Indirect Lending Underwriter — Dealer Relations & Analytics

Gulf Winds Credit Union; Pensacola (FL); On-site; USD 48,000 - 66,000; Full time

Benefits offered by this job

Health insurance

401(k) with company match

Paid holidays

Job summary

Gulf Winds Credit Union in Pensacola, FL is seeking a loan analyst to evaluate loan applications received through the indirect lending channel. You will make credit decisions within approved policy and collaborate with auto dealers to ensure timely processing.

This role emphasizes strong analytical judgment, documentation of decisions, and adherence to BSA/OFAC compliance, with opportunities for cross-training in Direct Lending and cross-functional projects.

Qualifications

• Two-year college degree or equivalent combination of education and training.
• 1–3 years of related experience preferred.
• Strong analytical skills and attention to detail.

Responsibilities

• Analyze loan application information submitted through Indirect Channel.
• Make credit decisions within approved underwriting policies.
• Cross-train with Direct Lending and assist dealers with credit decisions.
• Provide timely, professional communication of decisions to dealers.
• Ensure compliance with BSA and OFAC guidelines.
• Document loan decisions to support approvals or denials.

Skills

Analytical thinking

Credit underwriting

Customer service

Communication

Education

Two-year college degree

Tools

Microsoft Office

Job description

Gulf Winds Credit Union in Pensacola, FL is seeking a loan analyst to evaluate loan applications received through the indirect lending channel. You will make credit decisions within approved policy and collaborate with auto dealers to ensure timely processing.

This role emphasizes strong analytical judgment, documentation of decisions, and adherence to BSA/OFAC compliance, with opportunities for cross-training in Direct Lending and cross-functional projects.