Insurance Adjuster - Field Property Position

Allstate; New Jersey; On-site; USD 56,000 - 104,000; Full time

Benefits offered by this job

Company vehicle provided

Licensing sign-on bonus

Connectivity reimbursement for home/wo

Home connectivity reimbursement

Job summary

National General, part of The Allstate Corporation, is seeking a Field Property Adjuster in New Jersey. This role involves inspecting property damages, assessing coverage, and guiding customers through the claims process.

You will travel across Burlington, Middlesex, Mercer, and Monmouth Counties, using Xactimate for estimates, with a company vehicle provided. It offers autonomy and flexible routing while meeting customer commitments.

Qualifications

• Experience in field property claims handling or similar.
• Ability to inspect property damages and assess coverage.
• Familiarity with adjusting losses and negotiating settlements.

Responsibilities

• Inspect property damages in assigned counties.
• Investigate coverage and review policy terms.
• Prepare estimates for property losses.
• Negotiate settlements with customers.
• Guide customers through the claims process.
• Document activities thoroughly and maintain records.

Skills

Field claims experience

Customer service

Tools

Xactimate

Job description

National General is a part of The Allstate Corporation, which means we have the same innovative drive that keeps us a step ahead of our customers’ evolving needs. We offer home, auto and accident and health insurance, as well as other specialty niche insurance products, through a large network of independent insurance agents, as well as directly to consumers. As a Field Property Adjuster, you will play a critical role in helping customers recover from property losses by delivering exceptional claim service from first notice of loss through resolution. You will travel throughout Burlington, Middlesex, Mercer, and Monmouth Counties to inspect property damages, investigate coverage, prepare estimates, negotiate settlements, and guide customers through the claims process. This role combines field inspections with virtual claim handling, requiring flexibility to assess losses in person and through virtual inspection technology. Using tools such as Xactimate, you'll evaluate damages related to weather, water, wind, and other property losses while providing a seamless customer experience.

You’ll work independently while collaborating closely with your leadership team, peers, contractors, vendors, and customers. A company vehicle is provided for this designated field territory. The role offers significant autonomy, allowing you to manage your own schedule and daily routing while maintaining customer commitments and business expectations.

• Possesses a deep understanding of the content of all policy types written by the company
• Builds mastered relationships with both internal and external customers across multiple lines
• Evaluates settlement alternatives by reviewing regulatory compliance and fair claims practices and makes decisions on best option
• Negotiates settlements, makes settlement payments and documents all activities in the most complex of files across multiple lines

Sign On Bonus

• You may be eligible for a $1,000 Licensing Sign on Bonus if you have the applicable active licenses needed for this role. This could include Home Resident Property & Casualty License, Designated Home State (DHS) Florida or Texas License, and/or applicable Appraiser License.
• *Current employees or candidates who have previously worked for Allstate, including its family of companies, are not eligible for this sign-on bonus.*

As a requirement of employment, individuals who currently hold an active insurance license must terminate all existing appointments prior to onboarding and must not hold any outside appointments at any point during employment. Applicants seeking an adjuster role who also hold a resident producer license must formally surrender that license when instructed to by the licensing team. By proceeding with the application process, applicants acknowledge and accept these licensing requirements and agree to comply.

#Business Case Analyses, Case Management, Claims Administration, Collaboration, Communication, Customer Service, Insurance Claims, Property Claims, Quality Management, Relationship Management, Time Management, Xactimate Compensation

• Field Property Adjuster Cons I: $56,000.00 - 82,500.00/salary
• Field Property Adjuster Cons II: $60,000.00 - 87,400.00/salary
• Field Property Adjuster Sr Cons I: $68,500.00 - $104,100.00/salary

Total compensation for this role may include additional components, such as incentive pay (for example, commission or bonus), if applicable.

Effective July 1, 2014, under Indiana House Enrolled Act (HEA) 1242, it is against public policy of the State of Indiana and a discriminatory practice for an employer to discriminate against a prospective employee on the basis of status as a veteran by refusing to employ an applicant on the basis that they are a veteran of the armed forces of the United States, a member of the Indiana National Guard or a member of a reserve component.

This poster provides information concerning the laws and procedures for filing complaints of violations of the laws with the Office of Federal Contract Compliance Programs.

This poster summarizing the major provisions of the Family and Medical Leave Act (FMLA) and telling employees how to file a complaint.

It is the Company’s policy to employ the best qualified individuals available for all jobs. Therefore, any discriminatory action taken on account of an employee’s ancestry, age, color, disability, genetic information, gender, gender identity, gender expression, sexual and reproductive health decision, marital status, medical condition, military or veteran status, national origin, race (include traits historically associated with race, including, but not limited to, hair texture and protective hairstyles), religion (including religious dress), sex, or sexual orientation that adversely affects an employee's terms or conditions of employment is prohibited. This policy applies to all aspects of the employment relationship, including, but not limited to, hiring, training, salary administration, promotion, job assignment, benefits, discipline, and separation of employment.

a member of the Allstate family of companies, is headquartered in New York City. National General traces its roots to 1939, has a financial strength rating of A– (excellent) from A.M. Best, and provides personal and commercial automobile, homeowners, umbrella, recreational vehicle, motorcycle, supplemental health, and other niche insurance products. We are a specialty personal lines insurance holding company. Through our subsidiaries, we provide a variety of insurance products, including personal and commercial automobile, homeowners, umbrella, recreational vehicle, supplemental health, lender-placed and other niche insurance products.

Direct General Auto & Life, Personal Express Insurance, Century-National Insurance, ABC Insurance Agencies, NatGen Preferred, NatGen Premier, Seattle Specialty, National General Lender Services, ARS, RAC Insurance Partners, Mountain Valley Indemnity, New Jersey Skylands, Adirondack Insurance Exchange, VelaPoint, Quotit, HealthCompare, AHCP, NHIC, Healthcare Solutions Team, North Star Marketing, Euro Accident.

is an Equal Opportunity (EO) employer – Veterans/Disabled and other protected categories.

Candidates must possess authorization to work in the United States, as it is not our practice to sponsor individuals for work visas.

In the event you need assistance or accommodation in completing your online application, please contact NGIC main office by phone at .

Employees eligible to work from home also receive a monthly connectivity reimbursement to help offset internet costs.

When working from home, you must have a dedicated, private workspace free from distractions, along with appropriate desk and seating.