Complex Liability Adjuster - Habitability Claims

Berkshire Hathaway Guard; Scottsdale (AZ); On-site; USD 100,000 - 170,000; Full time

Benefits offered by this job

Hybrid schedule

Predictable hours

Competitive pay

Medical benefits

Dental benefits

Vision benefits

401(k)

Tuition reimbursement

Longevity bonuses

Job summary

Berkshire Hathaway GUARD Insurance Companies in Scottsdale, AZ, is seeking a Habitability Claims Adjuster to handle litigated California habitability claims within the Complex Claims unit.

This role offers a hybrid schedule (2 days remote / 3 in-office), no nights or weekends, and opportunities to impact settlements through analysis, reserves, and negotiation.

Qualifications

• 3+ years of experience handling litigated California habitability claims.
• Experience managing complex general liability or casualty claims.
• Knowledge of California landlord-tenant and habitability litigation practices.
• Ability to evaluate coverage, liability, and damages.
• Strong organization, analytical, negotiation, and communication skills.
• JD preferred, or Bachelor’s degree or equivalent claims experience.
• Experience working with defense counsel and litigated claims files.
• Active adjuster license or willingness to obtain and maintain state licenses.

Responsibilities

• Investigate and manage litigated California habitability claims from assignment through resolution.
• Analyze coverage, liability and damages exposure and determine claim strategies.
• Evaluate documentation, expert reports, inspection findings, medical records, and other evidence.
• Establish and maintain reserves based on claim exposure and litigation developments.
• Negotiate settlements within authority and make recommendations on higher-exposure claims.
• Partner with defense counsel, experts, and other vendors to develop litigation strategies and drive claim resolution.
• Conduct interviews with insureds, claimants, witnesses, and other involved parties.
• Maintain accurate claim documentation and ensure compliance with company and regulatory requirements.
• Issue indemnity and expense payments as appropriate.

Skills

Negotiation

Analytical thinking

Communication skills

Organizational skills

Litigation knowledge

Claims experience

Defense counsel collaboration

Regulatory licensing

Education

Juris Doctor (JD) preferred

Bachelor’s degree or equivalent claims experience

Job description

Overview

Good Things Start Here.

Good things are happening at Berkshire Hathaway GUARD Insurance Companies—an A+ (Superior) rated, nationwide Property & Casualty insurer backed by Berkshire Hathaway. With supportive leadership, collaborative teams, and opportunities to grow, GUARD is a place where people build meaningful, long‑term careers.

Good Things You Can Count On.

• Hybrid schedule: 2 days remote / 3 in‑office
• Predictable hours (no nights, weekends, or holidays)
• Competitive pay + generous PTO
• Medical, dental & vision starting day one
• 401(k), tuition reimbursement & longevity bonuses

Responsibilities

Berkshire Hathaway GUARD Insurance Companies is seeking a Habitability Claims Adjuster to manage litigated California habitability claims within the Complex Claims unit.

Key Responsibilities

• Investigate and manage litigated California habitability claims from assignment through resolution.
• Analyze coverage, liability and damages exposure and determine appropriate claim strategies.
• Evaluate documentation, expert reports, inspection findings, medical records, and other evidence.
• Establish and maintain reserves based on claim exposure and litigation developments.
• Negotiate settlements within authority and make recommendations on higher-exposure claims.
• Partner with defense counsel, experts, and other vendors to develop litigation strategies and drive claim resolution.
• Conduct interviews with insureds, claimants, witnesses, and other involved parties.
• Maintain accurate claim documentation and ensure compliance with company and regulatory requirements.
• Issue indemnity and expense payments as appropriate.

Qualifications

• Minimum 3 years of experience handling litigated California habitability claims.
• Experience managing complex general liability or casualty claims.
• Knowledge of California landlord-tenant and habitability litigation practices.
• Demonstrated ability to evaluate coverage, liability, and damages.
• Strong organization, analytical, negotiation, and communication skills.
• Juris Doctor (JD) preferred, or Bachelor’s degree or equivalent claims experience considered.
• Experience working with defense counsel and litigated claims files.

• Licensing Requirement: Candidates must hold an active adjuster license or be willing and able to obtain and maintain all required state licenses. The company will support the licensing process, including training and compliance with ongoing continuing education requirements.

Salary $100,000 - $170,000

In accordance with applicable pay transparency laws, this range represents a good‐faith estimate. Final compensation will be determined based on factors such as experience, credentials, geographic location, and other considerations permitted by law.

This role may be based out of one of the following office locations:

Scottsdale, AZ; Rancho Cordova, CA; Plano, TX; Parsippany, NJ; Conshohocken, PA; Wilkes-Barre, PA; Alpharetta, GA; and Rosemont, IL.

Interview Integrity Notice: Berkshire Hathaway GUARD is committed to a fair and consistent hiring process. Candidates are expected to participate independently in interviews. Unauthorized recording, transcription, AI note-taking, or AI interview assistance tools may not be used during interviews without prior approval.