Instant Payments Product Management Lead for the US

Deutsche Bank AG; New York (NY); Hybrid; USD 140,000 - 217,000; Full time

Benefits offered by this job

Hybrid work model

Generous vacation

Parental leave

Retirement savings

Employee Resource Groups

Job summary

Deutsche Bank AG in New York is seeking a Vice President to lead Instant Payments product management for the US. You will drive the regional strategy, align with global roadmaps, partner with technology, compliance, and operations, and own end-to-end delivery of real-time payment capabilities.

The role requires market analysis, pricing, client engagement, risk oversight, and collaboration with Sales and Interbank Forums to maximize client value and revenue growth.

Qualifications

• Proven product management experience with lifecycle, delivery, risk, governance, and commercialization.
• Independent, proactive work style with strong delivery track record.
• Stakeholder management and ability to build relationships across internal and external groups.
• Experience leveraging AI tools to improve productivity.

Responsibilities

• Work with Product & Sales and other functions to maintain and develop the product offering.
• Define and implement business requirements and market problems, ensuring compliance.
• Manage dependencies, risks, and issues with leads.
• Own the regional Instant Payments product strategy and roadmap for the US.
• Lead end-to-end product lifecycle from ideation to optimization.
• Define client value proposition, pricing strategy, and commercialization.
• Monitor regulatory developments and market trends to ensure readiness.
• Partner with technology, operations, compliance, and regional teams to deliver scalable solutions.
• Represent the product in client engagements and industry forums.
• Track product performance and refine roadmap to maximize value.

Skills

Product Management

Stakeholder management

AI tools

Agile delivery

Job description

Job Title Instant Payments Product Management Lead for the US

Corporate Title Vice President

Location New York, NY

Overview

The product management team of Instant Payments is part of the Corporate Bank division of Deutsche Bank and is passionate about creating value for customers and stakeholders by delivering real-time payment solutions globally that are user-friendly, reliable, and scalable. As the Instant Payments Product Management Lead for the US, you will participate in the (Global) product planning and execution throughout the product lifecycle for new or existing products with focus on the US market. Your role encompasses a broad set of activities required to get the product and related features to market and to support it thereafter. You will participate in business case development and business analysis to identify how value is created, specific price points and analysis of market sizing / potential.

What We Offer You

• A diverse and inclusive environment that embraces change, innovation, and collaboration
• A hybrid working model, allowing for in-office / work from home flexibility, generous vacation, personal and volunteer days
• Employee Resource Groups support an inclusive workplace for everyone and promote community engagement
• Competitive compensation packages including health and wellbeing benefits, retirement savings plans, parental leave, and family building benefits

• Educational resources, matching gift, and volunteer programs

What You'll Do

• Work in close cooperation with other teams, such as Product & Sales and other corporate functions covering IT and Operations but also with Clients and Interbank Forums, to maintain and develop the product offering
• Define, document, and implement all underlying business requirements and market problems ensuring compliance with Deutsche Bank policies, understand the Instant Payment Risk Profile, Support the regular Risk review of Product in the respective Markets
• Manage Dependencies, Risks and Issues in close interaction with the respective domain & Tribe Leads
• Own the regional Instant Payments product strategy and roadmap for the US, ensuring alignment with global product strategy and regional market opportunities
• Lead the end-to-end product lifecycle including ideation, design, development, launch, and ongoing optimization of instant payment capabilities
• Define and evolve the client value proposition, pricing strategy, and commercialization approach to drive adoption and revenue growth
• Monitor and respond to regulatory developments, payment scheme evolution, and market trends, ensuring product readiness and competitive positioning
• Partner with technology, operations, compliance, and regional business teams to deliver scalable and resilient instant payment solutions
• Represent the product in client engagements, industry forums, and strategic partnerships, strengthening Deutsche Bank's leadership position in real-time payments
• Track product performance, client adoption, and financial outcomes, continuously refining the product roadmap to maximize client value and business impact

Skills You’ll Need

• Product Management experience, with an exposure to managing product life cycle, delivery, risk, governance, commercialization of products and experience in the development of a product
• Capable of independent and pragmatic pro-active work style, guaranteeing high degree of solutions and delivery achievements
• Stakeholder management; the ability to build deep relationships with direct stakeholders and indirect stakeholders internal as well as external
• Proven ability to leverage AI tools to enhance productivity, optimize workflows to solve business problems, while applying critical judgment to ensure responsible and ethical use of data and AI outputs

Skills That Will Help You Exc

• Experience in working on payments products, with good understanding of front-to-back payments processes, market and regulatory trends on real-time payments in the America region and an appreciation of corporate and retail use-cases for real-time payments. Experience with RTP and FedNow is a plus.
• Be a team player with good interpersonal skills willing to take initiative pro-actively
• Effective and concise communicator at all levels, both verbal and written. Excellent verbal and written communication skills in English (Other languages is a plus; Portuguese, Spanish & German preferred)
• Experience having worked in Agile delivery setups at scale (preferably experience in scrum)

Expectations

It is the Bank's expectation that employees hired into this role will work in the New York City, NY office in accordance with the Bank's hybrid working model.

Deutsche Bank provides reasonable accommodations to candidates and employees with a substantiated need based on disability and/or religion.

The salary range for this position in New York City is $140,000 to $ 217,000 . Actual salaries may be based on a number of factors including, but not limited to, a candidate's skill set, experience, education, work location and other qualifications. Posted salary ranges do not include incentive compensation or any other type of remuneration.

Deutsche Bank Benefits

At Deutsche Bank, we recognize that our benefit programs have a profound impact on our colleagues. That's why we are focused on providing benefits and perks that enable our colleagues to live authentically and be their whole selves, at every stage of life. We provide access to physical, emotional, and financial wellness benefits that allow our colleagues to stay financially secure and strike balance between work and home. Click here to learn more!

Learn more about your life at Deutsche Bank through the eyes of our current employees: https://careers.db.com/life

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We welcome applications from all people and promote a positive, fair and inclusive work environment.

Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, protected veteran status or other characteristics protected by law. Click these links to view Deutsche Bank's Equal Opportunity Policy Statementand the following notices: EEOC Know Your Rights; Employee Rights and Responsibilities under the Family and Medical Leave Act; and Employee Polygraph Protection Act.