Insurance Coverage & Bad Faith Associate (Hybrid) Raleigh

Distinct | North America; Raleigh (NC); Hybrid; USD 150,000 - 210,000; Full time

Job summary

Distinct Recruitment represents a reputable Raleigh firm specializing in insurance coverage matters. The Associate will read policy language, spot exclusions, and craft coverage opinions used by a claims team to decide what gets paid.

They’ll perform duty-to-defend analyses and provide reservations of rights, along with guidance on potential bad-faith exposure under North Carolina law. This Hybrid role sits in a growing coverage team serving the Carolinas, with partnership opportunities and a

Qualifications

• 2 to 5 years in insurance coverage or insurance defense.
• North Carolina bar admission; South Carolina admission is a plus.
• Sharp writing and arguments that turn on a defined term.

Responsibilities

• Read policy language closely to identify exclusions and advise on coverage.
• Prepare coverage opinions used by a claims team to determine payments.
• Conduct duty to defend analysis and advise on reservations of rights.
• Provide bad faith exposure guidance under North Carolina law (and South Carolina if admitted).
• Handle declaratory judgment actions and bad faith claims in state and federal court.

Skills

Coverage analysis

Job description

Distinct Recruitment represents a reputable Raleigh firm specializing in insurance coverage matters. The Associate will read policy language, spot exclusions, and craft coverage opinions used by a claims team to decide what gets paid.

They’ll perform duty-to-defend analyses and provide reservations of rights, along with guidance on potential bad-faith exposure under North Carolina law. This Hybrid role sits in a growing coverage team serving the Carolinas, with partnership opportunities and a