Independent Insurance Sales Agent | Nationwide Opportunities

The Legacy Group; National (WA); Remote; USD 135,000 - 165,000; Full time

Benefits offered by this job

Back-office support

CRM technology

Marketing resources

Training and coaching

Job summary

Legacy Group is a nationwide independent insurance agency seeking licensed agents and brokers to sell Life, Health, Medicare, and Annuities. You’ll have access to multiple carriers, tools, and back-office support to grow your business. Choose full-time or part-time independent contractor opportunities with remote work options.

Agents build their own book, retain renewal rights, and earn commissions across product lines, with a flexible schedule and ongoing training in a collaborative environment.

Qualifications

• Active Life & Health license required.
• Strong communication and professional presentation.
• Ability to clearly explain insurance products to clients.
• Comfortable using digital quoting tools and CRM systems.
• Strong organizational and follow-up skills.
• Self-motivated and accountable for results.
• Commitment to ethical, client-focused sales.

Responsibilities

• Meet with prospective clients through appointments, referrals, and outside sales opportunities.
• Evaluate client needs and recommend suitable life, health, Medicare, and annuity products.
• Compare options from multiple carriers and explain coverage, premiums, and policy features.
• Assist clients with applications, enrollment, and underwriting requirements.
• Build and maintain long-term client relationships and generate referrals.
• Develop a robust sales pipeline and manage it using CRM tools.
• Follow up with prospective clients and existing policyholders to nurture growth.
• Participate in ongoing product training and professional development.
• Maintain required state licenses and carrier certifications.

Skills

Life & Health license

Strong communication

Explain insurance products

CRM experience

Digital quoting tools

Follow-up skills

Self-motivated

Ethical client-focused sales

Tools

CRM systems

Digital quoting tools

Job description

Legacy Group | Life & Health Insurance | Annuities | Full-Time & Part-Time Opportunities

Insurance Sales Jobs Nationwide With Legacy Group

Are you a licensed insurance agent looking for more freedom, better carrier access, and the opportunity to grow your insurance business?

If you’ve ever lost a sale because you couldn’t offer the right product, or felt limited working for a captive insurance company, it may be time to explore a different opportunity.

Legacy Group is a St. Louis, Missouri-based independent insurance agency recruiting licensed insurance agents and brokers nationwide.

We provide our insurance sales representatives with access to multiple carriers, competitive commission contracts, sales technology, training, and back-office support.

Whether you’re an experienced insurance sales agent, a captive agent ready to become independent, or a licensed sales professional looking to expand your product offerings, we provide the resources to help you grow.

You focus on building relationships and selling insurance. We provide the tools, carrier access, and support to help you succeed.

About Legacy Group

Founded in 2012, Legacy Group is an independent insurance agency headquartered in St. Louis, Missouri.

Our mission is simple: Give insurance agent’s the freedom, products, and resources they need to better serve their clients and build successful businesses.

Unlike captive insurance companies that limit agents to a single carrier or product line, Legacy Group provides access to a broad portfolio of life insurance, health insurance, Medicare, annuities, and supplemental insurance solutions.

Our insurance sales agents can offer products from multiple carriers, allowing them to compare available options and recommend coverage based on each client’s individual needs.

We believe successful insurance professionals should have the opportunity to build their own business without having to build every part of the infrastructure themselves.

Insurance Products You Can Offer

As an independent insurance broker with Legacy Group, you’ll have access to a wide range of products, subject to licensing and carrier appointments.

Life Insurance

• Term Life Insurance
• Whole Life Insurance
• Indexed Universal Life (IUL)
• Final Expense Insurance

Health Insurance & Medicare

• Medicare Advantage Plans
• Medicare Supplement Insurance
• Medicare Part D Prescription Drug Plans
• Hospital Indemnity Insurance
• Supplemental Health Insurance

Annuities & Retirement Income

• Fixed Indexed Annuities (FIA)
• Multi-Year Guaranteed Annuities (MYGA)
• Fixed Annuities
• Retirement Income Solutions

Our multi-carrier approach allows agents to address more of their clients’ insurance needs while developing additional sales and renewal opportunities.

Why Insurance Agents Choose Legacy Group

Access to Multiple Insurance Carriers

Stop trying to make one insurance company’s products fit every client.

Legacy Group provides access to multiple insurance carriers and a broad product portfolio, allowing agents to compare available solutions and make appropriate recommendations.

Own Your Book of Business

Build a business that belongs to you.

Our independent agents retain ownership of their clients and applicable renewal rights, subject to their contracts and carrier agreements.

Competitive Commissions and Renewal Opportunities

We provide competitive commission contracts across multiple insurance product lines, with opportunities to earn new business commissions and renewal income.

