Intern - Commercial Banking, Cape Girardeau (Summer 2027)

Mercantil Commerce Bank; Cape Girardeau (MO); On-site; USD 23,000 - 32,000; Full time

Benefits offered by this job

Health insurance

401(k)

Paid vacation

Paid personal time

Career development

Education assistance

Job summary

Commerce Bank internship program provides hands-on exposure to lending, financial analysis, and client service across Commercial, Treasury, Trust, Retail and Community Markets. Interns work on real projects, attend weekly lunch-and-learns, and interact with executive leadership.

The summer internship session runs 11 weeks from May 18, 2027 to July 30, 2027, is paid, full-time, Monday–Friday. Location is Cape Girardeau, MO, with compensation at $20.00 per hour based on experience.

Qualifications

• Basic knowledge of banking/accounting/finance field.
• Basic analytical skills using financial and accounting principles.
• Junior or Senior college students pursuing a bachelor’s degree.
• Strong skills in Microsoft Office (Excel, Word, PowerPoint).
• Strong written and verbal communication skills; including presentation skills.
• Attention to detail with strong organizational skills.
• Interested in Sales willing to go on calls with Relationship Managers and product partners.

Responsibilities

• Provide support to relationship and portfolio managers by preparing loan documentation, on‑boarding new loans, and on‑going monitoring of existing loans.
• Conduct financial analysis on companies of diverse industries and sizes.
• Train on credit analysis and underwriting process, including loan structure, cash flow, collateral, competition and industry.
• Complete rotational program in local lines of business including Commercial, Treasury, Trust, Retail and Community Markets.
• Participate in loan committee meetings regarding loan renewals and new requests.
• Attend networking/personal development events.

Skills

Banking knowledge

Analytical skills

Verbal & written communication

Attention to detail

Sales orientation

Time management

Education

Bachelor’s degree in Business or related field (pursuing)

Tools

Microsoft Office (Excel, Word, PowerPoint)

Job description

About Working at Commerce

Building a career here is more than just steps on a ladder. It’s about helping people find financial safety and success, helping businesses thrive, and making sure people and their money are taken care of. And our commitment doesn’t stop there. Our culture is about our people, the ones in our communities and the ones that work with us. Here, you’ll find opportunities to grow and learn, to connect with others, and build relationships with the people around you. You’ll have the space and resources to grow into the best version of yourself. Because our number one investment is you. Creating an award-winning culture doesn't come easy. And after 160 years, we know Commerce Bank is only at its best when our people are. If this sounds interesting to you, keep reading and let’s talk.

About This Job

Commerce Bank interns are involved in strategic projects, participate in company initiatives, and interact with executive leadership. They also participate in weekly lunch‑and‑learns, community service activities, and sponsored outings. The summer internship session will begin on Tuesday, May 18, 2027, and will run for 11 weeks, ending on Friday, July 30, 2027. Internships are paid, full‑time opportunities with a Monday through Friday work schedule.

Compensation Range Hourly: $20.00 - $20.00 (Amount based on relevant experience, skills, and competencies.)

Job Duties

• Provide support to relationship and portfolio managers by preparing loan documentation, on‑boarding new loans, and on‑going monitoring of existing loans.
• Conduct financial analysis on companies of diverse industries and sizes.
• Train on credit analysis and underwriting process, including loan structure, cash flow, collateral, competition and industry.
• Complete rotational program in local lines of business including Commercial, Treasury, Trust, Retail and Community Markets.
• Participate in loan committee meetings regarding loan renewals and new requests.
• Attend networking/personal development events.

Qualifications

• Basic knowledge of banking/accounting/finance field.
• Basic analytical skills using financial and accounting principles.
• Junior or Senior college students pursuing a bachelor’s degree.
• Strong skills in Microsoft Office (Excel, Word, PowerPoint).
• Strong written and verbal communication skills; including presentation skills.
• Attention to detail with strong organizational skills.
• Interested in Sales willing to go on calls with Relationship Managers and product partners.

Looking for opportunity to enter Ascend Program to become a Relationship Manager

Education & Experience

Pursuing a bachelor’s degree in a Business Major preferred with experience in Accounting, Finance, and General Business classes; or equivalent combination of education and experience required ***For individuals applying, assigned and/or hired to work in areas with pay transparency requirements, Commerce is required by law to include a reasonable estimate of the compensation range for some roles. This compensation range is for the Intern job. The disclosed range estimate has not been adjusted for any applicable differentials (geographic, bilingual, or shift) that could be associated with the position or where it is filled. A reasonable estimate of the current base pay is $20.00 per hour.

#LI-JD1

Must be eligible to work in the US without sponsorship now or in the future. The candidate selected for this position may be eligible for the following employment benefits: employer sponsored health, dental, and vision insurance, 401(k), life insurance, paid vacation, and paid personal time. In addition, we offer career development, education assistance, and voluntary supplemental benefits. Click here to learn more.

Location: 160 S Broadview, Cape Girardeau, Missouri 63703

Time Type: Full time

Commerce Bank has been awarded numerous awards for our company culture. We have been included on distinguished lists such as Forbes’ Best Midsized Employers, Forbes’ Best Employers for Women, and Korn Ferry’s Engaged Performance Award. You’ll see the difference for yourself when you join the team.

Why Commerce?

Inclusion at Commerce

Equal Opportunity Employer

Commerce Bank is proud to be an Equal Employment Opportunity employer and believes that every individual should have the opportunity to work at a job for which he, she or they qualifies. We celebrate diversity and do not discriminate based on race, color, ancestry, ethnicity, gender identity, gender expression, sex, sexual orientation, disability (including physical or mental handicap), age, veteran status, military status, national origin, religion, pregnancy status, marital status, genetic information, or any other status protected by applicable federal, state or local law.