Incentive‑Driven Mortgage Loan Originator

Fifth Third Bank; Noblesville (IN); On-site; USD 55,000 - 95,000; Full time

Job summary

Fifth Third Bank in Noblesville, IN seeks a Mortgage Loan Originator to originate residential loans for outside referrals, manage the loan lifecycle from application to closing, and uphold risk and customer service standards.

You will develop referral networks, stay current with policies, and process applications using Fannie Mae 1003, while coordinating with branches and applicants to deliver timely updates and accurate loan packages.

Qualifications

• High school diploma or equivalent mandatory.
• Knowledge of conventional and government lending guidelines.
• Knowledge of residential mortgage processing, underwriting, and closing procedures.
• Knowledge of federal lending regulations governing real estate lending.
• Demonstrated organizational skills.
• Strong written and verbal communications skills.
• Demonstrated teamwork and customer service skills.
• Proven computer skills.
• Basic sales technique skills.
• Strong desire to excel in a competitive environment.
• This position requires S.A.F.E. Act registration at the time of employment through NMLS.

Responsibilities

• Develop referral contacts (realtors, builders, professional and personal contacts).
• Maintain knowledge of Fifth Third Mortgage Company's policies and procedures.
• Maintain knowledge of available loan products, processing procedures, and underwriting and general departmental guidelines.
• Follow defined protocol for escalation exceptions.
• Take applicant applications by completing Fannie Mae form 1003 on the laptop.
• Utilize the laptop for communication and access of daily rates, applicant credit reports, Loan Prospector responses and transmitting the loan to LOMAS.
• Collect appropriate documentation from each applicant and deliver loan package in the time frames set by management.
• Manage pipeline for all originated loans through closing and complete required management reports.
• Communicate with branches and/or applicants of providing timely updates and progress reports.
• Maintain high levels of customer service while managing each applicant's and support staff's expectations.
• Attend and participate in all Consumer Lending meetings as required by management.

Skills

Customer service

Mortgage knowledge

Communication

Organization

NMLS/MU4R knowledge

Education

High school diploma

Four-year degree preferred

Job description

Fifth Third Bank in Noblesville, IN seeks a Mortgage Loan Originator to originate residential loans for outside referrals, manage the loan lifecycle from application to closing, and uphold risk and customer service standards.

You will develop referral networks, stay current with policies, and process applications using Fannie Mae 1003, while coordinating with branches and applicants to deliver timely updates and accurate loan packages.