Pre-Set Appointments and Marketing Support

Qualified agents may have access to pre-set appointments, lead programs, and marketing resources designed to support business development.

Rather than spending all your time looking for your next prospect, you can take advantage of available programs to help build your sales pipeline.

Technology That Makes Selling Easier

Our insurance sales representatives have access to technology designed to simplify daily activities, including:

• Customer Relationship Management (CRM) software
• Mobile insurance quoting tools
• Digital applications and enrollment platforms
• Pipeline management and follow-up tools
• iPad Pro equipment for eligible agents

Back-Office Support

Our team provides assistance with case management, application processing, commissions, and client service.

You focus on developing relationships, conducting appointments, and helping clients find appropriate insurance solutions.

Training and Professional Development

Whether you’re an experienced insurance sales representative or transitioning from a captive agency, our team provides ongoing training and coaching.

You’ll have access to experienced professionals who understand life insurance sales, Medicare, annuities, and building an independent insurance business.

Insurance Sales Agent Responsibilities

As an insurance sales agent with Legacy Group, you’ll work directly with individuals and families to evaluate their insurance needs and recommend appropriate coverage.

Your responsibilities will include:

• Meet with prospective clients through appointments, referrals, and outside sales opportunities
• Evaluate client needs and recommend suitable insurance products
• Compare life insurance, health insurance, Medicare, and annuity solutions from multiple carriers
• Explain coverage options, benefits, premiums, and policy features
• Assist clients with applications, enrollment, and underwriting requirements
• Build and maintain long-term client relationships
• Develop referrals and new business opportunities
• Manage your sales pipeline using CRM technology
• Follow up with prospective clients and existing policyholders
• Participate in ongoing product training and professional development
• Maintain appropriate state insurance licenses and carrier certifications
• Follow applicable insurance regulations and compliance requirements

Our goal is to provide insurance sales professionals with the resources needed to serve their clients while building a sustainable business.

Qualifications and Experience

We are looking for motivated, licensed insurance professionals who want to expand their business and take advantage of a multi-carrier sales model.

Required Qualifications

• Active Life & Health insurance license
• Strong communication skills and professional presentation
• Ability to explain insurance products clearly
• Comfortable using digital quoting tools and CRM systems
• Strong organizational and follow-up skills
• Self-motivated and accountable
• Commitment to ethical, client-focused insurance sales

Preferred Qualifications

• Two or more years of insurance or related sales experience
• Previous experience as an insurance sales representative, insurance sales agent, sales associate, account executive, or account manager
• Experience with life insurance sales, Medicare, annuities, or retirement income products
• Background in outside sales, relationship management, or business development
• Experience working with multiple insurance carriers

Previous experience with a captive insurance company is welcome.

Agents transitioning to an independent brokerage model are encouraged to apply.

This opportunity is designed for licensed insurance professionals. Previous independent broker experience is not required.

Job Type, Schedule, and Work Location

Company: Legacy Group

Headquarters: St. Louis, Missouri

Recruiting Territory: Nationwide, United States

Job Type: Full-time or part-time independent contractor opportunity

Work Arrangement: Remote, work from home, and in-person client appointments as applicable

Compensation: Commission-based

Legacy Group recruits licensed insurance agents throughout the United States.

You do not need to live in St. Louis to join our team.

Our agents can develop their business in their respective markets, subject to state licensing, carrier appointments, and applicable regulations.

Whether you’re looking to build a full-time insurance sales business or expand your existing production on a part-time basis, our platform provides flexibility and support.

Compensation and Income Potential

Commission-Based Compensation: $0–$150,000+ Annually

There is no base salary. Compensation is based on individual sales production, carrier contracts, and applicable commission schedules.

Earning opportunities may include:

• New business commissions
• Renewal and residual commissions
• Carrier incentive programs
• Internal production bonuses and contests
• Additional commissions from multiple product lines

Your earning potential depends on your sales activity, production, product mix, and individual business development efforts.

Income is not guaranteed, and actual earnings vary. The stated range is not a representation of typical earnings for all agents.

Why Choose Independent Insurance Sales?

Many insurance sales jobs restrict agents to one insurance company, a limited product portfolio, or a traditional employment structure.

Legacy Group offers a different approach.

Our independent insurance sales agents have access to multiple carriers, a broad selection of insurance solutions, and the support of an established agency.

This creates opportunities to serve more clients, develop long-term relationships, and build a business around your own goals.

Instead of trying to build an insurance agency from scratch, you can take advantage of our carrier relationships, technology, training, and operational support.

You maintain your independence while gaining access to the resources of an established insurance organization.