Global Banking & Markets - Private - Structured Finance Trade Analytics - Analyst - Dallas

Candidate Experience Site - Lateral; Dallas (TX); On-site; USD 70,000 - 95,000; Full time

Job summary

Goldman Sachs is seeking an Analyst in Global Banking & Markets—Private, Structured Finance Trade Analytics, based in Dallas. You will architect optimization frameworks, perform large-scale data manipulations on loan-level data, and deliver portfolio insights to traders, bankers and clients.

You will own collateral analysis across the deal lifecycle using Python, CAS, and SQL, contributing to advisory securitization transactions and coordinating with rating agencies.

Qualifications

• Bachelor's degree (US or foreign equivalent)
• 0 to 3 years of loans / fixed income experience or internship in related fields
• Experience with python, SQL and reporting tools required.
• Experience working with large structured and unstructured datasets (millions/billions of loan records).
• Understanding of fixed income analytics (duration, convexity, yield modeling).
• Familiarity with mortgage or consumer credit performance data.

Responsibilities

• Perform large-scale data manipulations across millions of loan-level records to deliver portfolio-level insights.
• Act as a client advisor and perform analytics on advisory securitization transactions, including MBS/ABS classes.
• Own portfolio collateral analysis across the deal lifecycle using Python, SQL, and related tools.
• Provide pool-level CPR, loss severity and credit enhancement estimates from rating agency models.
• Collaborate with cross-functional teams to ensure accurate monthly portfolio representation.
• Translate technical analytics into client-facing insights.

Skills

Analytical thinking

Education

Bachelor's degree in Finance, Economics, Mathematics, or related field

Tools

Python

SQL

Reporting tools

Job description

Global Banking & Markets - Private - Structured Finance Trade Analytics - Analyst - Dallas

Job Description

TheStructured Finance Analytics team under Global Banking & Markets division is seeking a motivated professional to support the Credit & Asset Finance business.The team has product expertise across residential assets, consumer loans, real estate, and warehouse financing. The position sits at the core of securitization execution. A successful candidate will architect optimization frameworks and demonstrate an affinity for a solution-oriented mindset. The successful candidate will be responsible for the following:

JOB DUTIES:

• Perform large-scale data manipulations across millions of loan-level records delivering portfolio-level insights and strategic asset selection to traders, bankers and clients using statistical methods.
• Act as a client advisor and perform analytics on all advisory securitization transactions including any MBS classes and consumer ABS classes. Responsibilities include:
  • Collaborate with clients and work with data from various sources including:
    • Settlement Data
    • Latest Month End Servicer Data
    • TPR due diligence Data
    • Originator Data
  • Perform data validations and create portfolio level stratification and replines.
  • Own portfolio collateral analysis across full deal lifecycle - from asset selection, pricing, marketing and closing using python, CAS, and SQL.
  • Provide pool level CPR speeds, loss severity and credit enhancement from RA (Fitch, KBRA, Moodys, Milan) models.
  • Assist in populate credit memo and PPM materials with outside accountants and lawyers.
  • Perform asset pool selection based on contribution requirements on ABS/CMBS securitization.
• Work with rating agencies and create historical performance matrices (CPR, CDR, Charge off, Recoveries, Loss) to project future performance.
• Manage cross-functional relationship with the desk, IBD, transaction management, diligence, operation, controller, and technology team to ensure monthly portfolio activities are accurately represented.
• Strong communication skills (written and spoken) to translate technical analytics into client-facing insights.

MINIMUM EDUCATION REQUIREMENTS/DEGREE AND FIELD:

Bachelor's degree (U.S. or foreign equivalent)

MINIMUM YEARS EXPERIENCE REQUIRED:

0 to 3 years of loans / Fixed income experience or internship in related fields

Preferred Skillsets:

• Undergraduate in Finance, Economics, Mathematics, or other STEM related degrees.
• Experience with python, SQL and reporting tools required.
• Experience working with large structured and unstructured datasets (millions/ billions of loan records).
• Understanding of fixed income analytics (duration, convexity, yield modeling).
• Familiarity with mortgage or consumer credit performance data.
• Ability to operate in high-pressure execution environment with parallel deal flow.

Healthcare & Medical Services

We believe who you are makes you better at what you do. We're committed to fostering and advancing diversity and inclusion in our own workplace and beyond by ensuring every individual within our firm has a number of opportunities to grow professionally and personally

We offer competitive vacation policies based on employee level and office location. We promote time off from work to recharge by providing generous vacation entitlements and a minimum of three weeks expected vacation usage each year.

Financial Wellness & Retirement

We assist employees in saving and planning for retirement, offer financial support for higher education, and provide a number of benefits to help employees prepare for the unexpected. We offer live financial education and content on a variety of topics to address the spectrum of employees priorities.

Health

We offer a medical advocacy service for employees and family members facing critical health situations, and counseling and referral services through the Employee Assistance Program (EAP). We provide Global Medical, Security and Travel Assistance and a Workplace Ergonomics Program. We also offer state-of-the-art on-site health centers in certain offices.

Fitness

To encourage employees to live a healthy and active lifestyle, some of our offices feature on-site fitness centers. For eligible employees we typically reimburse fees paid for a fitness club membership or activity (up to a pre-approved amount).

We offer on-site child care centers that provide full-time and emergency back-up care, as well as mother and baby rooms and homework rooms. In every office, we provide advice and counseling services, expectant parent resources and transitional programs for parents returning from parental leave. Adoption, surrogacy, egg donation and egg retrieval stipends are also available.

Benefits at Goldman Sachs

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