Home Equity/Consumer Loan Processor

Bravera-Bank; Mandan (ND); On-site; USD 42,000 - 52,000; Full time

Benefits offered by this job

Competitive salary

Incentive compensation

Retirement plan with company match

Health insurance

Paid holidays

Paid time off (PTO)

Volunteer time

Stock opportunities

Job summary

Bravera Bank in Mandan, ND is seeking a Home Equity / Consumer Loan Processor to prepare loan documentation, fund consumer and home equity loans, and provide centralized loan support. This role focuses on accuracy, confidentiality, and timely processing in a collaborative team environment.

You will support Consumer Underwriters, Lending Officers, and Retail Staff; create CIFs; input HMDA data; and participate in ongoing training.

Qualifications

• High School Diploma or equivalent preferred
• 1-3 years of banking or customer service experience
• Strong teamwork and collaboration skills

Responsibilities

• Prepare consumer loan and home equity loan documentation
• Fund loans for all locations
• Provide loan support for underwriters and lending officers
• Create CIFs as needed
• Prepare second mortgage files for closing
• Input HMDA data into LAR
• Learn LoansPQ and participate in training
• Prioritize workload and meet deadlines
• Promote teamwork and excellent customer service
• Represent the organization in community events

Skills

Teamwork

Customer service

Communication

Education

High School Diploma or equivalent

Post-secondary education preferred

Job description

Locations

Showing 1 location Bravera Bank | Mandan 101 E Main St Mandan, ND 58554, USA Bravera Bank | Mandan 101 E Main St Mandan, ND 58554, USA

• On-site
• Full-Time
• Requisition #: CONSU002028

Description

Bravera is hiring for a Home Equity / Consumer Loan Processor in Mandan, ND. Bravera is an employee- and director-owned company that is committed to helping our employees forge a new path in their career. We work together to drive continuous improvement which enhances the customers experience and keeps our organization moving forward.

This position is primarily responsible for preparing loan documentation and funding of all consumer loans and home equity loans. Also responsible for providing loan support in a centralized environment.

MEASURES OF SUCCESS

• Be a trusted advisor to Consumer Loan Officers, Home Equity Lending Officers, and Retail Staff.
• Knowledge and confidence when using the designated loan program.

DUTIES AND RESPONSIBILITIES

• Prepare consumer loan documentation, home equity loan documentation, and funding of loans for all locations.
• Provide loan support for Consumer Underwriters, Consumer Loans Officers, Home Equity Lending Officers, and Retail Staff.
• Create Customer Information Profile (CIF’s), as needed.
• Responsible for preparation of second mortgage files for closing.
• Prepare loan modification and satisfactions as needed.
• Input Home Mortgage Disclosure Act (HMDA) information into appropriate HMDA Loan Application Register (LAR).
• Prepare and scan loan files and other miscellaneous correspondence.
• Learn and gain proficiency in LoansPQ software and participate in ongoing training.
• Prioritize and efficiently organize work assignments, work under pressure, meet deadlines, and promote teamwork.
• Responsible for promoting a positive and collaborative environment that supports teamwork and excellent customer service throughout the organization.
• Responsible for promoting the organization in the community through participation in various civic and community events, activities, committees, and organizations.
• Must maintain a high level of confidentiality and professionalism regarding all employee and customer issues and information.
• Contribute to the overall success of the organization.
• Adhere to all banking rules and regulations, including but not limited to the requirements of the Bank Secrecy Act. In addition, the employee will be proactive in the prevention of illegal activities, will vigilantly look for activities that may constitute any type of fraud including money laundering, and will report any suspicious activity to the BSA Officer.
• Education: High School Diploma or equivalent of 1-2 years of post-secondary education preferred
• Experience: 1-3 years of banking experience or customer service experience
• Strong teamwork and collaborative skills

Benefits

• Competitive and rewarding compensation package which includes a competitive salary, incentive compensation opportunities, retirement plan with company match, health insurance, paid holidays, paid time off (PTO), paid community volunteer time and stock opportunities.
• As a learning organization, we are committed to investing in the growth and development of our team members, offering training opportunities and tuition reimbursement.
• If salary information is included, it is industry information and not specific to Bravera.

Our Values

• Give and earn trust. We support and empower one another to earn trust through accountable performance.
• Learn, teach and mentor. We are a learning organization that invests in growth and development.
• Collaborate and innovate. We work together to drive continuous improvement to enhance your experience.

Want to learn more about careers with Bravera? Go to bravera.bank/careers.

Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities.

The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing or action, including an investigation conducted by the employer or (c) consistent with the contractor’s legal duty to furnish information. 41 CFR 60-1.35(c).

Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities
This employer is required to notify all applicants of their rights pursuant to federal employment laws.For further information, please review the Know Your Rights notice from the Department of Labor.