Interim Credit Manager

UHY-US; Houston (TX); On-site; USD 75,000 - 110,000; Full time

Job summary

UHY Advisors' Resource Solutions Group is seeking an Interim Credit Manager to lead credit and collections for a high-volume portfolio. The role emphasizes building scalable credit and receivables processes and driving performance metrics.

The ideal candidate will have strong credit risk expertise, a track record in debt recovery optimization, and the ability to coach a small team of Credit Specialists in a fast-paced environment.

Qualifications

• Five or more years of progressive experience in credit management, accounts receivable, collections, or commercial finance.
• Experience leading credit and collections teams in a high-volume environment.
• Strong understanding of credit assessment, receivables management, collections strategy, and working capital optimization.

Responsibilities

• Develop and implement credit policies, procedures, approval frameworks, and risk management processes.
• Evaluate customer creditworthiness using financial statements, payment history, liquidity, collateral, and performance.
• Establish and maintain credit limits, monitoring processes, and risk mitigation strategies.

Skills

Credit management leadership

Accounts receivable

Credit risk management

Team leadership

Process improvement

Education

Bachelor's degree in Finance/Accounting/Business

Job description

A great UHY client is seeking an Interim Credit Manager. The ideal candidate will have strong credit and collections leadership experience, expertise in accounts receivable and credit risk management, and a proven ability to build scalable processes and improve receivables performance.

The Interim Credit Manager role is a onsite position. This is a contracted position.

Interim Credit Manager Responsibilities

• Develop and implement credit policies, procedures, approval frameworks, and risk management processes.
• Evaluate customer and account creditworthiness through financial statements, payment history, liquidity, collateral, and operational performance.
• Establish and maintain credit limits, monitoring processes, and risk mitigation strategies.
• Identify financial stress indicators, collection risks, and potential bad debt exposure.
• Monitor aging trends, delinquency, credit exposure, and overall receivables performance.
• Lead daily accounts receivable and collection activities across a high-volume portfolio.
• Direct collection efforts for delinquent accounts, payment disputes, repayment plans, and escalated customer communications.
• Oversee cash application coordination, account reconciliations, deduction resolution, and aging cleanup.
• Develop standardized collection workflows, escalation procedures, and reporting processes.
• Monitor key performance indicators including DSO, aging, collection effectiveness, dispute resolution, and bad debt reserves.
• Lead, coach, and develop a small team of Credit Specialists.
• Establish clear performance expectations, accountability, and operational standards.
• Build scalable credit and collections processes that support organizational growth.
• Identify opportunities for automation, system enhancements, and improved reporting.
• Develop departmental metrics, dashboards, and reporting packages for senior leadership.
• Partner with Finance, Operations, Legal, and business leadership on credit risk and financial performance.
• Support bad debt analysis, receivables reserves, and cash forecasting activities.
• Support audits, compliance requirements, and documentation related to credit and receivables.
• Ensure billing and collections activities follow company policies, contractual requirements, and applicable agreements.
• Promote a culture of responsiveness, professionalism, customer service, and accountability.

Interim Credit Manager Requirements

• Bachelor’s degree in Finance, Accounting, Business, or a related field required.
• Five or more years of progressive experience in credit management, accounts receivable, collections, or commercial finance.
• Prior experience leading credit and collections teams in a high-volume environment.
• Strong understanding of credit assessment, receivables management, collections strategy, and working capital optimization.
• Experience with credit risk management, aging analysis, collections, and bad debt reserves.
• Demonstrated ability to develop processes, strengthen controls, and improve operational discipline.
• Experience supporting franchise, multi-location, retail, distribution, automotive aftermarket, or service-based businesses preferred.
• Strong analytical, organizational, and problem-solving skills.
• Excellent communication, negotiation, and relationship management skills.
• Ability to lead and develop team members while maintaining clear accountability.
• Ability to work independently and make sound decisions in a fast-paced environment.
• Strong process improvement and systems aptitude.
• Ability to manage competing priorities and operate effectively in a growth-oriented environment.

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UHY Advisors' Resource Solutions Group provides clients with accomplished professionals to support finance, accounting, internal audit and tax teams. Whether it is permanent placement, project work, loaned staff support or business process outsourcing–we are ready to meet your needs.

Our team has extensive experience with a wide range of clients from middle market, closely held organizations to large Fortune 500 companies. We focus on finance and accounting, internal audit, IT audit and tax. We offer direct, personal involvement from senior practitioners and strive to meet clients' needs rapidly.