Insurance Underwriter: Risk Assessment & Policy Decisions

Course Advisor; United States; On-site; USD 60,000 - 80,000; Full time

Job summary

Course Advisor is looking for an Insurance Underwriter to evaluate individual applications for insurance, review factors such as health and financial standing, and determine the acceptance of applications. Key responsibilities include authorizing reinsurance, adjusting policy values as needed, and declining excessive risks. Candidates should possess strong active listening, writing, and critical thinking skills, along with familiarity with tools like Microsoft Office and LexisNexis.

Responsibilities

• Authorize reinsurance of policy when risk is high.
• Decrease value of policy when risk is substandard.
• Review company records to determine insurance in force.
• Examine documents to assess risk factors.
• Evaluate possibility of losses from excessive insurance.
• Decline excessive risks.

Skills

Active Listening

Writing

Reading Comprehension

Critical Thinking

Speaking

Judgment and Decision Making

Tools

Microsoft Excel

Microsoft Word

Microsoft Office

Microsoft PowerPoint

Web browser software

Word processing software

Spreadsheet software

Database software

LexisNexis

Delphi Technology

C++

Fannie Mae Desktop Underwriter

Job description

Course Advisor is looking for an Insurance Underwriter to evaluate individual applications for insurance, review factors such as health and financial standing, and determine the acceptance of applications. Key responsibilities include authorizing reinsurance, adjusting policy values as needed, and declining excessive risks. Candidates should possess strong active listening, writing, and critical thinking skills, along with familiarity with tools like Microsoft Office and LexisNexis.