Hybrid Senior Credit Modeling and Risk Analytics Expert

M&T Bank; Baltimore (MD); Hybrid; USD 124,000 - 206,000; Full time

Job summary

M&T Bank is seeking a senior quantitative risk expert in Buffalo, NY to lead the development and implementation of data-driven credit, market and liquidity risk models. You will mentor analysts, supervise project work, and collaborate with stakeholders across Risk Management and Finance.

The role emphasizes clear narratives, robust documentation, and rigorous validation, with a hybrid work arrangement requiring in-office presence three days a week and potential remote options nationwide.

Qualifications

• Bachelor's degree in a quantitative field with evidence of strong modeling experience.
• Experience with behavioral modeling, credit risk, and related financial data.
• Proven ability to communicate complex results clearly to senior management.

Responsibilities

• Lead research and development for data and models used in credit, risk, and forecasting.
• Support end-to-end model development and validation processes across risk areas.
• Explain model benefits, limitations, and requirements to cross-functional partners.
• Collaborate to optimize pricing, underwriting, or funding strategies for profitability.
• Maintain model documentation and performance monitoring guidelines.
• Provide guidance to junior staff and supervise project teams when needed.
• Adhere to risk, regulatory standards and internal controls.

Skills

Quantitative risk modeling

Statistical programming

Data analysis

Leadership

Communication

Education

Bachelor's degree in statistics, economics, finance, or related field

Master's degree preferred

FRM or CFA designation

Tools

SAS

Python

Stata

R

SQL

Job description

M&T Bank is seeking a senior quantitative risk expert in Buffalo, NY to lead the development and implementation of data-driven credit, market and liquidity risk models. You will mentor analysts, supervise project work, and collaborate with stakeholders across Risk Management and Finance.

The role emphasizes clear narratives, robust documentation, and rigorous validation, with a hybrid work arrangement requiring in-office presence three days a week and potential remote options nationwide.