Impact Finance Senior Accountant

U.S. Bank; St. Louis (MO); On-site; USD 98,000 - 116,000; Full time

Benefits offered by this job

Healthcare (medical, dental, vision)

Life Insurance

Disability insurance

Parental leave

401(k)

Paid vacation

Paid holidays

Adoption assistance

Sick leave

Job summary

U.S. Bank is seeking an Impact Finance Senior Accountant to lead complex accounting for assigned products and entities. You will drive GAAP compliance, period-end reporting, and internal controls while partnering with teams across the organization.

In this role, you will champion continuous improvement, mentor staff, and support audits, regulatory examinations, and strategic initiatives with an eye toward automation and efficiency. Located in St.

Qualifications

• Bachelor's degree in accounting or finance or equivalent work experience.
• Eight or more years of financial accounting experience.
• Proficiency in GAAP, regulatory reporting, and internal controls.
• Power BI and Workday experience preferred.
• CPA or CMA preferred.
• Strong analytical thinking and problem-solving skills.
• Ability to work independently and manage multiple priorities.

Responsibilities

• Own accounting processes for assigned products, portfolios, and entities, including journal entries and reconciliations.
• Ensure GAAP and SOX/regulatory compliance; maintain audit-ready docs.
• Analyze financial results, identify risks, and propose solutions.
• Support audits and regulatory examinations with documentation.
• Act as accounting SME; drive strategic initiatives and cross-functional communication.
• Lead automation, standardization, and process redesign with Tech/Operations.
• Coach and mentor team members; provide feedback and promote knowledge sharing.

Skills

Strong Excel skills

Analytical thinking

Communication

Independent worker

Education

Bachelor's degree in accounting or finance

Eight+ years financial accounting experience

Tools

Power BI

Workday

Microsoft Office

Job description

At U.S. Bank, we’re on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at—all from Day One.

Job Description

The Impact Finance Senior Accountant is responsible for accurate, timely, and controlled accounting and reporting for assigned products, portfolios, legal entities, and business activities. Serving as a subject matter expert, this role leads complex accounting processes, supports financial and regulatory reporting, maintains strong controls, partners across the organization, and drives process improvements.

Key Responsibilities

• Own accounting processes for assigned products, portfolios, legal entities, and business activities, including complex journal entries, reconciliations, workpapers, and period-end reporting.
• Ensure compliance with GAAP, regulatory reporting requirements, internal accounting policies, and SOX and regulatory controls.
• Analyze financial results, trends, unusual transactions, and accounting issues; identify risks, control deficiencies, process gaps, and appropriate solutions.
• Support audits and regulatory examinations and maintain complete, accurate, and audit-ready documentation.
• Serve as an accounting subject matter expert, support strategic initiatives and accounting assessments, and communicate conclusions to financial and non-financial stakeholders.
• Drive automation, standardization, process redesign, and department-wide transformation efforts in partnership with Technology and Operations.
• Coach and train team members, review work, provide feedback, and promote knowledge sharing and best practices.

Basic Qualifications

• Bachelor's degree in accounting or finance, or equivalent work experience
• Eight or more years of experience in financial accounting activities

Preferred Skills/Experience

• Strong proficiency in Microsoft Excel.
• Proficient computer skills, including Microsoft Office applications; Power BI and Workday experience preferred.
• Considerable knowledge of GAAP, accounting, reporting, analysis, and other regulations.
• Strong analytical thinking and problem-solving skills, with the ability to analyze data, identify exceptions, research complex accounting issues, and develop effective solutions.
• Ability to work independently, exercise sound judgment, manage multiple priorities, and navigate ambiguity.
• Experience leading projects, improving and automating processes, and mentoring team members.
• Ability to communicate complex accounting concepts clearly to financial and non-financial audiences.
• CPA or CMA preferred.

Location Expectations

This role requires working from a U.S. Bank location three (3) or more days per week. If there’s anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants.

Benefits

Our approach to benefits and total rewards considers our team members’ whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind.

Our benefits include the following:

• Healthcare (medical, dental, vision)
• Basic term and optional term life insurance
• Short-term and long-term disability
• Pregnancy disability and parental leave
• 401(k) and employer-funded retirement plan
• Paid vacation (from two to five weeks depending on salary grade and tenure)
• Up to 11 paid holiday opportunities
• Adoption assistance
• Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law
• Review our full benefits available by employment status here.

U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, and other factors protected under applicable law.

U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. Learn more about the E-Verify program.

The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may differ based on the location of the role. In addition to salary, U.S. Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase 401(k) contribution and pension (all benefits are subject to eligibility requirements).

Pay Range: $98,175.00 - $115,500.00

U.S. Bank will consider qualified applicants with arrest or conviction records for employment.

U.S. Bank conducts background checks consistent with applicable local laws, including the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act as well as the San Francisco Fair Chance Ordinance. U.S. Bank is subject to, and conducts background checks consistent with the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA). In addition, certain positions may also be subject to the requirements of FINRA, NMLS registration, Reg Z, Reg G, OFAC, the NFA, the FCPA, the Bank Secrecy Act, the SAFE Act, and/or federal guidelines applicable to an agreement, such as those related to ethics, safety, or operational procedures.

Applicants must be able to comply with U.S. Bank policies and procedures including the Code of Ethics and Business Conduct and related workplace conduct and safety policies.

Posting may be closed earlier due to high volume of applicants.

At U.S. Bank, we’re on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at—all from Day One.