Benefits:
Position Summary
Owns the insurance cycle for an outpatient physical therapy clinic: verifying coverage before patients are seen, securing authorizations, getting clean claims out, and working denials and aging AR until paid. Works with the clinic's front desk/scheduling team and reports to the Managing Partner.
Key Responsibilities
- Insurance verification: confirm active coverage and eligibility for new patients and plan changes, 48+ hours before the evaluation.
- Benefit verification: document PT outpatient benefits — deductible/met, copay/coinsurance, OOP max, visit limits, auth/referral requirements — and flag patient responsibility to the front desk.
- Authorizations: obtain prior auths and re-auths; track approved visits and expiration dates so care isn't interrupted.
- Claims: review charges for coding/modifier accuracy (CPT, ICD-10, GP/KX/59) and submit clean claims timely.
- Payment posting: post ERAs/EOBs and reconcile against expected reimbursement.
- Denials & appeals: research denials/rejections, correct and resubmit, write appeals.
- AR follow-up: work aging reports, prioritizing 60/90+ day balances; resolve stalled claims by phone and payer portal.
- Payer communication: clinic's point of contact with commercial, Medicare, Medicare Advantage, Medicaid, and workers' comp/auto payers.
- Patient balances: support patient statements and answer billing questions.
- Reporting: brief weekly update — verifications done, auths pending, denials worked, AR movement, items needing owner decisions.
Qualifications
Required
- 2+ years medical insurance verification and billing experience
- Working knowledge of CPT/ICD-10, EOBs/ERAs, and payer portals (Availity, NaviNet, etc.)
- Strong understanding of Medicare and commercial payer rules
- Organized, self-directed, comfortable working independently on limited hours
- HIPAA-compliant private workspace, reliable internet, own computer
Preferred
- Outpatient PT/rehab billing (KX modifier, 8-minute rule, plan-of-care certification)
- PT EMR/billing systems (WebPT, Raintree, Prompt, etc.)
- Workers' comp and auto/PI claims
- CPC, CPB, or similar certification
Success Measures
- 100% of new patients verified before first visit
- Zero missed or lapsed authorizations
- Clean claim rate 95%+
- Steady reduction in 90+ day AR
- Denials worked within 7 business days