Hybrid AML/CFT Investigator – Risk & Compliance

IH Mississippi Valley Credit Union; Moline (IL); Hybrid; USD 70,000 - 110,000; Full time

Job summary

IH Mississippi Valley Credit Union in Moline, IL seeks an AML/CFT Officer to strengthen the BSA/AML program. The role is hybrid after onboarding, with three days in the office on River Drive. You will review alerts, lead investigations, and ensure regulatory compliance.

Experience with Verafin is highly preferred, along with strong analytical, investigative, and communication skills. Collaborate with stakeholders, document findings for leadership and exams, and stay current on fraud trends.

Qualifications

• College degree preferred or equivalent experience.
• 3–5 years of related experience in a financial institution.
• 1–2 years of fraud and anti-money laundering experience is required.
• Experience with Verafin fraud monitoring software is highly preferred.
• Ability to identify trends early on and gather information to support possible action items.
• Strong investigative, written documentation, and verbal communication skills.
• Professional judgment in stressful or confrontational situations.
• Ability to apply critical thinking and balanced decision making in complex or ambiguous situations.

Responsibilities

• Oversee BSA/AML/CFT monitoring and case disposition standards
• Lead suspicious activity investigations and determine appropriate escalation/filing
• Maintain enterprise risk assessments, policies, procedures, and internal controls
• Partner with internal stakeholders to improve controls and address emerging trends
• Produce clear, audit-ready documentation and reporting for leadership and exams
• Keep up to date with current fraud trends in the financial services industry; establish procedures to identify and preserve evidence
• Develop and maintain strong working relationships with team members, vendors and outside law enforcement to assist in strategy development and information sharing
• Submit and respond to 314(b) requests for information sharing with other financial institutions

Skills

AML/CFT experience

Fraud investigations

Analytical thinking

Written communication

Verbal communication

Adaptability

Critical thinking

Attention to detail

Education

College degree or equivalent experience

Tools

Verafin

Job description

IH Mississippi Valley Credit Union in Moline, IL seeks an AML/CFT Officer to strengthen the BSA/AML program. The role is hybrid after onboarding, with three days in the office on River Drive. You will review alerts, lead investigations, and ensure regulatory compliance.

Experience with Verafin is highly preferred, along with strong analytical, investigative, and communication skills. Collaborate with stakeholders, document findings for leadership and exams, and stay current on fraud trends.