Intern - Risk Consumer

GM Financial; Detroit (MI); Hybrid; USD 25,000 - 33,000; Part time

Benefits offered by this job

Networking opportunities

Career development

Hybrid work environment

Job summary

GM Financial in Detroit invites an enthusiastic Risk Consumer Intern to assist data analysis, reporting, and portfolio monitoring within a leading auto finance organization. You will gain exposure to credit risk strategy while collaborating with partners and developing professional communication and analytical skills.

The 11-week program runs May 26 to August 6, 2027, offering networking, independent and team projects, and potential full-time opportunities.

Qualifications

• Must be a current student pursuing a bachelor;s degree or higher with at least one semester remaining.
• GPA minimum 3.0 (on a 4.0 scale).
• Majors: Finance, Economics, Mathematics, Business, or related fields.
• Interest in data analytics, risk concepts, and portfolio analytics.

Responsibilities

• Support data analysis, validation, and reporting to aid decision-making.
• Assist with portfolio performance analysis and credit risk concepts.
• Develop insights through data-driven analysis for leadership.
• Create, update, and improve reports for internal partners.
• Collaborate with teams to understand reporting needs and communicate findings clearly.
• Contribute to multiple internship projects and manage time effectively.

Skills

Communication skills

Analytical skills

Detail oriented

Teamwork

Education

Bachelors degree or higher

Tools

Microsoft Copilot

Job description

Why GM Financial?

GM Financial is the wholly owned captive finance subsidiary of General Motors and is headquartered in Fort Worth, U.S. We are a global provider of auto finance solutions, with operations in North America, South America, and the Asia Pacific region. Through our long-standing relationships with auto dealers, we offer attractive retail financing and lease programs to meet the needs of each customer. We also offer commercial lending products to dealers to help them finance and grow their businesses.

Job Description

Why GM Financial? GM Financial is the wholly owned captive finance subsidiary of General Motors and is headquartered in Fort Worth, U.S. We are a global provider of auto finance solutions, with operations in North America, South America, and the Asia Pacific region. Through our long-standing relationships with auto dealers, we offer attractive retail financing and lease programs to meet the needs of each customer. We also offer commercial lending products to dealers to help them finance and grow their businesses.

At GM Financial, our team members define and shape our culture — an environment that welcomes innovative ideas, fosters integrity, and creates a sense of community and belonging. Here we do more than work — we thrive.

Our Purpose:

We pioneer the innovations that move and connect people to what matters.

This position will be posted until filled.

Responsibilities

About the role

The Risk Consumer Intern supports consumer risk and portfolio management activities by assisting with data analysis, reporting, and portfolio performance monitoring. This role helps identify trends, evaluate credit risk metrics, and develop data-driven insights that support business decisions while gaining exposure to credit risk strategy and portfolio analytics within a leading auto finance organization. The intern collaborates with business partners on reporting initiatives, contributes to multiple projects, and develops professional communication, analytical, and presentation skills through interactions with leadership and cross-functional teams.

In This Role You Will

• Support data analysis, validation, and reporting activities to help ensure information is accurate, reliable, and actionable for business decision-making.


• Assist with portfolio performance reporting, including analysis of trends, results, key business drivers, portfolio analytics, and credit risk concepts.


• Learn how to identify business questions, translate them into data-driven analysis, and develop insights that support business decisions.


• Assist with creating, updating, and improving reports used by internal business partners and management.


• Collaborate with team members and internal business partners to understand reporting needs, summarize findings, and communicate analysis in a clear and concise format.


• Contribute to multiple projects throughout the summer internship program while developing skills in prioritization, time management, and working independently with team guidance.


• Build cross-functional relationships across the organization to gain broader business insight and identify opportunities for professional growth.


• Gain exposure to credit risk strategy, portfolio analytics, and business decision-making within an auto finance organization.


• Develop written, verbal, and presentation skills through opportunities to share insights and communicate project outcomes.


• Prepare and deliver an end-of-internship presentation to senior leaders summarizing projects, analyses, and accomplishments from the internship

Qualifications

What makes You an ideal candidate?

• Strong written and verbal communication skills required. This incumbent will be required to give presentations and communicate with business leaders.


• Strong analytical, quantitative, problem solving, and conceptual skills required.


• Must be detail oriented and able to prioritize tasks to meet deadlines.


• Must be able to work independently or in a team setting.


• Previous internships are considered a plus

Candidates Should Demonstrate

• Ability to use AI tools (e.g., Microsoft Copilot) to support daily work


• Skills in evaluating AI outputs for accuracy, compliance, and bias


• Experience integrating AI into workflows to improve efficiency or insights


• Familiarity with AI-assisted research, summarization, and content generation


• Understanding of responsible AI use, including ethics and data protection

Additional Knowledge And Skills

Working effectively within an AI enabled environment:

• Ability to use AI tools (e.g., Microsoft Copilot) to support daily work


• Skills in evaluating AI outputs for accuracy, compliance, and bias


• Experience integrating AI into workflows to improve efficiency or insights


• Familiarity with AI-assisted research, summarization, and content generation


• Understanding of responsible AI use, including ethics and data protection

Work Experience & Education

• Must be a current student pursuing a bachelor's degree or higher from an accredited college or university in Finance, Economics, Mathematics, Business, Business Analytics, Management Information Systems, or related with at least one semester remaining upon start of the internship.


• Must possess a minimum of a 3.0 (out of a 4-point scale) overall GPA.

Our program offers

• 11 weeks of work experience (May 26- August 6, 2027)


• Executive and peer networking opportunities


• Independent and team project experiences


• Philanthropic activities


• Career development


• Opportunity to apply for full-time career positions

Our Culture

Our team members define and shape our culture — an environment that welcomes innovative ideas, fosters integrity, and creates a sense of community and belonging. Here we do more than work — we thrive.

Compensation

Competitive pay

Work Life Balance

Flexible hybrid work environment, 2-days a week in office

GM Financial does not provide sponsorship for a work visa status for this position. GM FINANCIAL DOES NOT PROVIDE IMMIGRATION-RELATED SPONSORSHIP FOR THIS ROLE. THIS INCLUDES DIRECT COMPANY SPONSORSHIP, ENTRY OF GM FINANCIAL AS THE IMMIGRATION EMPLOYER OF RECORD ON A GOVERNMENT FORM, AND ANY WORK AUTHORIZATION REQUIRING A WRITTEN SUBMISSION OR OTHER IMMIGRATION SUPPORT FROM THE COMPANY (e.g., H1-B, OPT, STEM OPT, CPT, TN, J-1, etc.)