Head of Compliance

Zoe Financial; New York (NY); On-site; USD 90,000 - 150,000; Full time

Job summary

A forward-thinking company seeks a strategic Head of Compliance to lead its compliance function as it scales. This role involves overseeing compliance operations for RIA and Broker-Dealer entities, ensuring adherence to SEC and FINRA regulations, and collaborating with cross-functional teams to implement compliance tech tools. The ideal candidate will have extensive experience in compliance leadership within fintech, a deep understanding of regulatory requirements, and a passion for enabling business growth. Join a fast-growing firm where your contributions will directly impact the future of wealth management.

Benefits

Competitive Base Salary

Bonuses

Stock Options

Healthcare Coverage

Dental Coverage

Vision Coverage

Commuting Benefits

Gym Benefits

401(K)

Two Weeks PTO

Qualifications

• 7-12 years of compliance experience in fintech or RIA.
• Deep knowledge of SEC and FINRA regulations.
• Proven ability to build compliance programs.

Responsibilities

• Lead compliance operations for RIA and Broker-Dealer.
• Oversee regulatory filings and audits.
• Ensure adherence to SEC and FINRA guidelines.

Skills

Compliance Leadership

SEC Regulations Knowledge

FINRA Regulations Knowledge

Regulatory Filings

Communication Skills

Problem-Solving Skills

Cross-Functional Collaboration

Education

JD or Advanced Degree

CPA

Job description

About The Firm

Zoe is an end-to-end wealth platform that helps clients grow and protect their wealth through innovative technology and exceptional client service. Zoe has raised a total of $45M in venture capital and is backed by Sageview Capital and the Opportunity Fund. In addition, former and current operators from JP Morgan, Blackrock, Charles Schwab, Uber, and Doordash are part of the cap table.

Its accolades include Nerdwallet’s 2022, 2023, and 2024 Best Online Financial Advisor, Morningstar’s Fintech Startup of the Year 2019, ThinkAdvisor Luminaries’ 2024 Industry Disruption Firm Award, and 2025 FinTech Breakthrough Award for Best Wealth Management Product.

The New York-based company has a strong leadership team with over 20 years of industry experience at firms like Morgan Stanley, JP Morgan, Merrill Lynch, Principal, and Learnvest. We offer the excitement of a rapidly growing company with the stability of a tenured leadership team and board. We have offices in New York and Bogota, Colombia.

About the Role

We’re looking for a strategic and hands-on Head of Compliance to report directly to the CEO and join our leadership team. This person will lead our compliance function as we scale.

You will:

Governance & Oversight

• Serve as the Compliance Officer of Zoe’s RIA and Broker-Dealer entities
  
  
• Oversee all compliance operations across the firm, including SEC and FINRA-related requirements
  
  
• Establish, monitor, and continuously improve internal compliance policies and procedures
  
  
• Lead regulatory filings, annual reviews, and audits
  
  

Marketing & Sales Compliance

• Review and approve external marketing, sales, and PR content to ensure it meets SEC and FINRA guidelines
  
  
• Serve as a partner to the GTM team—helping them move fast, but within bounds
  
  
• Create content review workflows and training for scalable compliance
  
  

Operational Enablement

• Stay ahead of regulatory changes and ensure Zoe adapts proactively
  
  
• Partner with the Investments, Product and platform teams on compliance features, disclosures, and advisor experience
  
  
• Implement compliance tech tools and internal documentation systems to streamline reviews

Location: NYC (Work 5 days a week in Midtown office)

Reports to: CEO

Level: Head of

We’re excited about you because…

• You’ve been the senior compliance leader at a fintech, RIA aggregator, broker-dealer, or TAMP
• You have deep familiarity with both SEC and FINRA requirements—and can apply them pragmatically
• You know how to speak “compliance” to regulators and “business” to internal teams
• You believe compliance should be an enabler, not a blocker
• You’re organized, responsive, and thrive in a fast-moving, high-trust environment
• You want to help build something that redefines how people access wealth advice
• You have excellent judgment and don’t default to “no”—you ask the right questions to get to “yes, here’s how”
• You bring candor, integrity, and a no-ego mindset to cross-functional collaboration.
• You’re comfortable navigating ambiguity and know how to prioritize in a world where everything feels important.
• You want your work to matter—and you’re drawn to our mission of helping people grow and protect their wealth.

You'll love working at Zoe because we…

• Are a successful, well-funded, fast-growing company with a start-up work vibe.
• Are passionate about our clients and live/breathe the client experience.
• We hire A players. So you will be surrounded by the ‘Navy Seals’ of their craft that will push you to improve
• Are a technologically and data-driven business.
• Offer competitive salaries and equity.
• Are at the forefront of tech & finance, redefining personal finance.
• Believe in autonomy & take the initiative.

Requirements:

• 7–12 years of experience in compliance with a registered investment adviser (RIA), broker-dealer, or fintech
• Deep knowledge of SEC and FINRA regulations, including marketing/advertising rules, Reg BI, custody rules, and books & records requirements
• Proven ability to build and scale compliance programs from the ground up, ideally in a fast-paced startup or high-growth environment
• Excellent written and verbal communication skills, with the ability to translate complex regulations into clear internal guidance
• Demonstrated experience leading regulatory exams, audits, and filings
• Highly organized with excellent judgment, discretion, and problem-solving skills
• Comfortable working cross-functionally with GTM, legal, product, and operations teams
• FINRA Series 7, 24, and 63/65 or 66 strongly preferred (or willingness to obtain shortly after joining)
  

Nice to Have:

• JD, CPA, or advanced degree in a related field is a plus
• Strong understanding of digital platforms, marketing compliance, and advisor-client interactions in a tech-enabled context

Benefits:

• Compensation includes a competitive base salary, bonuses, and addition to stock options.
• Healthcare, Dental & Vision Coverage
• Commuting & Gym benefits
• 401(K)
• As an early member of our team, you'll have a rare opportunity to influence the culture of a fast-growing company.
• Two weeks PTO