Health Insurance Counsel - (Remote, HBW)

Allstate Insurance; Illinois; Remote; USD 95,000 - 171,000; Full time

Job summary

Allstate Insurance is seeking a creative attorney to join their Business Law & Compliance division. This role involves providing legal counsel for health insurance products and requires a J.D. with at least 5 years of experience. Candidates should possess strong business acumen and the ability to navigate complex legal environments effectively.

Qualifications

• J.D. required with an active law license.
• Minimum of 5+ years legal experience in a law firm or in-house legal department.

Responsibilities

• Provide real-time, business-focused legal advice on various issues.
• Structure, draft, and negotiate complex commercial agreements.
• Advise on emerging business issues and risk management.

Skills

Leadership

Collaboration

Communication

Risk Evaluation

Education

J.D.

Tools

MS Office

Analytical Tools

Job description

At Allstate, great things happen when our people work together to protect families and their belongings from life's uncertainties. For more than 90 years, our innovative drive has kept us a step ahead of our customers' evolving needs, from advocating for seat belts, air bags, and graduated driving laws, to leading in pricing sophistication, telematics, and device and identity protection.

Job Description

We are seeking a creative and energetic attorney interested in working at the intersection of law, business, technology, and data. This role will join the Business Law & Compliance division of Allstate's Law and Regulation department to provide broad commercial counseling for Allstate's health insurance and related products, including Short-Term Medical, Medicare Supplement, and ancillary products. The attorney will serve as an internal subject matter expert with advanced business acumen, providing legal counsel for Allstate's Individual Health Insurance business.

Key Responsibilities

1. Provide real-time, business-focused legal advice on a broad range of issues, including product, marketing, and sales.
2. Structure, draft, and negotiate complex commercial agreements, including technology, data, and service contracts.
3. Advise on emerging business issues, legal subjects, and risk management, focusing on commercial contracts, regulatory, privacy, and consumer protection matters.
4. Communicate effectively with executive presence, both verbally and in writing.
5. Support strategy execution, action planning, and communication with various business units and legal teams.
6. Anticipate legal concerns and develop creative solutions in a dynamic environment.
7. Conduct complex legal research, summarize findings concisely, and collaborate across departments to assess legal impacts and action plans.
8. Understand interactions within regulated environments involving business, policy, compliance, legislative, and legal frameworks.
9. Work effectively amid ambiguity and change within the legal and business landscape.
10. Manage outside counsel and budgets effectively.

Preferred Experience

• Knowledge of federal and state health insurance regulations, especially concerning Medicare and Medicare supplement plans, and familiarity with healthcare regulations like the Affordable Care Act.
• Business acumen, including ability to quantify return on investments and contribute to business cases and risk assessments.
• Experience fostering a culture of constructive debate within virtual teams across multiple locations.

A Typical Day

• Advising on new product rollouts or corporate structures.
• Synthesizing legal advice from various sources to inform business decisions.
• Drafting licensing agreements and commercial deals.
• Implementing compliance plans.
• Engaging with a talented, dedicated team.

Candidate Qualities

• Enjoys advising on unsettled, evolving areas of law.
• Builds efficient new processes.
• Proposes innovative ideas and solutions.
• Comfortable balancing legal and business perspectives.

Supervisory Responsibilities

This position does not include supervisory duties.

Education and Experience

• J.D. required, with active law license.
• Minimum of 5+ years legal experience in a law firm or in-house legal department for a mid- to large-sized company.

Additional Experience

• Experience with short-term medical, Medicare supplement, accident, or life insurance, along with related commercial transactions and privacy concerns.
• Experience working within a parent company structure.
• Willingness to travel to Chicago, Illinois, as needed.

Functional Skills

• Leadership, collaboration, coaching, and development skills.
• Executive presence and clear communication skills.
• Budget and project management skills.
• Proficiency with MS Office and analytical tools.
• Discretion and confidentiality.
• Strong business acumen and risk evaluation skills.

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Compensation

The salary range for this role is $95,700.00 - $170,925.00 annually, based on experience and qualifications.