Hybrid Commercial Lines Underwriter Trainee — Grow Your Impact

The Cincinnati Insurance Companies; Fairfield (OH); Hybrid; USD 51,000 - 69,000; Full time

Benefits offered by this job

Hybrid work schedule

Relocation assistance

Annual bonus

Stock incentives

Job summary

The Cincinnati Insurance Companies in Fairfield, Ohio is seeking a Commercial underwriter trainee who will participate in a structured training program to develop underwriting skills and risk assessment. You will learn to evaluate risk, build relationships with independent agents, and support profitable business decisions.

This role follows a hybrid schedule (four in-office days and one remote day per week) with a starting pay of $28.85 per hour, equating to about $60,000 annually after

Qualifications

• :Bachelor’s degree or 4+ years of insurance work experience.
• :AINS designation is required.
• :Transcript submission for recent graduates.

Responsibilities

• Build a foundation in Commercial insurance and risk assessment.
• Learn Cincinnati's products, coverages, underwriting philosophy, and appetite for risk.
• Partner with experienced underwriters and agents while developing underwriting expertise.
• Manage a defined portfolio of new and renewal business with independent agents.
• Analyze business information, identify risk exposures, and make data-driven underwriting recommendations.
• Evaluate pricing, coverage terms, and policy conditions to support profitable business decisions.
• Develop strong relationships with agency partners through effective communication and service.
• Collaborate with Sales, Claims, and other teams to support agency and customer needs.
• Participate in ongoing training, development opportunities and special projects.

Skills

Communication

Relationship building

Time management

Decision making

Learn new technology

Risk analysis

Adaptability

Problem solving

Team collaboration

Customer service

Education

Bachelor's degree

AINS designation

4+ years insurance experience

Job description

The Cincinnati Insurance Companies in Fairfield, Ohio is seeking a Commercial underwriter trainee who will participate in a structured training program to develop underwriting skills and risk assessment. You will learn to evaluate risk, build relationships with independent agents, and support profitable business decisions.

This role follows a hybrid schedule (four in-office days and one remote day per week) with a starting pay of $28.85 per hour, equating to about $60,000 annually after