Insurance Producer

HomeServices Insurance; Wilmington (DE); On-site; USD 26,000 - 33,000; Full time

Benefits offered by this job

Medical

Dental

Vision

Life Insurance

Paid Vacation

401(k) with employer match

FSA

EAP

Job summary

HomeServices Insurance, Inc. is seeking a full-time, on-site Insurance Sales Advocate responsible for evaluating client risk exposure, recommending coverage, and placing policies for personal and commercial risks.

The role emphasizes proactive lead contact, relationship building with real estate professionals, and ongoing licensing compliance. Responsibilities include directing onboarding for new business specialists, monitoring for potential E&O issues, and staying current with industry trends

Qualifications

• Market and sell personal lines insurance policies.
• Proactively contact leads to quote and place coverage.
• Identify and assess client risk exposures.
• Foster referral relationships with real estate professionals.
• Provide work direction to new business specialists.
• Monitor for potential insurance errors and omissions claims.
• Stay current on industry trends and carrier underwriting requirements.
• Keep licensing current and complete CEUs.

Responsibilities

• Market and sell personal lines policies to customers.
• Quote and place coverage based on client needs.
• Identify and assess client risk exposures and recommend solutions.
• Develop referral relationships with real estate agents, managers, and mortgage brokers.
• Provide guidance to new business specialists during onboarding.
• Monitor and report potential E&O issues to management.
• Maintain up-to-date licenses and CEU requirements.
• Adhere to HR policies, procedures, and safety guidelines.

Skills

Sales

Risk assessment

Referral networks

Team leadership

Compliance monitoring

Industry knowledge

Licensing

Job description

• On-site
• Insurance
• Full-Time
• Requisition #: INSUR012292

Description

Responsible for assessing client’s risk exposure on personal and/or commercial property, making appropriate recommendations and placing coverage to address those risks.

Job Duties and Responsibilities (Essential Job Functions)

• Market and sell personal lines insurance policies. Proactively contact all leads to recommend appropriate insurance, quote and place coverage. Identify and assess client risk exposures. (65 ‑ 75%)
• Foster referral relationships with all real estate personnel including agents, office managers and mortgage brokers to maximize sales opportunities. (20-25%)
• Provide work direction as appropriate to new business specialists to ensure all aspects of client on-boarding are completed properly and in a timely manner. (0-5%)
• Actively monitor and report to management any circumstances that may lead to a potential or actual insurance errors and omissions claim, DOI (department of insurance) or related complaints. (0-5%)
• Remain current on industry trends and specific carrier underwriting requirements. Follow all company procedures and processing guidelines. (0-5%)
• Ensure license remains current to include taking CEUs as needed in a timely manner. (0-5%)
• Perform any additional responsibilities as requested or assigned. (0-5%)

Performance Expectations

• Meet all performance and behavior expectations outlined in the company performance appraisal form or communicated by management.
• Perform responsibilities as directed achieving desired results within expected time frames and with a high degree of quality and professionalism.
• Establish and maintain positive and productive work relationships with all staff, customers and business partners.
• Demonstrate the behavioral and technical competencies necessary to effectively complete job responsibilities. Take personal initiative for technical and professional development.
• Follow the company HR Policy, the Code of Business Conduct and all subsidiary and department policies and procedures, including protecting confidential company information, attending work punctually and regulary, and following good safety practices in all activities.

Wage: $19.23 - $24.03 hourly; actual wage is based upon education and experience.

Benefits: Full suite of benefits including Medical, Health Savings Account, Dental, Vision, Life Insurance, Paid Vacation (PTO), 401(k) with employer match, Flexible Spending Account, and Employee Assistance Program (EAP)

Equal Opportunity Employer

Equal Opportunity Employer
This employer is required to notify all applicants of their rights pursuant to federal employment laws.For further information, please review the Know Your Rights notice from the Department of Labor.