BIN Sponsorship Product Analyst

Deutsche Bank; New York (NY); Hybrid; USD 78,000 - 112,000; Full time

Benefits offered by this job

Hybrid working model

Health & retirement benefits

Parental leave & family benefits

Volunteer and matching gift programs

Job summary

Deutsche Bank in New York invites applications for a BIN Sponsorship Product Analyst. You will support execution of product-related initiatives, work with senior product managers, and help governance across teams to grow the business within the product's risk appetite.

This role requires a university degree and payments/financial services experience. You will analyze market data, track risk metrics, engage with card schemes, and collaborate across sales, client coverage and control functions

Qualifications

• University degree in business, finance, economics or related field.
• Experience in payments, cards, acquiring, or related financial services.
• Knowledge of regulatory, compliance and risk frameworks in payments.
• Ability to analyze product or process info and translate to actions.
• Proficient with Microsoft Office and familiarity with AI tools.

Responsibilities

• Support client relationships and assist in governance reviews.
• Assist growth initiatives via market research, pricing, and analysis.
• Identify product process and control improvements and help implement.
• Analyze risk-appetite metrics and report to leadership.
• Engage with card schemes (Visa/Mastercard) and track updates.
• Collaborate across sales, client coverage and control functions.

Skills

Payments experience

Product management

Regulatory knowledge

Data analysis

MS Office & AI tools

Education

University degree in Business/Finance/Economics

Job description

Job Title BIN Sponsorship Product Analyst

Corporate Title Analyst

Location New York

Overview

As a BIN Sponsorship Product Analyst, you will support the execution of product-related commercial and governance initiatives. You will work with senior product managers and internal business and control-function stakeholders to support business growth in line with the product's risk appetite.

You will contribute to the success of the team and our clients by managing assigned product activities, supporting effective governance, and developing your expertise in product and risk management.

BIN Sponsorship is a key product enabling our clients and Corporate Cash Management to GROW - join us to be part of that journey!

What We Offer You

• A diverse and inclusive environment that embraces change, innovation, and collaboration
• A hybrid working model, allowing for in-office / work from home flexibility, generous vacation, personal and volunteer days
• Employee Resource Groups support an inclusive workplace for everyone and promote community engagement
• Competitive compensation packages including health and wellbeing benefits, retirement savings plans, parental leave, and family building benefits

• Educational resources, matching gift, and volunteer programs

What You'll Do

• Support client relationships and prepare and participate in meetings related to these relationships, including product, compliance, and risk reviews
• Support growth initiatives through market research, competitive analysis and pricing reviews
• Identify product related process and control enhancement potential, and support initiatives designed to implement related measures
• Analyze, track and report risk-appetite metrics such as chargebacks and PCI compliance to team leadership
• Support engagement with card schemes, including Visa and Mastercard and help track relevant scheme regulation updates, rule changes and new programs
• Engage with colleagues across sales, client coverage and control partner functions to build a healthy, collaborative relationships

Skills You'll Need

• University degree in Business, Finance, Economics, or a related field
• Proven relevant professional experience in payments, cards, acquiring, product management, or a related financial services area
• Practical knowledge of regulatory, compliance, and risk frameworks relevant to the payments industry
• Ability to analyze product or process information, identify key issues, and translate findings into clear actions and follow-up plans
• Excellent with the Microsoft Office product suite as well as use of AI tools

Skills That Will Help You Excel

• Clear written and verbal communication skills
• Analytical and structured mindset
• Hands-on, pro-active and pragmatic approach, with the ability to understand broader product and business objectives
• High learning agility and adaptability in a rapidly evolving market environment, including new scheme rules and emerging technologies
• Actively seeking, embracing, and applying constructive feedback to accelerate professional growth.

Expectations

It is the Bank's expectation that employees hired into this role will work in the New York City office in accordance with the Bank's hybrid working model.

Deutsche Bank provides reasonable accommodations to candidates and employees with a substantiated need based on disability and/or religion.

The salary range for this position in New York City is $78,000 to $112,000. Actual salaries may be based on a number of factors including, but not limited to, a candidate's skill set, experience, education, work location and other qualifications. Posted salary ranges do not include incentive compensation or any other type of remuneration.

Deutsche Bank Benefits

At Deutsche Bank, we recognize that our benefit programs have a profound impact on our colleagues. That's why we are focused on providing benefits and perks that enable our colleagues to live authentically and be their whole selves, at every stage of life. We provide access to physical, emotional, and financial wellness benefits that allow our colleagues to stay financially secure and strike balance between work and home.

We strive for a culture in which we are empowered to excel together every day. This includes acting responsibly, thinking commercially, taking initiative and working collaboratively.

Together we share and celebrate the successes of our people. Together we are Deutsche Bank Group.

We welcome applications from all people and promote a positive, fair and inclusive work environment.

Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, protected veteran status or other characteristics protected by law. Click these links to view Deutsche Bank's Equal Opportunity Policy Statement and the following notices: EEOC Know Your Rights; Employee Rights and Responsibilities under the Family and Medical Leave Act; and Employee Polygraph Protection Act.

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