Insurance Agent Trainee

Kemper Corporation; Sacramento (CA); On-site; USD 50,000 - 120,000; Full time

Benefits offered by this job

Health and dental plans

401(k) match

Tuition assistance

Paid time off

Employee discounts

Job summary

Kemper Corporation is seeking a Life Insurance Sales Agent in Sacramento. This full-time field role offers paid training for licensing, then assumes an existing book of business to collect premiums and sell new policies with a commission-based pay model.

Agents perform home visits, build client relationships, and pursue licensing and ongoing professional development. Benefits vary and high earning potential is tied to performance and market demand.

Qualifications

• Customer service experience required.
• Must be at least 18 years of age.
• Valid driver’s license with required auto insurance coverage.
• Dependable vehicle for daily travel.
• Ability to pass a background check, motor vehicle report, and drug screening.
• Authorization to work in the United States.

Responsibilities

• Conduct sales presentations, recommend products, and close new sales.
• Prospect for new sales opportunities and grow the book of business.
• Maintain strong customer relationships and collect premiums on a set schedule.
• Respond to service requests such as beneficiary changes, claims, and loans.
• Record keeping and processing policy paperwork.

Skills

Customer service

Age 18+

Driver's license

Reliable vehicle

Background check

Work authorization

Job description

Location(s): Sacramento, California

Role: Life Insurance Sales Agent

Employment Type: Full-Time with Benefits

Work Arrangement: Field Role

Career and Opportunity

Kemper is a diversified insurance holding company with a history spanning over 100 years. We are firmly committed to serving the insurance needs of modest-income families. Our strength lies in our dedication to frequent personal home visits with new and existing customers to collect premiums, conduct sales of new policies, and address other service needs. For new unlicensed agents, your journey begins with a paid training period. During this time, we provide the tools and guidance needed to study for and pass the licensing exams. Once licensed, you will be assigned an existing book of business, a portfolio of current customers from whom you’ll collect monthly premiums. You’ll earn a percentage of the premiums you collect, as well as a commission on all new sales you make. From there, the sky’s the limit! Through hard work and dedication, you can increase your monthly income with every new sale. It really is that simple. If you’re passionate about serving the underserved, this is the career for you. Our agents gain personal satisfaction and community prestige by performing meaningful work that helps clients protect the people and property they cherish. With a pay-for-performance compensation model, agents have the opportunity to determine their own paycheck. As your skills and knowledge grow, so does your potential for increased income. Superior performance is recognized through awards, prizes, and company-sponsored trips. The compensation for the role is fully commission-based.

Responsibilities

Agents are set up for success by being assigned a territory (called an agency) with an established book of business and existing customers.

Day-to-Day Activities

• Conducting sales presentations, recommending products, and closing new sales
• Prospecting for new sales opportunities
• Maintaining strong customer relationships by collecting premiums on a pre-arranged schedule that you determine
• Responding promptly to service requests such as beneficiary changes, claims, and loans
• Record keeping, accounting for money collected, and processing policy paperwork

Agent Expectations

• Grow the assigned territory through new sales
• Build strong working relationships with customers
• Devote the time necessary to fulfill the responsibilities of the role
• Pursue continuous professional development in insurance products and sales effectiveness

Minimum Qualifications

• Customer service experience
• Must be at least 18 years of age
• Valid driver’s license with required auto insurance coverage
• Dependable vehicle for daily travel
• Ability to pass a background check, motor vehicle report, and drug screening
• Authorization to work in the United States

Preparation

Licensing

We provide free access to study tools and professional guidance to help you prepare for licensing exams.

Training

New agents complete an onboarding development program that includes self-study, classroom instruction, and field mentoring by your Sales Manager.

On-the-Job Training

Earn a paycheck while learning your profession through hands‑on experience.

Kemper at a Glance

The Kemper family of companies is one of the nation’s leading specialized insurers. With approximately $12 billion in assets, Kemper is improving the world of insurance by providing affordable and easy-to-use personalized solutions to individuals, families and businesses through its Kemper Auto and Kemper Life brands. Kemper serves over 4.6 million policies, is represented by approximately 24,200 agents and brokers, and has approximately 7,500 associates dedicated to meeting the ever‑changing needs of its customers.

*Alliance United Insurance Company is not rated. We value diversity and strive to be an employer of choice. An Equal Opportunity Employer, M/F/D/V Eligible employees may enjoy benefits such as:

• Qualify for your choice of health and dental plans within your first month.
• Save for your future with robust 401(k) match, Health Spending Accounts and various retirement plans.
• Learn and Grow with our Tuition Assistance Program, paid certifications and continuing education programs.
• Contribute to your community through United Way and volunteer programs.
• Balance your life with generous paid time off and business casual dress.
• Get employee discounts for shopping, dining and travel through Kemper Perks.

Benefits eligibility may vary based on position classification, scheduled hours, work location, temporary or contingent status, independent contractor status, SkillBridge participation, and applicable plan terms.

All applicants will be considered for employment without attention to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, or any other status protected by the laws or regulations in the locations where we operate.

Kemper does not accept unsolicited resumes through or from search firms or staffing agencies. All unsolicited resumes will be considered the property of Kemper, and Kemper will not be obligated to pay a placement fee.

Kemper will never request personal information, such as your social security number or banking information, via text or email.

Additionally, Kemper does not use external messaging applications, such as WireApp or Skype, to communicate with candidates. If you receive such a message, delete it.