Insurance Producer

HomeServices of America; Wilmington (DE); On-site; USD 26,000 - 33,000; Full time

Benefits offered by this job

Medical

Health Savings Account

Dental

Vision

Life Insurance

Paid Vacation

401(k) with employer match

Flexible Spending Account

Employee Assistance Program

Job summary

HomeServices of America is seeking a full-time on-site Insurance Specialist to assess client risk, quote and place personal and commercial coverage. You will actively market personal lines policies and build strong relationships with real estate partners.

The role emphasizes meeting sales goals, maintaining licenses, and following underwriting guidelines while delivering superior service. Competitive hourly wage range is posted, with full benefits and opportunities for professional growth.

Responsibilities

• Market and sell personal lines insurance policies, quote and place coverage.
• Foster referral relationships with real estate professionals to maximize sales.
• Provide work direction to new business specialists to ensure timely onboarding.
• Actively monitor and report to management any circumstances that may lead to potential or actual insurance errors and omissions claim, DOI or related complaints.
• Remain current on industry trends and underwriting requirements; follow procedures.
• Ensure license remains current and take CEUs as needed.
• Perform any additional responsibilities as requested or assigned.

Job description

• On-site
• Insurance
• Full-Time
• Requisition #: INSUR012292

Description

Responsible for assessing client’s risk exposure on personal and/or commercial property, making appropriate recommendations and placing coverage to address those risks.

Job Duties and Responsibilities (Essential Job Functions)

• Market and sell personal lines insurance policies. Proactively contact all leads to recommend appropriate insurance, quote and place coverage. Identify and assess client risk exposures. (65 ‑ 75%)
• Foster referral relationships with all real estate personnel including agents, office managers and mortgage brokers to maximize sales opportunities. (20-25%)
• Provide work direction as appropriate to new business specialists to ensure all aspects of client on-boarding are completed properly and in a timely manner. (0-5%)
• Actively monitor and report to management any circumstances that may lead to a potential or actual insurance errors and omissions claim, DOI (department of insurance) or related complaints. (0-5%)
• Remain current on industry trends and specific carrier underwriting requirements. Follow all company procedures and processing guidelines. (0-5%)
• Ensure license remains current to include taking CEUs as needed in a timely manner. (0-5%)
• Perform any additional responsibilities as requested or assigned. (0-5%)

Performance Expectations

• Meet all performance and behavior expectations outlined in the company performance appraisal form or communicated by management.
• Perform responsibilities as directed achieving desired results within expected time frames and with a high degree of quality and professionalism.
• Establish and maintain positive and productive work relationships with all staff, customers and business partners.
• Demonstrate the behavioral and technical competencies necessary to effectively complete job responsibilities. Take personal initiative for technical and professional development.
• Follow the company HR Policy, the Code of Business Conduct and all subsidiary and department policies and procedures, including protecting confidential company information, attending work punctually and regulary, and following good safety practices in all activities.

Wage: $19.23 - $24.03 hourly; actual wage is based upon education and experience.

Benefits: Full suite of benefits including Medical, Health Savings Account, Dental, Vision, Life Insurance, Paid Vacation (PTO), 401(k) with employer match, Flexible Spending Account, and Employee Assistance Program (EAP)

Equal Opportunity Employer

Equal Opportunity Employer
This employer is required to notify all applicants of their rights pursuant to federal employment laws.For further information, please review the Know Your Rights notice from the Department of Labor.