Home Loan Consultant / Mortgage Advisor (m/f/d)

Finance for Expats GmbH; Hannover; On-site; USD 52,228 - 63,834; Full time

Benefits offered by this job

30 days of paid vacation

Hansefit membership or €50 tax-free benefit card

Regular team events and social activities

Continuous professional development opportunities

Job summary

A leading financial advisory firm is seeking a Home Loan Consultant / Mortgage Advisor to support clients through the property purchase and mortgage process in Germany. This role requires a strong background in mortgage advisory, fluency in German and English, and a commitment to client service. Responsibilities include conducting consultations, collecting necessary documents, and managing mortgage applications. Enjoy a performance-based compensation model and various perks while working in a dynamic, international firm.

Qualifications

• Minimum 2 years of experience in mortgage advisory or banking.
• Native-level German and fluent English required.
• Comfortable working with international clients.

Responsibilities

• Guide clients through the mortgage and property purchase processes.
• Conduct consultations and provide advisory sessions.
• Collect and review documents for mortgage applications.
• Negotiate and manage financing applications.

Skills

Client advisory

Negotiation

Empathy

Sales orientation

Education

Completed vocational training as a Bank Clerk

Certification as a Mortgage Intermediary

Job description

Home Loan Consultant / Mortgage Advisor (m/f/d)

As a Home Loan Consultant, you are the main point of contact for our clients throughout the entire property purchase and mortgage process in Germany. You act as a trusted advisor, guide and sparring partner in one of the most important financial decisions of their lives.

About Finance for Expats

Finance for Expats is one of Germany’s leading financial advisory firms for international professionals, expats and returnees. We support our clients holistically with real estate financing, insurance, tax advisory and financial planning – independent, transparent and client-focused.

Your Role

As a B2C Home Loan Consultant / Mortgage Advisor, you accompany clients end-to-end through the real estate financing journey:

• Conduct initial consultations and ongoing client advisory sessions regarding mortgage and real estate financing solutions
• Support clients partially already during the property search phase
• Collect, structure and review all documents required for mortgage applications
• Coordinate closely with all involved stakeholders, including real estate agents, banks, notaries and sellers
• Identify and negotiate the best mortgage offers with partner banks
• Submit and manage financing applications until final approval
• Explain and “translate” mortgage agreements and key contractual terms for international clients
• Support clients in understanding the purchase contract and next procedural steps
• Build long-term trust-based relationships and act as a reliable sparring partner throughout the buying process
• Promote additional Finance for Expats services and initiate cross-selling by handing over clients to internal specialist departments

Your Profile

• Completed vocational training as a Bank Clerk (Bankkaufmann / Bankkauffrau) or a comparable or higher qualification
• or Certification as a Mortgage Intermediary (e.g. IHK / IAK – Immobiliardarlehensvermittler)
• At least 2 years of professional experience in mortgage advisory, real estate financing or banking
• Native-level German and fluent English (spoken and written)
• Any additional foreign language is a strong advantage
• Strong interest in client advisory, sales and performance-based compensation models
• High level of empathy, reliability and responsibility
• Open-minded, culturally sensitive and comfortable working with international clients
• Willingness to continuously learn and further develop professionally
• Structured, independent working style combined with strong teamwork skills
• Performance-based compensation model with a fixed base salary plus unlimited commission
• Transparent commission structure with no earning cap
• 30 days of paid vacation, plus Christmas Eve and New Year’s Eve off
• Hansefit membership or alternatively a €50 monthly tax-free benefit card
• Regular team events, offsites and social activities
• Continuous professional and personal development opportunities
• A dynamic, international and fast-growing company with flat hierarchies
• High degree of autonomy and the opportunity to actively shape processes

Apply Now

If you are passionate about real estate financing, enjoy working with international clients and are motivated by performance-based earning potential, we would love to hear from you. Join Finance for Expats and help our clients successfully navigate the German property market.