Intern - Community Banking and Commercial Lending

Midland States Bank; Rockford (IL); On-site; USD 20,000 - 29,000; Full time

Job summary

Midland States Bank in Rockford, IL is seeking an Intern for Community Banking and Commercial Lending to assist the Commercial & CED Department with recurring tasks and special projects, including market research, prospecting, and community development activities. The internship runs Summer 2027 (mid-May to early August).

You must reside locally and report to the Rockford office, with a 40-hour work week, Monday–Friday, 8 a.m. to 5 p.m.

Qualifications

• Internship dates: Summer 2027, mid-May to early August.
• 40-hour work week, Mon-Fri, 8 a.m.–5 p.m.
• Must reside locally to Rockford, IL and report to Rockford office.
• Enrolled in a degree program with courses in business, finance, accounting, economics, marketing, or related field with at least 2 years completed.
• Strong communication, organization, research, and analytical skills.
• Preferred: banking, financial analysis, business development, customer service, community involvement, or data analysis experience.
• Works well in a team environment.

Responsibilities

• Support market and prospect development by researching prospective businesses and centers of influence.
• Assist Commercial team with prospect research, relationship prep, market insights, pipeline reporting and analysis.
• Support CRA-eligible community development activities, including research, reporting, documentation and volunteering.
• Assist with Foundation and sponsorship activities, including research, impact tracking, event support and Kadince usage.
• Identify cross-line referral opportunities connecting prospects with other bank solutions.
• Participate in team meetings, community events and job-shadowing across lines.
• Develop and present a capstone project highlighting market opportunities and recommendations.

Skills

Communication

Organization

Research

Analytical skills

Team collaboration

Education

Pursuing a degree in business/finance/accounting/economics/marketing or related field

Tools

Microsoft Office

Kadince platform

Job description

Intern - Community Banking and Commercial LendingAt Midland States Bank, base salary is one component of our Total Rewards program. Exact compensation is determined by factors such as (but not limited to) education, skills, internal equity, and experience. This position offers additional compensation in the form of short-term incentives (i.e. bonus and/or commission) and may include long-term incentives (i.e. stock awards). Benefits for this role include comprehensive healthcare, well-being benefits, paid family leave as well as generous paid time off. Total Rewards also include banking perks, an Employee Stock Purchase Plan, 401K plan with company match and may include the opportunity to participate in our Non-Qualified Deferred Compensation plan. Incentives and benefits are subject to eligibility requirements.Intern Community Banking and Commercial LendingRockford, ILRate of Pay: $18 an hourAt Midland States Bank, we believe that when we can bring our whole selves to work each day, we become happier, more comfortable, more confident, and more excited to do great things for our customers, each other and our company. Were proud to be an Equal Opportunity and Affirmative Action employer. At Midland, we recruit, employ, train, compensate and promote without regard to race, color, religion, gender, gender identity or expression, sexual orientation, national origin, genetics, disability, age, or veteran status. If you are looking for a place to grow, we encourage you to apply at Midland States Bank, because you belong here.Position SummaryThe Community Banking and Commercial Intern will provide assistance to the Commercial & CED Department with various recurring tasks as well as special projects.Primary AccountabilitiesSupport market and prospect development by researching prospective businesses, organizations, and centers of influence and helping build and prioritize a market prospect pipeline.Assist the Commercial team with prospect research, relationship preparation, market and industry insights, pipeline reporting, and analysis to support opportunity identification and follow-up.Support CRA-eligible community development activities, including research, reporting, documentation, and community volunteering.Assist with Foundation and sponsorship activities, including research, impact tracking, event support, community partnership opportunities, and use of the Kadince platform.Help identify cross-line referral opportunities that may connect prospects and existing relationships with Retail, Treasury Management, Wealth, Mortgage, SBA, and other bank solutions.Participate in team and client meetings, community events, and job-shadowing opportunities across Community Banking, CRA/CED, Commercial Banking, and other business lines.Develop and present a capstone project highlighting market opportunities, prospecting insights, community impact, and recommendations for strengthening business development efforts in the Northern Region.Perform other duties as assigned.Maintain compliance with all applicable regulations including, but not limited to, the Bank Secrecy Act (BSA).Position QualificationsEducation/Experience:The internship will run for Summer of 2027 beginning mid-May and ending early August.Able to work a 40-hour work week, Monday-Friday, between 8 a.m. and 5 p.m.Must reside local to Rockford, IL and report to the Rockford office.Enrolled in a degree program with courses of study including business, finance, accounting, economics, marketing, or a related field at a college or university with at least 2 years completed.Strong communication, organization, research, and analytical skills.Professional, self-motivated, curious, and proficient in Microsoft Office.Previous experience with banking, financial analysis, business development, customer service, community involvement, or data analysis is preferred.Works well in team environment.Excellent written and oral communication skills.Demonstrates ability to learn and use new software and programs.Competencies:Business insightCultivates innovationDrives resultsMakes sound decisionsBeing a brand championCollaboratesCommunicates effectivelyCustomer focusBeing AuthenticEmotional IntelligenceSelf-developmentBeing flexible and adaptableIf you require reasonable accommodation in completing this application, interviewing, completing any pre-employment testing, or otherwise participating in the employee selection process, please direct your inquiries to Midland States Bank Human Resources at [e-mail] JOB DESCRIPTION DOES NOT CONSTITUTE A CONTRACT FOR EMPLOYMENTAt Midland States Bank, we believe that when we can bring our whole selves to work each day, we become happier, more comfortable, more confident and more excited to do great things for our customers, each other and our company. Were proud to be an Equal Opportunity and Affirmative Action employer. At Midland, we recruit, employ, train, compensate and promote without regard to race, color, religion, gender, gender identity or expression, sexual orientation, national origin, genetics, disability, age, or veteran status. If you are looking for a place to grow, we encourage you to apply at Midland States Bank, because you belong here.If you require reasonable accommodation in completing this application, interviewing, completing any pre-employment testing, or otherwise participating in the employee selection process, please direct your inquiries to Midland States Bank Human Resources at [e-mail] States Bank may use automated tools and artificial intelligence (AI) to assist with recruiting, screening, and hiring decisions. In accordance with the Illinois Human Rights Act (effective January 1, 2026), these tools are designed and monitored to be neutral and job-related, and must not be used in a way that discriminates against applicants or employees based on any protected characteristic.THIS JOB DESCRIPTION DOES NOT CONSTITUTE A CONTRACT FOR EMPLOYMENTCompensation details: 18-18 Hourly WagePI4b9603fee06d-25404-41781042