Risk-Credit Risk - Global Markets-Dallas-Analyst

Goldman Sachs Group, Inc.; Dallas, Northern (TX, KY); Hybrid; USD 70,000 - 95,000; Full time

Job summary

Goldman Sachs in Dallas, TX is seeking a Credit Risk Analyst to assess credit strength of Private Equity borrowers, review loan transactions, and coordinate across Global Banking, Legal, and Compliance to mitigate risk. The role emphasizes rigorous analysis, attention to detail, and integrity in a fast-paced financial environment.

The analyst will monitor exposures, perform sector analyses, and support risk reporting for the firm’s credit portfolio.

Qualifications

• Excellent academic record.
• Demonstrable track record of achievement and independent decision making.
• Strong communication skills (written and verbal).
• Excellent attention to detail and strong analytical skills.
• Ability to work in a fast-paced environment.
• Integrity, ethical standards and sound judgment.
• 0-2 years of experience in a financial services role with preferable Fund, Hedge Fund, or Private Equity Fund experience.
• Understanding of investment banking products including loan products and derivatives.

Responsibilities

• Assess the credit and financial strength of the firm's Private Equity borrowers and counterparts by performing fundamental credit analysis.
• Review and approve loan transactions and determine appetite and regulatory ratings.
• Coordinate with Global Banking and Markets, Legal, Operations and Compliance departments to approve derivatives business and ensure appropriate documentation, limits, and risk mitigants to protect against a counterpart default and minimize potential losses.
• Analyze the risks inherent in the products GS transacts, including lending and derivative products.
• Perform sector analysis regularly to assess portfolio concentration or trends.
• Monitor, manage and report exposures at a counterpart, product, and portfolio level.

Job description

Job Description

Divisional Overview
The Risk Division is a team of specialists charged with managing the firms credit, market, liquidity, and operational risk. Whether assessing the creditworthiness of the firms counterparties, monitoring market risks associated with trading activities, or offering analytical and regulatory compliance support, our work contributes directly to the firms success. The division is ideal for collaborative individuals who have strong ethics and attention to detail.
Credit Risk (CR) is responsible for managing the firms credit exposure to its trading and lending counterparties. Leveraging its extensive expertise in financial, credit and risk analysis, CR ensures that credit exposure to our counterparts is managed within the firms risk appetite. CR operates through 12 different offices around the world and credit professionals work closely with many areas of the firm. Given this structure, CR professionals gain diverse financial experience and a broad perspective on how the entire firm functions. The interaction with numerous departments and the range of projects that ensue allow for a challenging, varied, and multi-dimensional work environment.
Responsibilities

• Assess the credit and financial strength of the firm's Private Equity borrowers and counterparts by performing fundamental credit analysis.
• Review and approve loan transactions and determine appetite and regulatory ratings
• Coordinate with Global Banking and Markets, Legal, Operations and Compliance departments to approve derivatives business and ensure appropriate documentation, limits, and risk mitigants to protect against a counterpart default and minimize potential losses
• Analyze the risks inherent in the products GS transacts, including lending and derivative products
• Perform sector analysis regularly to assess portfolio concentration or trends
• Monitor, manage and report exposures at a counterpart, product, and portfolio level

Basic Qualifications

• Excellent academic record
• Demonstrable track record ofachievement andindependent decision making
• Strong communication skills (written and verbal)
• Excellent attention to detail and strong analytical skills
• Ability to work in a fast-paced environment
• Integrity, ethical standards and sound judgment
• 0-2 years of experience in a financial services role with preferable Fund, Hedge Fund, or Private Equity Fund experience
• Understanding of investment banking products including loan products and derivatives

Skills

• Functional Expertise and Technical Skills – Ability to learn quickly
• Teamwork – Strong team player, works well under pressure, and collaborates with others across teams and business units
• Communication Skills – Communicates in a clear and concise manner, shares information/new ideas with peer group and team, and escalates as appropriate
• Judgment and Problem Solving – Thinks ahead, anticipates questions, plans for contingencies, finds alternative solutions, and identifies clear objectives. Sees the big picture and effectively analyzes complex issues
• Creativity and Influence – Looks for new ways to improve current processes and develop creative solutions with practical value
• Proactive ownership – Ability to self-direct in executing tasks
• Continuous Development – Values constant self-improvement and learning

Job Info

• Job Identification 179694
• Job Category Analyst
• Locations Dallas, TX, United States

Healthcare & Medical Services

We believe who you are makes you better at what you do. We're committed to fostering and advancing diversity and inclusion in our own workplace and beyond by ensuring every individual within our firm has a number of opportunities to grow professionally and personally

We offer competitive vacation policies based on employee level and office location. We promote time off from work to recharge by providing generous vacation entitlements and a minimum of three weeks expected vacation usage each year.

Financial Wellness & Retirement

We assist employees in saving and planning for retirement, offer financial support for higher education, and provide a number of benefits to help employees prepare for the unexpected. We offer live financial education and content on a variety of topics to address the spectrum of employees’ priorities.

Health

We offer a medical advocacy service for employees and family members facing critical health situations, and counseling and referral services through the Employee Assistance Program (EAP). We provide Global Medical, Security and Travel Assistance and a Workplace Ergonomics Program. We also offer state-of‑art on‑site health centers in certain offices.

Fitness

To encourage employees to live a healthy and active lifestyle, some of our offices feature on‑site fitness centers. For eligible employees we typically reimburse fees paid for a fitness club membership or activity (up to a pre‑approved amount).

We offer on‑site child care centers that provide full‑time and emergency back‑up care, as well as mother and baby rooms and homework rooms. In every office, we provide advice and counseling services, expectant parent resources and transitional programs for parents returning from parental leave. Adoption, surrogacy, egg donation and egg retrieval stipends are also available.

Benefits at Goldman Sachs