Contract

Signature Appraisals, Underwriting and Loss Control; Winchester (VA); On-site; USD 55,000 - 103,000; Full time

Job summary

Signature Companies is seeking experienced High Value Residential Insurance Inspectors to join as independent contractors (1099). You will independently manage on-site High Value Property Surveys across Frederick, Clark, Fauquier, Warren and Loudon counties, engaging homeowners and insurance agents.

The role requires strong construction knowledge, sketching skills, and the ability to deliver underwriter-ready reports that meet carrier guidelines.

Qualifications

• Direct experience as a High Value Residential Insurance Inspector.
• Background in insurance inspections, loss control, underwriting support, or high-end home appraisals.
• Strong knowledge of residential construction methods, materials and features.
• Experience estimating replacement costs for high value homes.
• Proficiency with diagramming software such as Rapid Sketch, Xactimate, CAD.
• Excellent communication with homeowners and insurance agents.
• Strong time management and ability to work independently.

Responsibilities

• Interact professionally with homeowners and insurance agents by phone, email and in person.
• Schedule and conduct on-site inspections per carrier guidelines.
• Document construction features, finishes and architectural elements.
• Capture measurements, photos and site observations.
• Identify underwriting concerns, hazards and loss exposures.
• Submit complete, timely web-based reports meeting carrier guidelines.

Skills

High Value Inspector

Insurance inspections

Loss control

Underwriting support

Residential construction

Replacement cost estimation

Diagramming software

Rapid Sketch

Xactimate

Tools

Rapid Sketch

Xactimate

CAD

Job description

High Value Residential Insurance Inspector

Winchester, United States | Posted on 10/01/2026

• City Winchester
• Country United States

About Us

Since 1993, Signature Companies has been a trusted provider of inspection and appraisal services to insurance carriers. We prioritize client relationships and commit ourselves to asking thoughtful questions while focusing on collecting data that helps identify and quantify potential risks.

Job Description

Signature Companies is looking to add a Field Consultant to cover the following counties: Frederick, Clark, Fauquier, Warren, Loudon

For over 30 years, Signature Companies has been an industry leader and innovator in delivering high-quality, professional and unparalleled service to our carrier partners. As a trusted High Value Residential Insurance information provider, we are committed to exceptional customer service, precise property documentation, and timely, underwriter-ready reporting.

We are actively seeking experienced High Value Residential Insurance Inspectors to join our team as independent contractors (1099). This opportunity is ideal for seasoned inspectors who understand the expectations of and the underwriting requirements of high-net-worth carriers. You’ll have the flexibility to work in your local market, build supplemental income, or scale this into your primary source of revenue.

As a Field Consultant you will be responsible for independently managing and completing on-site High Value Property Surveys. This role is great for someone that is proactive, resourceful and driven. It requires strong construction knowledge, sketching skills, and the ability to professionally engage with homeowners and insurance agents.

• Professionally interact over the phone, via email and in-person with homeowners and insurance agents.
• Schedule and conduct comprehensive on-site inspections of high value residential properties as per carrier specific guidelines and procedures.
• Accurately document custom construction features, high-end finishes, and unique architectural elements.
• Capture detailed measurements, photographs, and site observations.
• Identify potential underwriting concerns, hazards, and loss exposures.
• Develop accurate replacement cost estimates reflective of high-quality materials and craftsmanship.
• Submit complete, timely web-based reports that meet carrier-specific guidelines.
• Communicate the information gathered during the on-site inspection in Loss Control 360 accessed through the Signature website.

We are specifically seeking professionals with:

• Direct experience as a High Value Residential Insurance Inspector
• Background in insurance inspections, loss control, underwriting support, or high-end home appraisals
• Strong knowledge of residential construction methods, materials, and custom features
• Experience estimating replacement costs for high value residential properties
• Proficiency with diagramming software such as Rapid Sketch, Xactimate, CAD or similar tools
• Excellent communication skills when working with high-net-worth homeowners and insurance agents
• Strong time management and ability to work independently

Experience in insurance adjusting, construction management, real estate appraisal, or luxury home building is highly valued.

What We Provide:

• Established relationships with leading insurance carriers
• Structured onboarding and mentoring from our experienced Field Management team
• Ongoing support to ensure quality, accuracy, and professional growth

If you are an experienced High Value ResidentialInsurance Inspector who takes pride in accuracy, professionalism, and delivering underwriter-ready reports, we invite you to apply today and continue building your expertise in the high value propertyspace.

Requirements

Requirements and Tools needed:

• Prior underwriting experience is desirable.
• Prior inspection experience on residential homes is desirable.
• Must have a smartphone, tablet, and personal computer.
• A late model reliable vehicle and Auto and General Liability Insurance.
• High speed internet, Digital Camera, or Smart phone with 16mp camera or greater, measuring devices such as: laser, soft tape measure, or measuring wheel.