Habitability Claims Specialist

Berkshire Hathaway GUARD Insurance Companies; Sacramento (CA); On-site; USD 100,000 - 170,000; Full time

Benefits offered by this job

Hybrid schedule

Competitive pay + generous PTO

Medical, dental & vision starting day1

401(k)

Tuition reimbursement

Job summary

Berkshire Hathaway GUARD Insurance Companies seeks a Habitability Claims Adjuster to manage litigated California habitability claims in the Complex Claims unit. The role focuses on evaluating coverage, liability and damages, with responsibility for reserves, settlements, and strategy development.

The ideal candidate has at least 3 years of litigated claims experience, a JD preferred or equivalent education, and an active adjuster license or a path to licensure as supported by the company.

Qualifications

• Minimum 3 years of experience handling litigated California habitability claims.
• Experience managing complex general liability or casualty claims.
• Knowledge of California landlord-tenant and habitability litigation practices.
• JD preferred, or Bachelor’s degree or equivalent claims experience.
• Active adjuster license or ability to obtain and maintain licenses; company supports licensing.

Responsibilities

• Investigate and manage litigated California habitability claims from assignment through resolution.
• Analyze coverage, liability and damages exposure to determine claim strategies.
• Evaluate documentation, expert reports, inspection findings, medical records, and other evidence.
• Establish reserves based on claim exposure and litigation developments.
• Negotiate settlements within authority and advise on higher-exposure claims.
• Coordinate with defense counsel, experts, and other vendors to drive resolution.
• Conduct interviews with insureds, claimants, witnesses, and others.
• Maintain accurate claim documentation and ensure regulatory compliance.
• Issue indemnity and expense payments as appropriate.

Skills

Litigation experience

Negotiation skills

Analytical reasoning

Communication skills

Attention to detail

Education

Juris Doctor (JD) preferred

Bachelor’s degree or equivalent claims experience

Job description

Good Things Start Here. Good things are happening at Berkshire Hathaway GUARD Insurance Companies—an A+ (Superior) rated, nationwide Property & Casualty insurer backed by Berkshire Hathaway. With supportive leadership, collaborative teams, and opportunities to grow, GUARD is a place where people build meaningful, long‑term careers.

Overview

Good Things Start Here. Good things are happening at Berkshire Hathaway GUARD Insurance Companies—an A+ (Superior) rated, nationwide Property & Casualty insurer backed by Berkshire Hathaway. With supportive leadership, collaborative teams, and opportunities to grow, GUARD is a place where people build meaningful, long‑term careers.

Good Things You Can Count On.

• Hybrid schedule: 2 days remote / 3 in‑office
• Predictable hours (no nights, weekends, or holidays)
• Competitive pay + generous PTO
• Medical, dental & vision starting day one
• 401(k), tuition reimbursement & longevity bonuses

Responsibilities

Berkshire Hathaway GUARD Insurance Companies is seeking a Habitability Claims Adjuster to manage litigated California habitability claims within the Complex Claims unit.

Key Responsibilities

• Investigate and manage litigated California habitability claims from assignment through resolution.
• Analyze coverage, liability and damages exposure and determine appropriate claim strategies.
• Evaluate documentation, expert reports, inspection findings, medical records, and other evidence.
• Establish and maintain reserves based on claim exposure and litigation developments.
• Negotiate settlements within authority and make recommendations on higher-exposure claims.
• Partner with defense counsel, experts, and other vendors to develop litigation strategies and drive claim resolution.
• Conduct interviews with insureds, claimants, witnesses, and other involved parties.
• Maintain accurate claim documentation and ensure compliance with company and regulatory requirements.
• Issue indemnity and expense payments as appropriate.

Qualifications

• Minimum 3 years of experience handling litigated California habitability claims.
• Experience managing complex general liability or casualty claims.
• Knowledge of California landlord-tenant and habitability litigation practices.
• Demonstrated ability to evaluate coverage, liability, and damages.
• Strong organization, analytical, negotiation, and communication skills.
• Juris Doctor (JD) preferred, or Bachelor’s degree or equivalent claims experience considered.
• Experience working with defense counsel and litigated claims files.
• Licensing Requirement: Candidates must hold an active adjuster license or be willing and able to obtain and maintain all required state licenses. The company will support the licensing process, including training and compliance with ongoing continuing education requirements.

Salary $100,000 - $170,000

In accordance with applicable pay transparency laws, this range represents a good‑faith estimate. Final compensation will be determined based on factors such as experience, credentials, geographic location, and other considerations permitted by law.

This role may be based out of one of the following office locations:

Scottsdale, AZ; Rancho Cordova, CA; Plano, TX; Parsippany, NJ; Conshohocken, PA; Wilkes-Barre, PA; Alpharetta, GA; and Rosemont, IL.

Interview Integrity Notice:

Berkshire Hathaway GUARD is committed to a fair and consistent hiring process. Candidates are expected to participate independently in interviews. Unauthorized recording, transcription, AI note-taking, or AI interview assistance tools may not be used during interviews without prior approval.