Home Lending Engineer — Kotlin, AI‑Powered Fintech (Remote)

Feedinkoo

United States

Remote

USD 150,000 - 230,000

Full time

14 days+
Application generator

An application made for this job — a tailored resume and cover letter that speak straight to the posting.

Get past ATS filters

Benefits offered by this job

Competitive pay
Equity
401(k) with company match
ESPP
Comprehensive benefits
Wellness stipend

Job summary

Upstart, the AI-powered lending marketplace, is seeking an engineer for the Home Lending team to design, build, and scale HELOC and Mortgage products. You’ll work across the full stack using Kotlin, AWS, Kafka, Spring Boot, and Kubernetes to deliver faster, fairer financing for millions of Americans.

This remote‑first role includes quarterly onsite meetups in Columbus, Austin, or San Mateo, with competitive pay, equity, and comprehensive benefits.

Qualifications

  • 4+ years of professional software engineering experience in Kotlin, Java, or C# (Kotlin preferred).
  • Strong SQL database and domain modeling experience.

Responsibilities

  • Build new features and services for Upstart’s Home Lending products using Kotlin, AWS, Kafka, Spring Boot, and Kubernetes.
  • Identify improvements across architecture and processes to improve performance and scalability.
  • Collaborate with product managers, designers, and engineers to deliver high‑quality software.
  • Engage with product requirements and propose smarter technical solutions when trade‑offs are needed.
  • Drive measurable improvements in reliability and customer experience.
  • Contribute to a culture of quality and continuous learning.

Tools

AWS
Kafka
Spring Boot
Kubernetes

Job description

Upstart, the AI-powered lending marketplace, is seeking an engineer for the Home Lending team to design, build, and scale HELOC and Mortgage products. You’ll work across the full stack using Kotlin, AWS, Kafka, Spring Boot, and Kubernetes to deliver faster, fairer financing for millions of Americans.

This remote‑first role includes quarterly onsite meetups in Columbus, Austin, or San Mateo, with competitive pay, equity, and comprehensive benefits.

Get your free, confidential resume review.
or drag and drop your file here.
Similar jobs

Similar jobs worth comparing

Software Engineer (Home Lending) at Upstart
Software Engineer (Home Lending) at Upstart

Feedinkoo • United States

Remote
USD 150,000 - 230,000
Competitive pay
Equity
401(k) with company match
+3
Backend Engineer for AI Lending Platform (Remote)
Backend Engineer for AI Lending Platform (Remote)

Upstart • United States

Remote
USD 14,000 - 187,000
Competitive compensation
Equity grants
401(k) with company match
+3
Senior Software Engineer — Remote, High-Impact Lending Platform
Senior Software Engineer — Remote, High-Impact Lending Platform

Upstart • United States

Hybrid
USD 100,000 - 130,000
Competitive compensation
401(k) with company match
Employee Stock Purchase Plan
+2
Senior Software Engineer, Borrower Experience (Remote)
Senior Software Engineer, Borrower Experience (Remote)

OhioX, Inc. • United States

On-site
USD 166,000 - 231,000
401(k) company match
Employee Stock Purchase Plan
Comprehensive health coverage
+2
Senior PM - AI-Driven Lending Decisioning (Remote)
Senior PM - AI-Driven Lending Decisioning (Remote)

Scrolllaunch • Northern (KY)

Hybrid
USD 153,000 - 225,000
Health
Dental
Vision
+7
Senior Site Reliability Engineer — Remote AI-Driven FinTech
Senior Site Reliability Engineer — Remote AI-Driven FinTech

IntraFind Software AG • United States

Remote
USD 166,900 - 230,900
Competitive salary and bonus opportunities
Generous 401(k) plan
Employee Stock Purchase Plan
+2
Upstart: Senior Software Engineer, New Product
Upstart: Senior Software Engineer, New Product

CloudDevs • San Mateo (CA), Northern (KY)

Hybrid
USD 142,000 - 226,000
401(k) plan
Employee equity program
ESPP
Platform Engineer - CI, Kubernetes & AI Tooling (Remote)
Platform Engineer - CI, Kubernetes & AI Tooling (Remote)

Upstart • Northern (KY)

Hybrid
USD 142,000 - 197,000
Competitive compensation
401(k) match
Employee stock purchase plan
+1
Senior Software Engineer, Marketplace Optimization (Remote)
Senior Software Engineer, Marketplace Optimization (Remote)

Upstart • United States

On-site
USD 166,900 - 230,900
Health coverage
Equity grants
Wellness allowance
+2
Backend Engineer — Cash Line Platform (Remote)
Backend Engineer — Cash Line Platform (Remote)

OhioX • Northern (KY)

Hybrid
USD 142,000 - 197,000
Competitive pay and bonuses
401(k) with company match
Employee stock purchase plan (ESPP)
+4