Hybrid Credit Underwriter - Entry Level

Watercressgroup; West Des Moines (IA); Hybrid; USD 54,000 - 60,000; Full time

Benefits offered by this job

Hybrid environment

Competitive pay starting at $25/hour

Job summary

Watercress Financial in West Des Moines, IA, seeks a Credit Underwriter for Sundays through Thursdays mornings. This entry-level role supports the underwriting pipeline, ensuring borrower information is complete and compliant with credit policy in a fast-paced, technology-driven environment.

The position offers growth into more complex decision-making roles, with a hybrid work option. Starting pay is $25/hour and commensurate with experience.

Qualifications

• Bachelor’s or Associate degree in finance, business, or related field preferred.
• 1–2 years of experience preferred; entry-level with exposure to credit review.
• Familiar with credit bureaus and financial documentation.

Responsibilities

• Conduct credit and risk analysis for standard applications within guidelines.
• Accurately document underwriting decisions and ensure loan file completeness.
• Communicate decisions clearly to internal partners.
• Participate in training and onboarding programs to build credit knowledge.
• Meet or exceed performance and quality metrics; escalate complex cases.

Skills

Attention to detail

Analytical thinking

Communication skills

Ability to learn quickly

Regulatory awareness

Education

Associate or Bachelor’s degree in finance/business

Familiar with credit bureaus

Job description

Watercress Financial in West Des Moines, IA, seeks a Credit Underwriter for Sundays through Thursdays mornings. This entry-level role supports the underwriting pipeline, ensuring borrower information is complete and compliant with credit policy in a fast-paced, technology-driven environment.

The position offers growth into more complex decision-making roles, with a hybrid work option. Starting pay is $25/hour and commensurate with experience.