Indirect Funder I- Fort Worth

EECU; Fort Worth (TX); Hybrid; USD 42,000 - 60,000; Full time

Job summary

EECU in Fort Worth is seeking an Indirect Funder I to verify dealer contracts, ensure state and internal compliance, and finalize funded loan packets within 24 hours. You’ll review dealer documents, calculate reserves, and liaise with dealerships to resolve discrepancies while maintaining audit-ready records for lien perfection.

The ideal candidate has at least 1 year in Banking/Financial services and indirect auto lending, strong analytical skills, attention to detail, and solid communication

Qualifications

• Must have indirect auto background and knowledge of credit union operations.
• Analytical skills and computer proficiency are essential.
• Strong decision‑making ability and high attention to detail.
• Able to communicate effectively with dealers to obtain complete loan packets.
• 1+ years in Banking/Financial industry and 1+ years in Indirect Auto Lending.
• College degree preferred but not required.

Responsibilities

• Review and verify documents in dealer loan packages for compliance.
• Work with dealerships to correct and finalize contracts outside guidelines.
• Confirm all state‑mandated forms are present and correct.
• Calculate dealer reserves and dealer chargebacks accurately.
• Collaborate with dealers to resolve reserve discrepancies and corrections.
• Provide audit‑ready documentation for lien perfections, chargebacks, and reserves.
• Ensure lien recording within state mandated timeframes.

Skills

Indirect auto lending experience

Analytical skills

Attention to detail

Communication with dealers

Decision-making

Fast-paced environment

Education

College degree preferred

Job description

Do you have a passion for Indirect Auto Lending? Ready to take your funding expertise to the next level?

EECU is on the lookout for a driven and detail-oriented Indirect Funder I to join our team! In this pivotal role, you’ll be the gatekeeper of compliance and accuracy, ensuring every dealer contract aligns with both our internal standards and State regulations. From verifying interest rates and loan terms to confirming original approvals, you’ll play a key role in keeping everything on track — and on time.

If you thrive in a fast-paced, compliance-driven environment and love working hands-on with dealers, this is your time to shine.

What you’ll be doing:

• Review and verify all documents in dealer loan packages to ensure are in EECU and State compliance.


• Work closely with dealerships to correct and finalize contracts that fall outside of guidelines.


• Confirm that all State‑mandated forms are present and correct.


• Calculate dealer reserves and dealer chargebacks with accuracy and transparency.


• Collaborate directly with dealers to resolve reserve discrepancies and obtain any necessary corrections.


• Provide detailed, audit‑ready documentation to Management and State Examiners for lien perfections, chargebacks, and reserve payments.


• Ensure EECU's lien is recorded within State‑mandated timeframes

Please note. Dealer contracts must be funded within 24 hours if packets are within guidelines. Funders are responsible for using multiple systems to update and finalize all approved funded loan packets. Indirect Funders fund an average of 1,900 contracts each month.

Regular attendance is an essential function of this position.

Candidate is responsible for adherence to all Federal and State Rules and Regulations that pertain to Bank Secrecy Act, Anti‑Money Laundering, Bank Bribery Act, NCUA Privacy Regulations, Reg B, Reg Z, Reg DD, Reg E, Reg CC, Service Members Civil Relief, and FCRA/FACTA. Required to attend initial and ongoing annual Bank Secrecy Act training.

Candidates for EECU should possess the following knowledge and experience:

• Must have an indirect auto background


• Must have analytical skills and computer proficiency


• Knowledge of the credit union operations


• Strong decision‑making ability and judgment


• Extremely detailed, able to handle a fast‑paced atmosphere


• Able to effectively communicate to the dealers in order to obtain completed loan packets in a timely manner for funding


• 1+ years of experience in the Banking/Financial industry


• 1+ years in the Indirect Auto Lending Program


• College degree preferred but not required.


• Typically 8am-5pm Monday-Friday (with occasional OT and Saturdays as needed)


• EECU will, in compliance with applicable laws, evaluate an applicant's credit history. Only applicants with good credit history will be considered for open positions. If offered a position with EECU, will have to clear background check including employment, criminal, and drug screen.

For more than 92 years, Fort Worth‑based EECU community credit union has been committed to providing members A Better Way of Banking. Today, EECU is one of the largest credit unions in Texas with over $4.5 billion in USD assets and serves over 315,000 members through 22 financial centers across North Texas. In the true spirit of the credit union philosophy "people helping people" EECU was recently honored with the Fort Worth Business Press Corporate Philanthropy Award for employee volunteerism, named Best Bank/Credit Union by the Fort Worth Star Telegram’s readers, and became the 1st credit union in Fort Worth to become Blue Zones certified for promoting employee well‑being.

EECU is an EOE/Vets/Disabled Employer.

We are an Equal Opportunity Employer and do not discriminate against applicants due to veterans status or on the basis of disability.

Responsible for compliance of all Federal and State rules and regulations pertaining but not limited to Bank Secrecy Act, Anti‑Money Laundering, Bank Bribery Act, NCUA Privacy Regulations, Reg DD, Reg E, Reg CC, Reg Z, Reg B, FCRA/FACTA, and Service Members Civil Relief. Required to attend initial and ongoing annual Bank Secrecy Act training.