Hybrid Loan Workout & Recovery Manager IV

KeyBank; Denver (CO); Hybrid; USD 80,000 - 150,000; Full time

Job summary

KeyBank in Denver is seeking a Loan Workout Specialist to manage a portfolio of pass rated, exit, and troubled credit relationships, including SBA and government-guaranteed loans. You will review loan documents, assess repayment capacity, and design workout or liquidation strategies to mitigate risk and maximize recovery.

This role requires strong negotiation, credit risk assessment, and communication skills, with thorough knowledge of compliance.

Qualifications

• Four to five years of related experience.
• Financial statement analysis experience, four to five years.
• Knowledge of commercial credit products and loan documentation.
• Knowledge of creditors rights, collection practices, and bankruptcy.
• Knowledge of compliance.

Responsibilities

• Manage a loan portfolio including SBA loans and/or other government guaranteed loans with moderate complexity and potential for adversarial litigation.
• Review and analyze loan documentation, financial statements and other borrower information to assess risk and recovery potential.
• Develop, recommend and implement workout/liquidation strategies for problem loans to mitigate risk and maximize recovery.
• Adhere to department and corporate guidelines, policies and compliance procedures.
• Maintain constructive interaction with regulators.
• Work with appraisers, environmental consultants, auctioneers, real estate brokers and property managers to maximize return on collateral.

Skills

Communication skills

Negotiation

Interpersonal skills

Credit risk assessment

Microsoft Office proficiency

Education

Undergraduate degree in accounting, finance or related field

Tools

Microsoft Office Suite

Excel

Job description

KeyBank in Denver is seeking a Loan Workout Specialist to manage a portfolio of pass rated, exit, and troubled credit relationships, including SBA and government-guaranteed loans. You will review loan documents, assess repayment capacity, and design workout or liquidation strategies to mitigate risk and maximize recovery.

This role requires strong negotiation, credit risk assessment, and communication skills, with thorough knowledge of compliance.