Infrastructure Credit Analyst I: Project Finance & Risk

Bank of America; Boston (MA); Vor Ort; USD 75.000 - 95.000; Vollzeit

Benefits dieser Stelle

Discretionary incentive plan

Benefits

Zusammenfassung

Bank of America seeks an analyst within the Global Infrastructure Credit team to analyze client financial information, identify risks, evaluate collateral, and support underwriting for project finance, tax equity, and corporate lending.

You will monitor portfolios, conduct due diligence, model scenarios, and collaborate with GCIB Enterprise Credit Officers and risk partners to ensure compliance and sound credit decisions.

Qualifikationen

• 1+ years' experience in corporate or commercial credit at a financial institution.
• Strong communication skills, both written and verbal.
• Strong combination of academic aptitude, quantitative skills, and strategic and creative thinking.
• Ability to manage multiple complex tasks while delivering high-quality results.
• Demonstrates intellectual curiosity and is focused on continuous learning and skill building.
• Ability to work independently, build internal and external relationships, and manage multiple stakeholders.

Aufgaben

• Analyzes client financial information, identification/mitigation of potential risks, compliance with regulatory requirements and evaluation of collateral in determination of credit worthiness
• Completes monitoring activities via analysis of clients’ financial performance and collateral evaluation to ensure appropriate requirements are met
• Listens in to client meetings to develop a deeper understanding of the client’s business, management team, and past and future performance
• Reviews completed client requests to ensure compliance with policy and procedures
• Understands how credit data is used internally and provided to regulatory partners
• Assists with periodic portfolio reviews
• Perform financial, business industry, and transaction analyses, conduct research, and prepare supporting documentation for transaction credit approval.
• Performs intensive qualitative and quantitative due diligence on transaction structures, stress scenarios, financial models, engineer reports, and terms and conditions
• Participate in the underwriting and documentation of project finance and other credit facilities designed to meet both client and investor needs as well as balance the bank’s internal risk/return requirements
• Provide input into key projects/initiatives across the bank
• Review the credit profile of key transaction counterparties (e.g. borrowers, servicers, sponsors and off-takers)
• Engage with various partners including GCIB Enterprise Credit Officers for recourse obligors, Enterprise Credit Risk, and Global Markets Risk

Kenntnisse

Analytical Thinking

Credit Documentation Requirements

Financial Analysis

Loan Structuring

Relationship Building

Active Listening

Attention to Detail

Collaboration

Underwriting

Written Communications

Business Process Analysis

Data and Trend Analysis

Issue Management

Recording/Organizing Information

Research

Ausbildung

Master's degree in finance/accounting or equivalent work experience

Jobbeschreibung

Bank of America seeks an analyst within the Global Infrastructure Credit team to analyze client financial information, identify risks, evaluate collateral, and support underwriting for project finance, tax equity, and corporate lending.

You will monitor portfolios, conduct due diligence, model scenarios, and collaborate with GCIB Enterprise Credit Officers and risk partners to ensure compliance and sound credit decisions.