Home Finance Loan Analyst II

Colorado Housing and Finance Authority; Denver (CO); Hybrid; USD 60,000 - 80,000; Full time

Benefits offered by this job

Hybrid work

Wellness programs

Diversity, equity & inclusion

Medical, dental & vision insurance

Paid time off

401(k) up to 5% match

Paid Family and Medical Leave

Employee Assistance Program

Career development programs

Job summary

Colorado Housing and Finance Authority (CHFA) seeks a Home Finance Loan Analyst II to perform loan-level reviews ensuring program compliance and MCC eligibility, while supporting loan purchase processes. This role reports to the Loan Operations Team Lead and contributes to CHFA’s mission by upholding stringent guidelines.

Ideal candidates will develop expertise within CHFA’s framework, collaborate with owners, management agents, and team members, and maintain strong relationships to deliver

Qualifications

• Performs loan-level reviews for CHFA program compliance and eligibility.
• Ensures adherence to Insurer/Guarantor, Fannie Mae, Freddie Mac, IRS Tax Code, and CHFA guidelines.
• Reports to the Loan Operations Team Lead.

Responsibilities

• Complete loan-level reviews for CHFA program compliance.
• Assess Mortgage Credit Certificate eligibility for loans.
• Oversee loan purchase alignment with guidelines.

Skills

Loan reviews

Program compliance

Mortgage Certificate

Compliance knowledge

Job description

about colorado housing and finance authority

Do you dream about creating an impact in our state and making Colorado a better place to live and work?

CHFA invests in affordable homeownership, the development and preservation of affordable rental housing, helps small- and medium-sized businesses access capital, and supports local communities and mission-aligned nonprofits through technical assistance and philanthropic investment. Over the past 53 years, CHFA has invested more than $40.2 billion in Colorado’s economy. These resources have helped:

• 215,518 households attend homebuyer education classes held statewide.
• 87,215affordable rental housing units be developed or preserved; and
• 9,980 businesses access capital[1]
• $37.5 million invested in community partnerships, grants, donations, and sponsorships

CHFA is a mission-based organization and is guided by its vision that everyone in Colorado will have the opportunity for housing stability and economic prosperity.

When joining CHFA, you can expect to work for an organization with:

• a leadership team that strives to make this the best place you\'ve ever worked;
• a focus on supporting employees\' mental, physical, and financial well-being;
• a commitment to diversity, equity, and inclusion;
• a highly engaged workforce devoted to innovation, continuous improvement, and collaboration; and
• a reputation for excellence, as evidenced by ranking 8th nationally in the Small and Medium-sized category in the 2025 Fortune Best Workplaces in Financial Services & Insurance™.

What you will contribute as a Home Finance Loan Analyst II:

• a willingness to develop your skills and expertise while working for a mission-based organization;
• a desire to work with other talented, committed people;
• a strong commitment to making a positive difference in communities across the state;
• an enthusiasm for problem-solving and strategic thinking;
• a sense of pride in creating high-quality work with a sense of integrity;
• a capability to prioritize your work to adhere to deliverables and timelines amidst competing priorities;
• and an eagerness to foster and maintain strong relationships with owners, management agents, and team members.

benefits information

CHFA employees enjoy a suite of competitive benefits, including:

• hybrid work – CHFA understands the value of human relationships and operates as a face-to-face culture while also offering the benefit of remote work and a flexible schedule;
• ongoing wellness and learning opportunities;
• a culture of diversity, equity, inclusion and belonging;
• comprehensive medical, dental, and vision insurance plans with very low rates;
• generous paid time off, including paid volunteer time, holidays, and other leave programs;
• up to a 5 percent match, vested immediately, on 401(k) contributions;
• up to 12 weeks of Paid Family and Medical Leave at 90 percent pay;
• an extensive Employee Assistance Program that provides personalized care options for your whole household; and
• ample opportunity to learn, develop, and grow with opportunities for career and leadership development programs, job shadowing, a mentor program, and tuition reimbursement.

For a more in-depth view of CHFA’s comprehensive benefits package, please visit www.chfainfo.com/compensation.

The Home Finance Loan Analyst II position is responsible for completing loan-level reviews for CHFA Program Compliance, Mortgage Credit Certificate Eligibility, and Loan purchase, ensuring adherence to applicable Insurer/Guarantor, Fannie Mae, Freddie Mac, IRS Tax Code, and CHFA programmatic guidelines. This position reports to the Loan Operations Team Lead.

Please visit www.chfainfo.com/careers to learn more about the position and to submit an application.

With respect to its programs, Colorado Housing and Finance Authority prohibits unlawful discrimination against applicants or employees on the basis of age 40 years and over, race, sex, sexual orientation, gender identity, gender expression, color, religion, national origin, disability, military status, genetic information, marital status or any other status protected by applicable federal, state or local law. Requests for reasonable accommodation, the provision of auxiliary aids, or any complaints alleging violation of this nondiscrimination policy should be directed to the Nondiscrimination Coordinator, 1.800.877.2432, TDD/TTY 800.659.2656, CHFA, 1981 Blake Street, Denver, Colorado 80202-1272, available weekdays 8:00am to 5:00pm.