Houston Credit & Receivables Leader | Franchise Network

Jiffy Lube; Houston (TX); On-site; USD 90,000 - 130,000; Full time

Job summary

Jiffy Lube International is seeking a hands-on Credit Manager to lead credit, accounts receivable, and collections for a large franchise network. The role emphasizes policy development, risk management, and cash-flow optimization.

You will manage a small team, assess franchisee creditworthiness, and drive disciplined receivables processes in a high-volume automotive service environment. In-office presence is required in Houston, TX.

Qualifications

• Bachelor’s degree required; Finance, Accounting, Business, or related field preferred.
• 5+ years of progressive experience in credit management, accounts receivable, collections, or commercial finance.
• Prior experience leading credit and collections teams in a high-volume environment required.
• Strong understanding of credit assessment, receivables management, collections strategy, and working capital optimization.
• Experience supporting franchise, multi-location retail, automotive aftermarket, distribution, or service-based businesses preferred.
• Demonstrated ability to build processes, improve controls, and implement operational discipline within growing organizations.

Responsibilities

• Develop and implement credit policies, procedures, and approval frameworks across the franchisee portfolio.
• Evaluate franchisee creditworthiness through analysis of financial statements, payment trends, liquidity, collateral, and operational performance.
• Establish and maintain appropriate credit limits, monitoring processes, and risk mitigation strategies.
• Partner with Operations and Franchisee Support teams to proactively identify financial stress indicators and potential collection risks.
• Maintain disciplined oversight of franchisee aging trends, delinquency exposure, and bad debt risk.
• Lead daily accounts receivable and collection activities across a large franchisee portfolio.
• Direct collection efforts related to delinquent accounts, payment disputes, repayment plans, escalated franchisee communications, and account resolution activities.
• Manage cash application coordination, account reconciliations, deduction resolution, and aging cleanup initiatives.
• Develop standardized collection workflows, escalation protocols, and reporting processes to improve receivable performance and collection effectiveness.
• Monitor KPIs including DSO, aging trends, collections effectiveness, dispute resolution timing, and bad debt reserves.
• Lead, coach, and develop a small team of Credit Specialists while establishing clear accountability and performance expectations.
• Build scalable processes, controls, and operational procedures to support network growth.
• Identify automation opportunities and system improvements that enhance efficiency, reporting accuracy, and collections performance.
• Establish departmental metrics, dashboards, and reporting packages for executive leadership.
• Promote a culture of responsiveness, professionalism, and accountability within the credit organization.
• Partner with Finance, Operations, Legal, and field leadership to support franchisee performance and risk management.

Skills

Credit analysis

AR management

Collections

Team leadership

Financial analysis

Education

Bachelor’s degree in Finance/Accounting/Business

Job description

Jiffy Lube International is seeking a hands-on Credit Manager to lead credit, accounts receivable, and collections for a large franchise network. The role emphasizes policy development, risk management, and cash-flow optimization.

You will manage a small team, assess franchisee creditworthiness, and drive disciplined receivables processes in a high-volume automotive service environment. In-office presence is required in Houston, TX.