Home Loan Center Inside Loan Officer (Remote - WA, ID, OR, CA)

Banner Bank; Washington (District of Columbia); Remote; USD 100,000 - 125,000; Full time

Job summary

A leading bank seeks a Home Loan Center Inside Loan Officer to originate residential mortgage loans for branch customers. This role requires a Bachelor's degree, NMLS registration, and 4+ years of experience in loan origination. The ideal candidate will possess strong communication, negotiation skills, and knowledge of mortgage procedures, offering a competitive compensation package including a monthly salary guarantee and comprehensive benefits.

Benefits

Monthly guarantee of $3,600

Excellent commission plan

Comprehensive employee benefits

Paid vacation and sick time

401k with up to 4% match

Tuition reimbursement

Qualifications

• 4 or more years of experience in mortgage loan origination required.
• Knowledge of federal and state laws related to mortgage origination.
• Successful pattern in closing and funding mortgage loans.

Responsibilities

• Originate residential mortgage loans via telephone and internet.
• Ensure compliance with underwriting guidelines and regulations.
• Attend internal training sessions and sales meetings.

Skills

Communication

Negotiation

Interpersonal Skills

Knowledge of Mortgage Procedures

Presentation Skills

Education

Bachelor's Degree in Accounting, Business, Economics, Law, Computer Science or related field

NMLS Registration

Job description

More than 135 years ago, we started with core values that never go out of style: listen, learn and help businesses and individuals reach their goals. These core values shape our culture, and we were recently certified as a Great Place to Work because of our outstanding workplace culture and employee experience. As well, our financial strength and stability are key reasons Forbes named us one of the Best 100 Banks in America for the ninth consecutive year.

With more than $16 billion in assets and 135 branch locations throughout Washington, Oregon, Idaho, and California, we understand our role in the economy and take that responsibility seriously. In addition to offering a source of capital to personal banking clients and businesses of all sizes, we place a high importance on employee volunteerism and donate millions of dollars each year to community organizations.

As a Home Loan Center Inside Loan Officer you will originate real estate loans for branch customers in areas not currently covered by Loan Officers.

In this role you'll have the opportunity to:

• Originate standard residential type mortgage loans via telephone and internet with customers referred by identified branches of the Bank.
• Originate residential mortgage loans for employees of the Bank.
• Originate loans in compliance with the Bank’s underwriting guidelines and those published by the Bank's investors. Ensure strict compliance with regulator requirements for residential loan origination.
• Set up originated loans in the Bank's system and ensuring processing through submission for underwriting.
• Attend internal training sessions, internal sales meetings, and external training opportunities.
• Comply with policies, procedures, security requirements, and government regulations.

Education & Certifications

• Bachelor's Degree: Accounting, Business, Economics, Law, Computer Science or other related field required (an equivalent combination of education and experience may be considered)
• NMLS registration required

Experience

• 4 or more years of experience in mortgage loan origination required

Knowledge, Skills and Abilities

• Proven pattern of success in consistent origination, closing, and funding of mortgage loans.
• Knowledge of mortgage procedures, regulations, underwriting, and loan processes and procedures.
• Possess effective presentation, interpersonal, verbal and written communication, and negotiation skills.
• Knowledge of the residential mortgage lending process for 1 to 4 family dwellings.
• Knowledge of federal and state laws and regulations related to mortgage loan origination.

Travel

• Up to 20%

Compensation & Benefits

• Monthly guarantee of $3,600
• Excellent commission plan
• Comprehensive employee benefits, including: medical, dental, vision, LTD, STD and life insurance
• Paid vacation time, sick time and 11 company paid holidays
• 401k (with up to 4% match)
• Tuition reimbursement
• Get more information at: Employee Benefits | Banner Bank

Please take time to review Banner Bank's Consent & Privacy notice before applying.

Banner Bank is an Equal Opportunity Employer committed to diversity in the workplace. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, citizenship, marital status, age, disability or protected veteran status.

Banner Bank does not accept unsolicited resumes from agencies and/or search firms for any job postings. Resumes submitted to any Banner Bank employee by a third-party agency and/or search firm without a valid written and signed search agreement, will become the sole property of Banner Bank. No fee will be paid if a candidate is hired for a position as a result of an unsolicited agency or search firm referral.