Hybrid Mortgage Loan Advisor - Central Florida

OneTrust Home Loans, NMLS 46375; Jacksonville (FL); Hybrid; USD 60,000 - 100,000; Full time

Job summary

Onetrust Home Loans is recruiting a Mortgage Loan Officer for a full-time, hybrid role based in Central Florida. You will originate residential mortgage loans, guide borrowers through the application and approval process, and tailor loan solutions to each client’s financial needs and homeownership goals.

You will build lasting client relationships, provide exceptional service, and support borrowers from initial consultation through closing, while meeting production targets and ensuring

Qualifications

• Experience in mortgage, financial services, banking, or real estate preferred.
• Active Mortgage Loan Originator (MLO) license or ability to obtain and maintain required state licensing.
• Understanding of underwriting principles, including evaluation of credit, income, assets, collateral, and borrower risk.
• Strong knowledge of mortgage lending practices, products, and guidelines, including Conventional, FHA, VA, and other residential loan programs.

Responsibilities

• Prospect and develop new business opportunities through networking, referrals, and relationship-building activities.
• Conduct borrower consultations to evaluate financing needs and recommend appropriate mortgage products.
• Guide borrowers through the loan process from application to closing, ensuring a positive customer experience.
• Collect, review, and maintain required loan documentation to support loan eligibility and underwriting requirements.
• Serve as the primary point of contact for borrowers by providing timely status updates, answering questions, and addressing concerns throughout the lending process.
• Collaborate with processing, underwriting, and closing teams to facilitate efficient loan origination and funding.
• Ensure compliance with company policies, investor guidelines, and all applicable federal and state lending regulations.
• Develop and maintain relationships with referral partners, including real estate agents, builders, financial professionals, and community organizations, to generate business opportunities.
• Maintain knowledge of mortgage products, industry trends, and regulatory requirements to effectively assist borrowers and support business growth.
• Achieve individual production goals while maintaining high standards of service, quality, and professionalism.
• Perform other duties and responsibilities as assigned

Skills

Sales experience

Relationship management

Customer service

Communication

Mortgage lending knowledge

Education

High school diploma

Bachelor’s degree preferred

Tools

Encompass

Job description

Onetrust Home Loans is recruiting a Mortgage Loan Officer for a full-time, hybrid role based in Central Florida. You will originate residential mortgage loans, guide borrowers through the application and approval process, and tailor loan solutions to each client’s financial needs and homeownership goals.

You will build lasting client relationships, provide exceptional service, and support borrowers from initial consultation through closing, while meeting production targets and ensuring