internal audit best practices.
• Support the continued development of the Internal Audit function through automation, continuous auditing, and the use of data analytics.
• Ensure audits are performed in accordance with the Institute of Internal Auditors’ Global Internal Audit Standards, applicable regulatory requirements, and internal policies.
• Perform other duties and special projects as assigned.

The Chairperson of the Board Audit Committee is responsible for the department’s budget, resource evaluation, and compensation matters.

Required Qualifications

• Bachelor’s degree in Accounting, Finance, or a related field.
• Five to seven years of internal audit experience.
• Strong understanding of internal audit methodologies, risk assessments, internal controls, and governance frameworks.
• Familiarity with digital banking operations and applicable regulatory compliance requirements.
• Strong analytical, critical-thinking, problem-solving, and communication skills.
• Ability to prepare and present audit findings to senior leaders and governance committees.
• Proficiency in Microsoft Office applications.
• Fully bilingual in English and Spanish.
• Must currently reside in Puerto Rico.

Preferred Qualifications

• At least two years of experience within a digital bank, fintech organization, or technology-driven financial institution.
• Experience working in a digital-first or technology-driven environment.
• Knowledge of data analytics tools and their application within internal audit engagements.
• Experience coordinating or overseeing third-party audit providers.
• Ability to work effectively both independently and collaboratively.
• Strong organizational skills with the ability to manage multiple priorities in a dynamic and evolving environment.
• Relevant professional certification, such as Certified Internal Auditor (CIA), Certified Public Accountant (CPA), Certified Information Systems Auditor (CISA), or a related credential, is preferred.

Hybrid Model of Work: Requirement to be on site from Monday-Thursday. Fridays are flexible.