Intern - Commercial Banking

PlainsCapital Bank; Lubbock (TX); On-site; USD 21,000 - 30,000; Full time

Job summary

PlainsCapital Bank's Commercial Banking Intern program in Lubbock offers hands-on exposure to credit analysts and lending teams, plus client presentations and networking events. Internship dates are May 24th – July 30th, 2027, with observation of departments including Treasury Management, Premier Services, Private Banking, and Merchant Services.

Interns will gain experiential training through the Banker Development Program, and learn how various bank departments collaborate to serve customers

Qualifications

• Must be enrolled in a four-year, accredited college or university with a Finance or Accounting major preferred.
• Eligible to work in the U.S. without sponsorship now or in the future.
• Excellent PC skills, including Word/Excel, and comfort with custom applications.
• Strong verbal, written and interpersonal communication abilities.
• Demonstrated customer service and teamwork through prior work or activities.

Responsibilities

• Observes day-to-day activities of Loan Officers and Credit Analysts with mentors.
• Sees and practices spreading financial statements and underwriting loans of varying sizes.
• Performs analysis and asks questions to support loan underwriting quality.
• Participates in loan committee meetings to learn the approval process.
• Observes loan package preparation and coordination with booking/funding.
• Networks with lending leaders and product partners to understand services.

Skills

PC skills

MS Office

Communication skills

Teamwork

Customer service

Education

Finance or Accounting major

Enrollment in four-year college

Tools

Microsoft Office

Job description

An internship at PlainsCapital Bank is designed to gain valuable insight into the banking industry through on-the job and formal training activities. A Commercial Banking Intern can expect hands-on experience with the credit analyst and lending teams as well as an opportunity to observe the importance of building relationships through client presentations and networking events. Interns will also learn how various departments within the Bank operate together to provide comprehensive service to our customers; departments include Treasury Management, Premier Services, Private Banking, and Merchant Services.

Internship Dates: May 24th - July 30th, 2027

Responsibilities

• Observes the day-to-day activities of Loan Officers and Credit Analysts through experienced mentors
• Observes and practices the processes for spreading financial statements and underwriting loans of different sizes and complexities within various industries.
• Performs analysis commensurate with experience level and formulates quality questions to enhance the underwriting of the loan request.
• Participates in loan committee meetings to gain insight on the loan approval process.
• Observes how loan packages are prepared and sent to Loan Services department for booking/funding; reviews loan set-up worksheets to identify if package is missing information and works with Loan Officer and Loan Assistant to complete the package.
• Observes how new business is generated through referrals, prospecting, and networking.
• Gains an understanding of the Bank's target customer profile through industry research and preparation of prospect materials.
• Networks with leaders within the lending division. Meet with product partners to learn about complementary services/programs offered to clients.
• Learns to effectively interact with employees, vendors, and clients and enhances verbal and interpersonal communication skills.
• When appropriate, participates in training opportunities offered through the Banker Development Program which is the Bank's training program designed for analysts who wish to pursue a career as a Commercial Banker.

Qualifications

• Must be enrolled in a four-year, accredited college or university. Strong preference for Finance or Accounting major or concentration. Supplemental finance/accounting coursework for those not actively pursuing a Finance or Accounting major can also be considered.
• Should be in good standing at the college or university.
• Must be eligible to work for any employer in the U.S. without sponsorship now or at any point in the future.
• Excellent PC skills, including word processing and spreadsheets via Microsoft Office products as well as custom applications and systems.
• Excellent verbal, written and interpersonal communication skills.
• Excellent customer service and teamwork skills demonstrated through previous work experience, other internships, and/or extracurricular activities.

The above statements are intended to describe the general nature and level of work being performed by individuals in, or assigned to, the above position and are not intended to be construed as an exhaustive list of all responsibilities, duties and skills required, and may be changed at the discretion of the Company.

About Us

PlainsCapital Bank was founded in 1988 by a group of young bankers who dreamed of bringing relationship banking to their hometown of Lubbock, Texas. With the acquisition of Plains National Bank, a Lubbock financial institution with one branch and approximately $198.8 million in assets, they began growing the bank one relationship at a time.

Over 30 years later, PlainsCapital Bank has held fast to its tried-and-true relationship-based culture and its commitment to financial strength and stability. PlainsCapital Bank ranks sixth among the largest banks headquartered in Texas by deposits and has a statewide presence with approximately 55 locations in markets such as Austin, the Coastal Bend, Dallas, Fort Worth, Houston, Lubbock, the Rio Grande Valley, and San Antonio. Backed by decades of experience, our knowledgeable bankers are renowned for their straightforward approach and for taking exceptional care of their clients. They bring both financial and industry expertise along with vast local market knowledge to each client relationship.

PlainsCapital Bank conducts both commercial and consumer banking, providing a full suite of commercial banking products and services to fit any business model and convenient services, personal attention, and account features to help simplify managing personal finances.

PlainsCapital Bank continues to remain strong and stable, delivering highly personalized service and a single point of contact to help customers reach their financial goals.

To learn more, please visit us online at plainscapital.com/about .