Inbound Phone Banker/Customer Service Representative

Jobs for Humanity; Charlotte (NC); On-site; USD 21,000 - 29,000; Full time

Benefits offered by this job

Starting pay $18/hour

Performance bonus up to $3/hr

Employee referral program

Career growth opportunities

Team-oriented environment

Free gym membership after 90 days

Cell phone plan discounts

Onsite convenience store

Job summary

VXI Global Solutions is seeking a Customer Service Representative (Banking) to be based onsite in Charlotte, NC. You will handle inbound calls for banking accounts and card services, ensuring accurate information, privacy, and first-call resolution where possible.

The role requires 40 hours/week onsite, with a 12-week training period and evening/weekend availability. Competitive benefits and a gym membership after 90 days are among the perks offered.

Qualifications

• High school diploma or GED required.
• 1 year of continuous customer service experience with one employer is required.
• Banking or financial services experience is a plus.

Responsibilities

• Answer inbound calls regarding deposits, debit/credit cards, balances, transactions, and inquiries.
• Troubleshoot issues including declines, card loss, account access, and other banking problems.
• Provide accurate information with professionalism and urgency; strive for first-call resolution.

Skills

Customer service

Phone banking

Communication

De-escalation

Data entry

Education

High school diploma or GED

Tools

Multiple banking systems

Dual monitors

PCI compliance knowledge

Job description

• Full-time
• Company: VXI
• Compensation: up to USD 18 - hourly

Company Description

Join VXI

VXI Global Solutions is a leading provider of business process and information technology outsourcing, offering comprehensive services to its clients. Our company specializes in contact center and BPO services, software development, quality assurance testing, and infrastructure outsourcing. Headquartered in the United States, VXI employs 40,000 people around the world including locations in the US, Central America, China, and the Philippines.

At VXI, we invest in our people by providing paid training, ongoing development, competitive benefits, and opportunities to build a long-term career with a global customer experience leader.

VXI is an Equal Opportunity Employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, veteran status, or any other protected status under applicable law.

Reasonable Accommodations: VXI provides reasonable accommodations for qualified individuals with disabilities throughout the hiring process. If you need an accommodation during the application or interview process, please advise your recruiter so they can coordinate with Human Resources consistent with applicable law.

If you like wild growth and working with happy, enthusiastic over-achievers, you'll enjoy your career with us!

Job Description

It's fun to work in a company where people truly BELIEVE in what they are doing!

We're committed to bringing passion and customer focus to the business.

Customer Service Representative (Banking) – Onsite

Primary Location: Charlotte, NC

Time Type: Full Time

Workstyle: Onsite

Category: Customer Service

We're looking for dependable professionals who are passionate about helping others, committed to delivering exceptional customer service, and ready to build a rewarding career in the financial services industry at our fast-paced, performance-driven contact center in Charlotte, NC!

As an Inbound Customer Service Representative (Phone Banker), you'll be the first point of contact for customers seeking assistance with their bank accounts and card services. You'll answer questions, resolve concerns, protect sensitive financial information, and create positive customer experiences with every interaction

Why Join VXI?

• $18.00/hour starting pay
• Earn up to an additional $3.00/hr. through performance bonuses after successfully completing training
• Employee Referral Program
• Career growth and advancement opportunities
• Fun, team-oriented work environment
• Free gym membership after 90 days (located within the business complex)
• Employee cell phone plan discounts ($25/month unlimited talk, text & data; restrictions apply)
• Access to convenience store within business complex

What You'll Do

Reliability is essential for success in this role.

As part of our Banking Customer Service team, you will:

• Answer inbound calls from customers regarding deposit accounts, debit cards, credit cards, balances, transactions, billing inquiries, payments, disputes, banking fees and general account maintenance.
• Troubleshoot customer concerns including declined transactions, lost or stolen cards, account access, and other banking-related issues.
• Provide accurate information and resolve customer concerns with professionalism, empathy, and urgency.
• Build trust by delivering exceptional customer service and striving for first-call resolution whenever possible.
• Authenticate customers and safeguard confidential financial information while adhering to all banking regulations, PCI requirements, and security policies.
• Accurately document customer interactions and account activity.
• Navigate multiple computer applications while maintaining efficiency and attention to detail.
• Meet quality, attendance, productivity, and customer satisfaction expectations.

Paid Training

• Duration: 12 weeks
• Schedule: Tuesday-Saturday, 9:00 AM – 6:00 PM EST
• Attendance: 100% attendance is required throughout training. Time off during training cannot be accommodated.

Contact Center Hours of Operation

• Monday-Sunday
• 8:00 AM – 8:00 PM EST
• Open availability is required to work any assigned schedule during operating hours, including evenings, weekends, holidays, and occasional overtime as business needs require.

Qualifications

Minimum Requirements & Qualifications

To be successful in this role, candidates must demonstrate the experience, skills, and professional behaviors necessary to provide exceptional service in a fast-paced financial services environment.

• High school diploma or GED required.
• Minimum 1 year of continuous customer service experience with one employer required.
• At least 6 months of contact center/BPO experience preferred.
• Banking or financial services experience is a plus.
• Computer proficiency with the ability to navigate multiple systems and dual monitors while assisting customers by phone
• Ability to follow established processes while maintaining a natural, conversational approach
• Exceptional customer service with empathy, patience, and active listening
• Strong verbal communication with professional comportment and demeanor
• Critical thinking and problem-solving, including de‑escalation and conflict resolution
• Strong attention to detail with accurate data entry and documentation
• Commitment to protect confidential customer and financial information
• Dependability, accountability, and consistent attendance
• Ability to type a minimum of 25 WPM with at least 85% accuracy.
• Ability to work 40 hours per week onsite in Charlotte, NC.
• Open availability to work any assigned schedule between 8:00 AM and 8:00 PM, Monday–Sunday, including weekends and holidays.
• Ability to work occasional overtime based on business needs.
• Ability to complete required pre-employment screening upon offer, including a criminal background check, employment verification, and drug screening.

Additional Information

All your information will be kept confidential according to EEO guidelines.