Insurance Renewal Specialist

RealtySouth; Cherry Hill Township (NJ); Híbrido; USD 32.000 - 40.000; Jornada completa

Ventajas ofrecidas por este puesto de trabajo

Medical

Health Savings Account

Dental

Vision

Life Insurance

Paid Vacation

401(k) with employer match

Flexible Spending Account

Employee Assistance Program

Descripción de la vacante

RealtySouth in New Jersey seeks an Insurance Renewal Specialist to review clients' current policies against renewals, analyze premium changes, and identify gaps or errors in coverage. You will remarket accounts as needed and coordinate with carriers and clients to ensure accuracy and timely updates.

The role requires 2+ years in personal lines customer service, strong knowledge of personal lines products, and excellent analytical and communication skills.

Formación

• Education: Minimum of a high school diploma or the equivalent.
• Experience: 2+ years in personal lines customer service.
• Knowledge and Skills: Working knowledge of insurance agency operations, coverages, rates, markets, and applicable insurance laws/codes.
• Knowledge and Skills: Thorough knowledge of all personal lines insurance products.
• Skills: Excellent analytical, problem-solving, and decision-making skills.
• Skills: Excellent oral, written, and interpersonal communication skills.
• Skills: Proven automation, time management, and organizational skills.

Responsabilidades

• Review and compare client’s current policies with their renewal policies and investigate the reason for any major increases in premium.
• Advise client’s regarding insurance coverages and risk management issues. Identify any additional insurance needs, gaps in coverage or possible incorrect/outdated information.
• Requote client’s policies as needed or as requested. Send applications/cancelation forms, issue new policies and enter information into the agency management system as needed.
• Stay up to date on carriers’ policies, packages, coverages, discounts and underwriting guidelines.
• Report immediately any circumstances that may lead to potential or actual HomeServices errors and omissions claims and/or any Department of Insurance or related complaints to VP, Insurance Operations and CEO.
• Perform any additional responsibilities as requested or assigned.

Conocimientos

Renewal analysis

Client communication

Insurance knowledge

Policy language

Data entry accuracy

Educación

High school diploma

Descripción del empleo

Responsible for reviewing client’s renewals, looking into premium increases, identifying any gaps in coverage or coverage errors or omissions, and remarketing accounts as needed.

Job Duties and Responsibilities (Essential Job Functions)

Common job activities are listed below; actual position responsibilities may vary. Refer to your manager or human resources for specific duties and performance expectations.

• Review and compare client’s current policies with their renewal policies and investigate the reason for any major increases in premium. (30-40%)
• Advise client’s regarding insurance coverages and risk management issues. Identify any additional insurance needs, gaps in coverage or possible incorrect/outdated information. (20‑30%)
• Requote client’s policies as needed or as requested. Send applications/cancelation forms, issue new policies and enter information into the agency management system as needed. (20-30%)
• Stay up to date on carriers’ policies, packages, coverages, discounts and underwriting guidelines. (5-10%)
• Report immediately any circumstances that may lead to potential or actual HomeServices errors and omissions claims and/or any Department of Insurance or related complaints to VP, Insurance Operations and CEO. (0-5%)
• Perform any additional responsibilities as requested or assigned. (0-5%)

Performance Expectations

• Meet all performance and behavior expectations outlined in the company performance appraisal form or communicated by management.
• Perform responsibilities as directed achieving desired results within expected time frames and with a high degree of quality and professionalism.
• Establish and maintain positive and productive work relationships with all staff, customers, and business partners.
• Demonstrate the behavioral and technical competencies necessary to effectively complete job responsibilities. Take personal initiative for technical and professional development.
• Follow the company HR Policy, the Code of Business Conduct and all subsidiary and department policies and procedures, including protecting confidential company information, attending work punctually and regularly, and following good safety practices in all activities.

Qualifications

Education:

• Minimum of high school diploma or the equivalent.

Experience:

• 2+ years in personal lines customer service.

Knowledge and Skills:

• Working knowledge of insurance agency operations, coverages, rates, markets, and applicable insurance laws/codes.
• Thorough knowledge of all personal lines insurance products.
• Excellent analytical, problem-solving, and decision-making skills.
• Excellent oral, written, and interpersonal communication skills.
• Proven automation, time management, and organizational skills.

Other (licenses, certifications, schedule flexibility/OT, travel, etc.):

Wage

$23.50 - $28.70 hourly; actual wage is based upon education and experience.

Benefits

Full suite of benefits including Medical, Health Savings Account, Dental, Vision, Life Insurance, Paid Vacation (PTO), 401(k) with employer match, Flexible Spending Account, and Employee Assistance Program (EAP)

Equal Opportunity Employer

This employer is required to notify all applicants of their rights pursuant to federal employment laws.For further information, please review the Know Your Rights notice from the Department of Labor.