Home Lending Product Manager

Fairygodboss; Wilmington (DE); On-site; USD 130,000 - 190,000; Full time

Job summary

Chase is seeking a Strategic and Product Analytics Lead in Home Lending Origination to shape product growth, own the analytical framework, and prioritize initiatives based on data-driven insights. You will influence mortgage and home equity product strategy and collaborate with Risk, Legal, Compliance, and Finance to drive value.

The role requires 5+ years in mortgage banking or related fields, with strong analytical and communication skills to present findings to senior leadership.

Qualifications

• 5+ years of experience in mortgage banking or related lending products.
• Strong analytical, data-driven prioritization and financial analysis.
• Excellent verbal and written communication with senior leadership.

Responsibilities

• Adhere to a standard data-led analysis and challenge framework for product reviews.
• Provide analytical support in business case development and present findings to stakeholders.
• Partner with key stakeholders to evaluate new concepts and manage risk data partnerships.
• Identify product improvements to create a best-in-class offering and manage dependencies.
• Assess operational, legal, compliance, pricing, and delivery risks and coordinate solutions.
• Prioritize book of work and communicate with partners and management.

Education

Bachelor's degree

Master's degree

Job description

Looking to make a deep impact in increasing Home Ownership and setting the strategy for Home Lending product growth?

As the Strategic and Product Analytics lead in Home Lending Origination Product, you will be able to influence the forward path of mortgage and home equity product offerings and will be given ownership of the analytical framework and challenge process to move the product prioritization. This role offers great opportunity to solution customer and process pain points and champion meaningful business growth.

The Strategic and Product Analytics Lead in Home Lending Origination Product is responsible for all aspects of analysis, data-based prioritization, and effective challenge of the Home Lending Origination product and guideline solutions that bring value to the organization and our customers throughout their lifecycle. You will participate in the development of the product strategy, including providing economic and financial analysis, and managing relationships with Business Partners, Risk, Legal, Compliance, Fair Lending, Agency Relations, Capital Markets and Finance to achieve the goals of Home Lending Leadership team. Each day will offer a continued opportunity to provide real-world solutions for complex business and customer issues with a focus on the strategic value and setting a prioritization informed by thoughtful data-based analysis. This role comes with the unique ability to affect both short term business results and influence the long-term organization success by balancing the product trade-offs and allowing for deeper focus on current state priorities.

Job responsibilities

• Adhere to a standard strategic data-led analysis and challenge framework for Product and Innovation initiative review
• Provide analytical and subject matter-based support in business case development and be able to present and articulate findings in various business settings
• Partner with key stakeholders to evaluate new concepts and proposals and lead the risk data partnership and challenge process
• Understand and recognize the need for product improvements needed to create and maintain a best in class offering
• Determine any operational, legal, compliance, pricing, delivery, or other risks that must be addressed and interface with the necessary parties to ensure acceptable solutions
• Understand inter-dependencies between multiple variables and be able to quickly consider tradeoffs and impact of decisions
• Manage book of work prioritization process and communication with partners and management

Required qualifications, capabilities, and skills

• 5+ years of experience in mortgage banking, similar consumer lending products, or bond-market based roles;
• Subject matter expertise in strategic analysis, data analysis, finance or home lending products
• Bachelor's degree
• Proven ability to create business case-based analytics especially in a products or project setting; ability to complete robust data analysis that is peer review ready
• Excellent verbal communication skills, frequent communication with senior leadership is required
• Excellent written presentation skills for producing executive level presentation material
• Conflict resolution, negotiation and influencing skills
• Ability to own risk and control agenda
• Awareness of industry and competitors and impact of both on business

Preferred qualifications, capabilities, and skills

• Ability to self-serve data analytics and comfort in manipulating large-scale data sources
• Master's degree
• Familiarity with market tends and relationship between economic drivers and mortgage origination dynamics
• Capability to produce cash flow modeling and bond-market mathematics and apply to product solutions

ABOUT US

Chase is a leading financial services firm, helping nearly half of America's households and small businesses achieve their financial goals through a broad range of financial products. Our mission is to create engaged, lifelong relationships and put our customers at the heart of everything we do. We also help small businesses, nonprofits and cities grow, delivering solutions to solve all their financial needs.

We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

Equal Opportunity Employer/Disability/Veterans

ABOUT THE TEAM

Our Consumer & Community Banking division serves our Chase customers through a range of financial services, including personal banking, credit cards, mortgages, auto financing, investment advice, small business loans and payment processing. We're proud to lead the U.S. in credit card sales and deposit growth and have the most-used digital solutions - all while ranking first in customer satisfaction.

For many, owning a home is the ultimate dream and we're here to help customers make responsible choices throughout the home buying process through our online tools and advice. Whether purchasing a first home or vacation home, refinancing an existing loan or tapping into a home equity line of credit, we offer comprehensive services to help homeowners at every stage of their journey.