Home Loan Operations - Home Loan Processing Spclst

Golden-1-Credit-Union; Manlove (CA); Remote; USD 29,000 - 30,000; Full time

Job summary

Golden 1 Credit Union is seeking a Home Loan Processing Specialist to support loan processing activities remotely from California. You will coordinate with Members, Home Loan Advisors and Vendors, order title reports and appraisals, and upload loan conditions into the LOS for complete tracking.

Your role requires 2+ years in mortgage lending with processing experience, strong analytical skills, and knowledge of applicable compliance rules (BSA, RESPA, TILA, TRID, AML).

Qualifications

• HS diploma or GED completed; mortgage processing experience preferred.
• 2+ years mortgage lending experience; processing experience preferred.

Responsibilities

• Coordinate information with Members, Home Loan Advisors and Vendors on loan processing.
• Order title reports, flood certificates and assist in collecting loan documentation.
• Prepare and upload loan conditions into the LOS with full details for tracking.
• Assist with pipeline management, status calls and documentation follow-ups.
• Support call overflow queue and maintain loan compliance with BSA, RESPA, TILA, TRID and AML.

Skills

Mortgage knowledge

Analytical thinking

Education

H.S. Diploma or GED

Job description

Job Title: Home Loan Processing Specialist
Status: Non-exempt
Reports to: Supervisor - Home Loan Processing
Department: Home Loan Operations
Job Code: 1837
Pay Range: $20.50 - $22.00 Hourly
Location: Remote in California

WHO WE ARE:

Golden 1 Credit Union is among the top credit unions in the country. As a member-owned, not-for-profit cooperative, Golden 1 is guided by the credit union philosophy of "people helping people." We are committed to empowering our members and uplifting our communities as we create a more equitable and financially inclusive California. We welcome all who embrace our Core Values.

WHO YOU ARE:

You are naturally curious and always looking for better ways to achieve results. You combine analytical expertise, operational knowledge, and problem-solving skills to transform complex data into meaningful insights that improve business performance and decision-making.

WHAT YOU'LL DO:

• Coordinate and communicate information with Members, Home Loan Advisors and Vendors on loan transaction as it relates to loan processing.
• Coordinate the ordering of all title reports, flood certificates and follow up on appraisal orders. Assist in collection of loan documentation needed for Processing.
• Prepare and upload loan conditions into the LOS (Loan Origination System) with all details for complete tracking purposes.
• Assist with Pipeline Management by performing status calls, requests for documentation and following up on ordered services.
• Assist with call overflow queue.
• Maintain a thorough understanding of state and federal laws and regulations related to credit union compliance including BSA, RESPA, TILA, TRID and AML laws appropriate to the position.
• Contribute to a) G1 service levels including turn times and member service scores, b) minimum efficiency levels established for position and c) minimum required loan quality.
• Complete Home Mortgage Disclosure Act (HMDA) information.
• Acquire and maintain knowledge of Golden 1 Credit Union and investor program, guidelines, policy and procedure.
• Perform functions in accordance with Golden 1's performance competency standards.
• Perform other tasks as assigned.

QUALIFICIATIONS AND PREFERENCES:

• H.S. Diploma or General Education Degree (GED) Successful completion of High School curriculum preferred
• Additional work experience may be considered in lieu of a High School diploma
• 2+ years mortgage lending experience, processing experience preferred

WHY JOIN US:

Golden 1 Credit Union provides its employees a market-competitive and internally equitable total rewards compensation package through a variety of programs. These programs are designed to attract, motivate, and retain employees that drive and support the achievement of Our Mission, Vision, and Strategic Goals. The Credit Union is committed a total rewards philosophy built on; a comprehensive compensation package, well-being and work-life balance, career development and growth, rewards and recognition, and a commitment to Diversity, Equity and Inclusion. We believe in fostering a workplace where every employee is recognized, valued, and motivated to contribute their best.

DISCLAIMER/INTENT AND FUNCTION OF JOB DESCRIPTIONS:

The above information on this description has been designed to indicate the general nature and level of work performed by team members within this classification. Because the nature of positions and job functions can change over time, this job description is not designed to contain or be interpreted as a comprehensive inventory of all essential functions, duties, responsibilities and qualifications requirements of team members assigned to this job. Job duties may be changed or modified in the Credit Union's discretion. The Credit Union will keep team members updated on key functions, duties, and requirements of their position by communications from the Credit Union and by updating the job description from time to time. Any team member with questions about the nature of their job duties is encouraged to consult with their supervisor.

If you will work at least 8 hours a week in San Francisco, then pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records. Please note that, as an NCUA-insured financial institution, all selected candidates must satisfy the background screening requirements of the Federal Credit Union Act, which restricts employment of individuals with certain convictions.